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PT Construct

Active Private limited companyfounded 2021active for 5 yearsSerskampsteenweg 131, 9230 WetterenKBO/BCE: BE 0776.811.533

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €21,921 (2022)
€11,387▼ 24.2%
lowest -€1,041 (2023)
€2,851▼ 58.1%
peak €24,006 (2024)
€20,974▼ 12.6%
€11,531▼ 34.6%
Board1 name since 2021
1 director
Documentsfilings and deeds
31-03-202630 days before the deadline
2025micro format
Gross margin from €15,031 to €11,387Result from €6,806 to €2,851Dividend €5,882Equity from €24,006 to €20,974Debts from €17,643 to €11,531

Key points

from the 2025 annual accounts

Equity

€20,974 ▼ 12.6%
24,0062024+2,851Profit-5,882Dividend20,9742025

PT Construct paid out €5,882 in dividends. That is 206% of the 2025 profit.

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Liquidity

0.90 was 1.67 in 2024

Short-term debts fell from €8,265 to €8,139.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,969 companies had the same profile as PT Construct has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,969 companies, not a prediction for PT Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 02-11-2021
  • 100 sharesdeed of 08-11-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0776811533
Incorporation Founding capital of €2,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 08-11-2021 · Gazette deed
First establishment Serskampsteenweg 131, Wetteren
All 9 events

Comparable companies

same main activity, similar in size and age
Company
PT Construct Wetteren €32,505 €11,387 64.5% -
A.P.S RENOVATION Fosses-la-Ville €30,618 €12,267 55.9% -
GID CONSTRUCTION Eupen €34,594 €12,870 57.9% -
Philippe Merlo AGW Maasmechelen €28,209 €11,271 58.9% -
ABZ BRAECKMAN Evergem €34,860 €7,228 79.0% -
BATIKLIK Wemmel €30,695 €9,537 62.8% -
BATI REIS Anderlecht €34,616 €8,476 61.9% -

These companies have the same main activity as PT Construct: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €28,200 and €34,900, founded between 2020 and 2022.

Official details

Source: KBO
Status
Active since 04-11-2021Normal situation
Activity
Other building finishing workNACE 43350and 3 others
Establishment unit
2.324.048.6359230 Wetteren, since 04-11-2021
Financial year end
30 September
Peppol
Reachable since 12-12-2024
Company details

Annual accounts to 30-09-2025

€11,387▼ 24.2%
€2,851▼ 58.1%
€20,974▼ 12.6%
€32,505▼ 22.0%
Filing
Filed on 31-03-2026, 30 days before the end of the filing period
Financials

Insights on PT Construct

PT Construct files the micro format. That format states no turnover. The gross margin fell from €21,921 in 2022 to €11,387 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-03-2026, 30 days before the deadline
€11,387
▼ 24.2%
€5,034
▼ 47.5%
€2,851
▼ 58.1%
-€781
▼ €6,347
64.5%
▲ 6.9 percentage points
0.90
▼ 0.77

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €66,000 and €240,000.

Balance sheet

balance sheet total €32,505 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

64.5%

Higher than 70% of 35,156 companies in 2025.

0.90

Higher than 18% of 34,529 companies in 2025.

8.8%

Higher than 55% of 34,730 companies in 2025.

PT Construct Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 32,50541,64936,69139,711
21/28 25,14727,81824,42326,777
22/27 25,09227,76324,36826,722
23 24,46926,99722,90326,168
24 6237661,465555
28 55555555
29/58 7,35813,83112,26812,934
3 -02,513-
30/36 -02,513-
40/41 1,96113,8318,18112,727
40 012,1607,00011,732
41 1,9611,6711,181995
54/58 5,39701,574207
Balance sheet: equity and liabilities
10/49 32,50541,64936,69139,711
10/15 20,97424,00617,20018,244
10/11 2,0002,0002,0002,000
13 16,00016,00016,00016,000
133 16,00016,00016,00016,000
14 2,9746,006-800244
17/49 11,53117,64319,49121,467
17 3,3929,3799,90013,940
170/4 3,3929,3799,90013,940
42/48 8,1398,2659,5917,527
42 5,9875,8634,0403,985
43 0149--
430/8 0149--
44 4897181,356539
440/4 4897181,356539
45 1,0641783,3352,768
450/3 88603,1572,590
454/9 178178178178
47/48 5991,356860236
Income statement
9900 11,38715,0315,93621,921
630 5,4974,6043,8112,066
640/8 8568441,285395
9901 5,0349,58484119,460
75/76B 0000
75 0000
65/66B 430698314626
65 430698314626
9903 4,6048,88652718,834
67/77 1,7532,0811,5672,590
9904 2,8516,806-1,04116,244
9905 2,8516,806-1,04116,244
Appropriation of the result
9906 8,8566,006-80016,244
14P 6,006-800241-
691/2 --016,000
6921 --016,000
694/7 5,882---
694 5,882---
Document PDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 31-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 31-03-2026 2026-00068114 PDF
30-09-2024 micro format 25-04-2025 2025-00076747 PDF
30-09-2023 micro format 03-04-2024 2024-00057808 PDF
30-09-2022 micro format 21-03-2023 2023-00044238 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
10,53114,1884,65221,526
8,34811,4092,77118,310
2,8268,0001,45628,843
5,397-1,5741,367-
-7815,5662,6775,406
64.5%57.6%46.9%45.9%
0.901.671.281.72
0.901.671.021.72
0.550.731.131.18
13.6%28.4%-6.0%89.0%
8.8%16.3%-2.8%40.9%
24.5020.3414.8234.36

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-2022
Tangible fixed assets€2,826€8,000€1,456€28,788
Financial fixed assets---€55
€5,497€4,604€3,811€2,066

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on PT Construct

The operating result for 2025 is 47% lower than in 2024.

Debt's share of the balance-sheet total falls from 42.4% to 35.5%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 02-11-2021 term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 31-03-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 08-11-2021

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), from 02-11-2021 to date

See the board, name and registered office on a given date →

Control

Founder
This company
PT Construct
Equity €20,974
Profit €2,851 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€210 in 2025
Source
deed of 08-11-2021

Articles of association

deed of 08-11-2021 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 19:00

Shareholders

At incorporation deed of 08-11-2021 ↗
  • 100 shares (100%) · €2,000

Network & group

No group

PT Construct has no parent and no holdings in its annual accounts. is the only director.

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 09-12-2021
Founded in 2021 · total assets €114,709 (2025)

Timeline

Timeline

9 events since 2021

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 30 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 5 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:0776811533
Back to profit net €6,806 The net result is €6,806, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 27 days before the deadline
2023
Weakest financial year net -€1,041 The net result drops to -€1,041, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 40 days before the deadline
2021
IncorporationFounding capital of €2,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 08-11-20215 points ▸
  • Founder, (comparant)
  • Founding capital, €2,000, 100 shares
  • holds 100 shares
  • Board rule, 1
  • Director appointment, (director (not named in the articles))
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment Serskampsteenweg 131, Wetteren

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

PT Construct was incorporated on 4 November 2021 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2021, has served as director.3 Total assets fell from €39,711 in 2022 to €32,505 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-11-2021
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0776.811.533
VAT number
BE 0776.811.533
Peppol ID
0208:0776811533
Other Peppol ID
9925:BE0776811533
Legal form
Private limited company
Status
Active, normal situation
Founded
04-11-2021
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 19:00
deed of 08-11-2021 (in Dutch)
Peppol
Reachable since 12-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
PT Construct in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-11-2021 (in Dutch)

Activities

NACEBEL 2025
43350 Other building finishing work main activity
Codes under NACEBEL 2008
43390 Specialised construction activities main activity
43120 Site preparation
43291 Specialised construction activities
43992 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle activiteiten betreffende consultancy; Alle activiteiten betreffende de coördinatie van werken/werven; Alle activiteiten betreffende…”
20 activities
  1. Alle activiteiten betreffende consultancy
  2. Alle activiteiten betreffende de coördinatie van werken/werven
  3. Alle activiteiten betreffende management;
  4. Aankoop/renovatie/verkopen van onroerend goed in eigen naam;
  5. Allerhande gespecialiseerde bouwwerkzaamheden;
  6. Bouwrijp maken van terreinen;
  7. Isolatiewerkzaamheden;
  8. Allerhande werkzaamheden in verband met afwerking van gebouwen;
  9. Gevelreiniging;
  10. Uitvoeren van metsel en voegwerken;
  11. Boren en aanleggen van waterputten,graven van mijnschachten;
  12. Proefboren en boren;
  13. Het installeren van allerhande bouwinstallaties;
  14. Bouw van sierschouwen en open haarden;
  15. Uitvoeren van voegwerken;
  16. Bouwen van funderingen,inclusief heien;
  17. Monteren van nietzelfvervaardigde metalen constructiewerken;
  18. Optrekken en afbreken van steigers en werkplatforms;
  19. Overige persoonlijke diensten;
  20. Deze activiteiten zijn steeds in de ruime betekenis van het woord te begrijpen.
deed of 08-11-2021 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Serskampsteenweg 131 registered office 9230 Wetteren 04-11-2021 2.324.048.635

Buildings and parcels at the address

Ground area
358 m²
Buildings
78 m²
Volume, LiDAR
3 m³
Tallest building
1.6 m
Buildings to scale, each on its own parcel
78 m², 1.6 m 78 m², 1.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
42303F0358/00H004358 m² 1 · 78 m² 1.6 m

Contact

E-mail peeters3.tim@gmail.com

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0776.811.533