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PT interieur

Active
Private limited company (pre-2019)founded 200817 yrs activeDurmelaan 2, 9880 Aalter, BelgiumKBO/BCE: BE 0807.487.485

PT interieur has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €-35k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
7 / 100
Critical▼ -41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency43▲+17
Growth32=
Stability100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 1.22 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-2.9%
Return on assets
-23.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
21 d late
2023
8 d late
2022
45 d early
2021
40 d early
2020
36 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-4k
2024 · €30k
2018: €54k 2019: €49k 2020: €59k 2021: €36k 2022: €35k 2023: €31k 2024: €30k
2018 → 2025
Total assets
€145k▼ 27.4%
2024 · €200k
2018: €300k 2019: €267k 2020: €274k 2021: €235k 2022: €229k 2023: €219k 2024: €200k
2018 → 2025
Net result
€-35k▼ 4,416%
2024 · €-764
2018: €21k 2019: €-5k 2020: €9k 2021: €-23k 2022: €-460 2023: €-4k 2024: €-764
2018 → 2025
Working capital
€-5k
2024 · €19k
2018: €38k 2019: €17k 2020: €34k 2021: €-13k 2022: €2k 2023: €12k 2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€36k-€35k▼ 1.3%€31k▼ 12.3%€30k▼ 2.5%€-4k
Operating result€-19k-€4k€-704€2k€-32k
Net result€-23k-€-460▲ 98.0%€-4k▼ 849%€-764▲ 82.5%€-35k▼ 4,416%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-30k€-20k€-10k€0Operating result 2021: €-19k€-19kNet result 2021: €-23k€-23kOperating result 2022: €4k€4kNet result 2022: €-460€-460Operating result 2023: €-704€-704Net result 2023: €-4k€-4kOperating result 2024: €2k€2kNet result 2024: €-764€-764Operating result 2025: €-32k€-32kNet result 2025: €-35k€-35k20212022202320242025
The operating result turns negative in 2025: a loss of €32k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets €73k▼ 22.7%
Current assets €72k▼ 31.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€-10k
2024 · €26k
Cash flow
€-13k
2024 · €23k
Solvency
-2.9%
2024 · 15.1%
Current ratio
0.93
2024 · 1.22
Quick ratio
0.58
2024 · 0.93
Debt / equity
-35.03
2024 · 5.60
ROE
810.2%
2024 · -2.5%
ROA
-23.8%
2024 · -0.4%
Interest coverage
-3.66
2024 · 8.50
Debt
€149k
2024 · €169k
Debt ≤ 1 year
€77k
2024 · €86k
Debt > 1 year
€72k
2024 · €84k
Income taxes
€210
2024 · €210
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€200k€145k
Fixed assets21/28€95k€73k
Tangible fixed assets22/27€95k€73k
Land and buildings22€26k€22k
Plant, machinery and equipment23€5k€4k
Furniture and vehicles24€9k€1k
Leasing and similar rights25€26k€23k
Other tangible fixed assets26€29k€24k
Current assets29/58€105k€72k
Stocks and contracts in progress3€25k€27k
Stocks30/36€25k€27k
Amounts receivable within one year40/41€25k€27k
Trade receivables40€22k€16k
Other amounts receivable41€4k€11k
Cash at bank and in hand54/58€48k€12k
Deferred charges and accrued income490/1€6k€6k
Equity and liabilities
Total equity and liabilities10/49€200k€145k
Equity10/15€30k€-4k
Contributions10/11€19k€19k=
Reserves13€32k€32k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€-21k€-55k
Amounts payable17/49€169k€149k
Amounts payable after more than one year17€84k€72k
Financial debts170/4€84k€72k
Amounts payable within one year42/48€86k€77k
Current portion of amounts payable after more than one year42€11k€12k
Trade debts44€11k€3k
Suppliers440/4€11k€3k
Taxes, remuneration and social security45€5k€5k
Taxes450/3€3k€3k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€58k€57k
Accrued charges and deferred income492/3€42€42=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€21k
Other operating charges640/8€3k€3k
Gross operating margin9900€29k€-7k
Operating profit (loss)9901€2k€-32k
Financial income75/76B€95€62
Recurring financial income75€95€62
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€-554€-34k
Income taxes67/77€210€210
Profit (loss) for the period9904€-764€-35k
Profit (loss) for the period to be appropriated9905€-764€-35k
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-55k
Profit (loss) brought forward from the previous period14P€-20k€-21k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
16-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,758 m²
Building footprint
299 m²
Volume, LiDAR
968 m³
Parcel 44001B0109/00V000, Flanders · tallest building 36.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PT interieur
Durmelaan 2, 9880 AalterJoinery installation
since 20082.174.418.316
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44001B0109/00V000 Flanders 1,758 m² 1 · 299 m² 36.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 6,761 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded30-10-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.