PsyThiels
ActiveSummary
PsyThiels has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€104,966) and a net result of -€45,510. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+8
Solvency18▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 0.45 in 2024; short-term debt: 4.1% and cash: 1.6% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.1%
Return on assets
-3.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€104,966
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
56 d late
2024
63 d late
2023
30 d late
2022
22 d late
2021
30 d late
2020
59 d late
2019
54 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€104,966▼ 76.5%
2024 · -€59,457
Total assets
€1.5m▼ 5.9%
2024 · €1.6m
Net result
-€45,510▼ 38.7%
2024 · -€32,822
Working capital
-€24,178▲ 37.9%
2024 · -€38,940
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,212€4,184-€1,332€14,316€5,646▼ 60.6%
Net result-€5,297below the sector's middle half-€1,400below the sector's middle half▲ 73.6%-€24,088below the sector's middle half▼ 1,621%-€32,822below the sector's middle half▼ 36.3%-€45,510below the sector's middle half▼ 38.7%
Equity-€1,147below the sector's middle half-€2,547below the sector's middle half▼ 122%-€26,635below the sector's middle half▼ 946%-€59,457below the sector's middle half▼ 123%-€104,966below the sector's middle half▼ 76.5%
Total assets€313,860within the sector's middle half▼ 1.3%€318,675within the sector's middle half▲ 1.5%€969,033above the sector's middle half▲ 204%€1.6mabove the sector's middle half▲ 61.8%€1.5mabove the sector's middle half▼ 5.9%
Debt€315,007▲ 0.4%€321,222▲ 2.0%€995,668▲ 210%€1.6m▲ 63.5%€1.6m▼ 2.8%
Working capital-€18,829below the sector's middle half▼ 620%-€25,823below the sector's middle half▼ 37.1%-€16,904below the sector's middle half▲ 34.5%-€38,940below the sector's middle half▼ 130%-€24,178below the sector's middle half▲ 37.9%
Solvency-0.4%below the sector's middle half▼ 1.7pp-0.8%below the sector's middle half▼ 0.4pp-2.7%below the sector's middle half▼ 1.9pp-3.8%below the sector's middle half▼ 1.0pp-7.1%below the sector's middle half▼ 3.3pp
Current ratio0.65below the sector's middle half▼ 0.280.65below the sector's middle half=0.76below the sector's middle half▲ 0.100.45below the sector's middle half▼ 0.310.60below the sector's middle half▲ 0.15
Return on assets (ROA)-1.7%below the sector's middle half▼ 1.7pp-0.4%below the sector's middle half▲ 1.2pp-2.5%below the sector's middle half▼ 2.0pp-2.1%below the sector's middle half▲ 0.4pp-3.1%below the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.4m ▼ 6.3%
Current assets
€36,812 ▲ 15.1%
Key figures and ratios
EBITDA
€129,799▲
2024 · €70,373
Cash flow
€78,643▲
2024 · €23,235
Debt to equity
-15.06▲
2024 · -27.37
Interest coverage
2.54▲
2024 · 1.45
Debt ≤ 1 year
€60,990▼
2024 · €70,911
Debt > 1 year
€1.5m▼
2024 · €1.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,171 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- negative equity
- a small loss
1.7%
went bankrupt
2.6%
stopped otherwise
95%
still going
A further 1.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,171 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,218 | €15,788 | €57,244 | €56,057 | €124,153 | ▲ 121% |
| Other operating charges640/8 | €1,852 | €3,608 | €2,121 | €2,419 | €5,413 | ▲ 124% |
| Gross operating margin9900 | €19,858 | €23,580 | €58,033 | €72,792 | €135,212 | ▲ 85.8% |
| Operating profit (loss)9901 | -€1,212 | €4,184 | -€1,332 | €14,316 | €5,646 | ▼ 60.6% |
| Financial income75/76B | €78 | - | - | €1,506 | - | - |
| Recurring financial income75 | €78 | - | - | €1,506 | - | - |
| Financial charges65/66B | €4,485 | €4,264 | €22,758 | €48,644 | €51,155 | ▲ 5.2% |
| Recurring financial charges65 | €4,485 | €4,264 | €22,758 | €48,644 | €51,155 | ▲ 5.2% |
| Profit (loss) for the period before taxes9903 | -€5,619 | -€80 | -€24,090 | -€32,822 | -€45,510 | ▼ 38.7% |
| Income taxes67/77 | -€322 | €1,320 | -€2 | - | - | - |
| Profit (loss) for the period9904 | -€5,297 | -€1,400 | -€24,088 | -€32,822 | -€45,510 | ▼ 38.7% |
| Profit (loss) for the period to be appropriated9905 | -€5,297 | -€1,400 | -€24,088 | -€32,822 | -€45,510 | ▼ 38.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €313,860 | €318,675 | €969,033 | €1.6m | €1.5m | ▼ 5.9% |
| Fixed assets21/28 | €278,266 | €270,318 | €916,610 | €1.5m | €1.4m | ▼ 6.3% |
| Tangible fixed assets22/27 | €278,266 | €270,318 | €916,610 | €1.5m | €1.4m | ▼ 6.3% |
| Land and buildings22 | €269,784 | €261,172 | €910,342 | €1.5m | €1.4m | ▼ 6.2% |
| Furniture and vehicles24 | €8,482 | €9,146 | €6,268 | €3,390 | €1,501 | ▼ 55.7% |
| Current assets29/58 | €35,594 | €48,357 | €52,423 | €31,971 | €36,812 | ▲ 15.1% |
| Cash at bank and in hand54/58 | €34,908 | €47,606 | €40,909 | €17,895 | €23,311 | ▲ 30.3% |
| Deferred charges and accrued income490/1 | €686 | €750 | €11,515 | €14,076 | €13,501 | ▼ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €313,860 | €318,675 | €969,033 | €1.6m | €1.5m | ▼ 5.9% |
| Equity10/15 | -€1,147 | -€2,547 | -€26,635 | -€59,457 | -€104,966 | ▼ 76.5% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€13,547 | -€14,947 | -€39,035 | -€71,857 | -€117,366 | ▼ 63.3% |
| Amounts payable17/49 | €315,007 | €321,222 | €995,668 | €1.6m | €1.6m | ▼ 2.8% |
| Amounts payable after more than one year17 | €260,584 | €247,042 | €926,341 | €1.6m | €1.5m | ▼ 2.3% |
| Financial debts170/4 | €260,584 | €247,042 | €926,341 | €1.6m | €1.5m | ▼ 2.4% |
| Other amounts payable178/9 | - | - | - | €1,300 | €2,300 | ▲ 76.9% |
| Amounts payable within one year42/48 | €54,423 | €74,179 | €69,327 | €70,911 | €60,990 | ▼ 14.0% |
| Current portion of amounts payable after more than one year42 | €13,338 | €13,542 | €28,155 | €49,631 | €51,453 | ▲ 3.7% |
| Trade debts44 | €38,084 | €43,923 | €30,635 | €18,451 | €5,099 | ▼ 72.4% |
| Suppliers440/4 | €38,084 | €43,923 | €30,635 | €18,451 | €5,099 | ▼ 72.4% |
| Taxes, remuneration and social security45 | €123 | €1,446 | €129 | €132 | €135 | ▲ 2.3% |
| Taxes450/3 | €123 | €1,446 | €129 | €132 | €135 | ▲ 2.3% |
| Other amounts payable47/48 | €2,878 | €15,269 | €10,408 | €2,698 | €4,303 | ▲ 59.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,297 | -€1,400 | -€24,088 | -€32,822 | -€45,510 | ▼ 38.7% |
| + Depreciation and write-downs630 | €19,218 | €15,788 | €57,244 | €56,057 | €124,153 | ▲ 121% |
| Operating cash flow (approximation) | €13,921 | €14,388 | €33,156 | €23,235 | €78,643 | ▲ 238% |
| Investment in fixed assets (approximation) | - | -€7,840 | -€703,535 | -€675,489 | -€27,429 | ▲ 95.9% |
| Change in cash | - | €12,699 | -€6,698 | -€23,013 | €5,415 | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
2025
31-12
Financial
Weakest financial yearnet -€45,510
Net result drops to -€45,510, the lowest in the series.
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Back to profitnet €80
Net result €80 after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2018
Ground area
1,722 m²
Building footprint
249 m²
Parcel 63057C0695/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PsyThiels
since 20182.282.345.266
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63057C0695/00V000 | Wallonia | 1,722 m² | 1 · 248 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,631 companies in sector 86220 we hold annual accounts for 7,986. 1,329 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0705999850
Registered
06-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.