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PTCJ

Active
Private limited companyfounded 2015active for 11 yearsRue du Bon-Diè-Cauwère, Bos. 7, 5032 Gembloux, BelgiumKBO/BCE: BE 0635.561.420

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PTCJ has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,323 and a net result of €48,974. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 53% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 17-08-2015 Normal situation
Legal form
Private limited company
Registered office
Rue du Bon-Diè-Cauwère, Bos. 7, 5032 Gembloux
Activity
General electrical installation work NACE 43211and 1 other
Establishment unit
2.244.555.848 5032 Gembloux, since 17-08-2015
Financial year end
31 December
Peppol
Reachable since 30-11-2025

Who decides

Board

How it is doing

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€84,911
▲ 403%
Turnover
≈ €310,000
estimated
Profit
€48,974
▲ 548%
Equity
€64,323
▲ 16.2%
Total assets
€131,385
▲ 93.2%
2025 accounts 27 days early
Filed on 04-07-2026at the National Bank
Why 84raises riskSize: total assets €131,385Sector: Specialised construction activities (NACE 43)lowers riskFounded in 2015Figures for financial year 2025 (filed 04-07-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 74-26
equity 49.0% of total assets
Liquidity 48-4
short-term debt 34.9% · cash 10.7%
Profitability 100+17
return on assets 37.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.4%▼ -0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.6%▲ +0.1 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.5%▼ -0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.24, compared with 3.66 in 2024, below the usual 1.5; short-term debt: 34.9% and cash: 10.7% of total assets), and 51% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 53% on solvency, 39% on liquidity, 92% on profitability and 63% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €131,385
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 04-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 days early
2024
28 days early
2023
6 days early
2022
28 days early
2021
30 days early
2020
31 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Among the best 15% on net resultsector median €10,232 · 34,842 companies €48,974 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Positive: 7 profitable years in a rowprofit 2025: €48,974 7 years View

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about PTCJ

What is the company number of PTCJ?
0635.561.420. In Belgium the VAT number is the company number with BE in front: BE 0635.561.420.
Where is PTCJ based?
The registered office is at Rue du Bon-Diè-Cauwère, Bos. 7, 5032 Gembloux.Company details
What does PTCJ do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of PTCJ?
Private limited company (BV).
When was PTCJ founded?
On 17-08-2015.
Is PTCJ still active?
Yes, PTCJ is an active enterprise in the KBO register.
What is the turnover of PTCJ?
≈ €310,000 in financial year 2025. Estimated from the gross margin of €84,911: probably between €210,000 and €510,000, based on 42 comparable companies, NACE 43211. In financial year 2019 turnover was €66,567.Financials
Is PTCJ profitable?
In financial year 2025, PTCJ made a profit of €48,974.
Where can I find the annual accounts of PTCJ?
PTCJ filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PTCJ due?
By 31-07-2027, for financial year 2026.Timeline

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