PT TECHNICS
ActiveSummary
PT TECHNICS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €10k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency75▲+11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.48 in 2024; short-term debt: 29.7% and cash: 10.1% of total assets), but 50.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
14 d late
2024
28 d late
2023
26 d late
2022
26 d late
2021
22 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 11.7%
2024 · €88k
2018: €23k
2019: €41k
2020: €23k
2021: €49k
2022: €75k
2023: €76k
2024: €88k
2018 → 2025
Total assets
€198k▼ 13.3%
2024 · €229k
2018: €83k
2019: €127k
2020: €101k
2021: €151k
2022: €235k
2023: €194k
2024: €229k
2018 → 2025
Net result
€10k▼ 19.0%
2024 · €13k
2018: €11k
2019: €12k
2020: €-19k
2021: €26k
2022: €26k
2023: €811
2024: €13k
2018 → 2025
Working capital
€50k▲ 34.3%
2024 · €37k
2018: €22k
2019: €33k
2020: €18k
2021: €26k
2022: €27k
2023: €34k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€75k▲ 52.8%€76k▲ 1.1%€88k▲ 17.0%€99k▲ 11.7%
Operating result€28k-€32k▲ 12.5%€4k▼ 88.2%€20k▲ 430%€20k▼ 1.0%
Net result€26k-€26k▼ 1.7%€811▼ 96.9%€13k▲ 1,482%€10k▼ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€90k ▼ 21.9%
Current assets
€109k ▼ 4.6%
Equity and liabilities €198k
Equity
€99k ▲ 11.7%
Debt
€99k ▼ 29.1%
Debt's share of the balance-sheet total falls from 61.3% to 50.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2024 · €48k
Cash flow
€49k▲
2024 · €41k
Current ratio
1.84▲
2024 · 1.48
Debt to equity
1.01▼
2024 · 1.59
ROE
10.5%▼
2024 · 14.5%
ROA
5.2%▼
2024 · 5.6%
Interest coverage
11.84▼
2024 · 19.62
Debt ≤ 1 year
€59k▼
2024 · €77k
Debt > 1 year
€41k▼
2024 · €64k
Income taxes
€4k▼
2024 · €5k
Staff costs
€15k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€229k€198k▼
Fixed assets21/28€115k€90k▼
Tangible fixed assets22/27€115k€90k▼
Plant, machinery and equipment23€21k€17k▼
Furniture and vehicles24€4k€12k▲
Leasing and similar rights25€90k€60k▼
Current assets29/58€114k€109k▼
Amounts receivable within one year40/41€80k€85k▲
Trade receivables40€68k€72k▲
Other amounts receivable41€12k€13k▲
Cash at bank and in hand54/58€30k€20k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€229k€198k▼
Equity10/15€88k€99k▲
Contributions10/11€19k€19k=
Reserves13€70k€80k▲
Distributable reserves133€70k€80k▲
Amounts payable17/49€140k€99k▼
Amounts payable after more than one year17€64k€41k▼
Financial debts170/4€64k€41k▼
Amounts payable within one year42/48€77k€59k▼
Current portion of amounts payable after more than one year42€26k€23k▼
Trade debts44€28k€23k▼
Suppliers440/4€28k€23k▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€22k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€39k▲
Other operating charges640/8€1k€800▼
Gross operating margin9900€54k€75k▲
Operating profit (loss)9901€20k€20k▼
Financial income75/76B€195€28▼
Recurring financial income75€195€28▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€18k€15k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€10k▼
Transfer to equity691/2€13k€10k▼
To other reserves6921€13k€10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2017
Ground area
1,121 m²
Building footprint
121 m²
Volume, LiDAR
762 m³
Parcel 24072C0056/00E003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PT TECHNICS
since 20172.272.200.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24072C0056/00E003 | Flanders | 1,121 m² | 1 · 121 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,845 EUR awarded · 1,845 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 345 EUR | 345 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 1 endedElektrotechnicus (vwo)
Elektrotechnicus duaal (so)
Show 1 ended approval
Installateur gebouwenautomatisering duaal (so)
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 8,811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.