Equity
PT Construct paid out €5,882 in dividends. That is 206% of the 2025 profit.
In July 2024, 26,969 companies had the same profile as PT Construct has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for PT Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PT Construct Wetteren | €32,505 | €11,387 | 64.5% | - |
| A.P.S RENOVATION Fosses-la-Ville | €30,618 | €12,267 | 55.9% | - |
| GID CONSTRUCTION Eupen | €34,594 | €12,870 | 57.9% | - |
| Philippe Merlo AGW Maasmechelen | €28,209 | €11,271 | 58.9% | - |
| ABZ BRAECKMAN Evergem | €34,860 | €7,228 | 79.0% | - |
| BATIKLIK Wemmel | €30,695 | €9,537 | 62.8% | - |
| BATI REIS Anderlecht | €34,616 | €8,476 | 61.9% | - |
These companies have the same main activity as PT Construct: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €28,200 and €34,900, founded between 2020 and 2022.
PT Construct files the micro format. That format states no turnover. The gross margin fell from €21,921 in 2022 to €11,387 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €66,000 and €240,000.
Higher than 70% of 35,156 companies in 2025.
Higher than 18% of 34,529 companies in 2025.
Higher than 55% of 34,730 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
32,505 | 41,649 | 36,691 | 39,711 | |
21/28 |
25,147 | 27,818 | 24,423 | 26,777 | |
22/27 |
25,092 | 27,763 | 24,368 | 26,722 | |
23 |
24,469 | 26,997 | 22,903 | 26,168 | |
24 |
623 | 766 | 1,465 | 555 | |
28 |
55 | 55 | 55 | 55 | |
29/58 |
7,358 | 13,831 | 12,268 | 12,934 | |
3 |
- | 0 | 2,513 | - | |
30/36 |
- | 0 | 2,513 | - | |
40/41 |
1,961 | 13,831 | 8,181 | 12,727 | |
40 |
0 | 12,160 | 7,000 | 11,732 | |
41 |
1,961 | 1,671 | 1,181 | 995 | |
54/58 |
5,397 | 0 | 1,574 | 207 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
32,505 | 41,649 | 36,691 | 39,711 | |
10/15 |
20,974 | 24,006 | 17,200 | 18,244 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | |
13 |
16,000 | 16,000 | 16,000 | 16,000 | |
133 |
16,000 | 16,000 | 16,000 | 16,000 | |
14 |
2,974 | 6,006 | -800 | 244 | |
17/49 |
11,531 | 17,643 | 19,491 | 21,467 | |
17 |
3,392 | 9,379 | 9,900 | 13,940 | |
170/4 |
3,392 | 9,379 | 9,900 | 13,940 | |
42/48 |
8,139 | 8,265 | 9,591 | 7,527 | |
42 |
5,987 | 5,863 | 4,040 | 3,985 | |
43 |
0 | 149 | - | - | |
430/8 |
0 | 149 | - | - | |
44 |
489 | 718 | 1,356 | 539 | |
440/4 |
489 | 718 | 1,356 | 539 | |
45 |
1,064 | 178 | 3,335 | 2,768 | |
450/3 |
886 | 0 | 3,157 | 2,590 | |
454/9 |
178 | 178 | 178 | 178 | |
47/48 |
599 | 1,356 | 860 | 236 | |
| Income statement | |||||
9900 |
11,387 | 15,031 | 5,936 | 21,921 | |
630 |
5,497 | 4,604 | 3,811 | 2,066 | |
640/8 |
856 | 844 | 1,285 | 395 | |
9901 |
5,034 | 9,584 | 841 | 19,460 | |
75/76B |
0 | 0 | 0 | 0 | |
75 |
0 | 0 | 0 | 0 | |
65/66B |
430 | 698 | 314 | 626 | |
65 |
430 | 698 | 314 | 626 | |
9903 |
4,604 | 8,886 | 527 | 18,834 | |
67/77 |
1,753 | 2,081 | 1,567 | 2,590 | |
9904 |
2,851 | 6,806 | -1,041 | 16,244 | |
9905 |
2,851 | 6,806 | -1,041 | 16,244 | |
| Appropriation of the result | |||||
9906 |
8,856 | 6,006 | -800 | 16,244 | |
14P |
6,006 | -800 | 241 | - | |
691/2 |
- | - | 0 | 16,000 | |
6921 |
- | - | 0 | 16,000 | |
694/7 |
5,882 | - | - | - | |
694 |
5,882 | - | - | - | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 31-03-2026.
| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 10,531 | 14,188 | 4,652 | 21,526 | ||
| 8,348 | 11,409 | 2,771 | 18,310 | ||
| 2,826 | 8,000 | 1,456 | 28,843 | ||
| 5,397 | -1,574 | 1,367 | - | ||
| -781 | 5,566 | 2,677 | 5,406 | ||
| 64.5% | 57.6% | 46.9% | 45.9% | ||
| 0.90 | 1.67 | 1.28 | 1.72 | ||
| 0.90 | 1.67 | 1.02 | 1.72 | ||
| 0.55 | 0.73 | 1.13 | 1.18 | ||
| 13.6% | 28.4% | -6.0% | 89.0% | ||
| 8.8% | 16.3% | -2.8% | 40.9% | ||
| 24.50 | 20.34 | 14.82 | 34.36 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 |
|---|---|---|---|---|
| Tangible fixed assets | €2,826 | €8,000 | €1,456 | €28,788 |
| Financial fixed assets | - | - | - | €55 |
| €5,497 | €4,604 | €3,811 | €2,066 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 47% lower than in 2024.
Debt's share of the balance-sheet total falls from 42.4% to 35.5%. Equity and debt are lower.
PT Construct has no parent and no holdings in its annual accounts. is the only director.
The connected companies are in the list below.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Serskampsteenweg 131 registered office 9230 Wetteren | 04-11-2021 | 2.324.048.635 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 42303F0358/00H004 | 358 m² | 1 · 78 m² | 1.6 m |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0776.811.533
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