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PSYTEAM

Active
Private limited companyfounded 2016active for 10 yearsKerkstraat 6, 2300 Turnhout, BelgiumKBO/BCE: BE 0662.964.316

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 26-02-2026 PDF all 9 filings

Turnover
≈ €240,000
Estimated: probably between €200,000 and €320,000
Total assets
€142,879▲ 57.6%
2024 · €90,677
Net result
€49,056▲ 6.0%
2024 · €46,266
Working capital
-€40,292
2024 · €6,863
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 4% higher than in 2024. It is the second rise in a row, after the fall in 2023.

Operating result€63,087 2025 Net result€49,056 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Human health activities (NACE 86). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€23,243-€29,377▲ 26.4%€37,672▲ 28.2%€67,931▲ 80.3%€39,354▼ 42.1%€34,472▼ 12.4%€60,443▲ 75.3%€63,087▲ 4.4%
Net result€16,737-€21,352▲ 27.6%€29,136within the sector's middle half▲ 36.5%€52,920within the sector's middle half▲ 81.6%€30,548within the sector's middle half▼ 42.3%€25,229within the sector's middle half▼ 17.4%€46,266within the sector's middle half▲ 83.4%€49,056within the sector's middle half▲ 6.0%
Equity€75,999-€103,551▲ 36.3%€20,460below the sector's middle half▼ 80.2%€20,460below the sector's middle half=€20,460below the sector's middle half=€20,460below the sector's middle half=€20,460below the sector's middle half=€18,600below the sector's middle half▼ 9.1%
Total assets€116,843-€144,728▲ 23.9%€178,854within the sector's middle half▲ 23.6%€108,941below the sector's middle half▼ 39.1%€124,768below the sector's middle half▲ 14.5%€94,754below the sector's middle half▼ 24.1%€90,677below the sector's middle half▼ 4.3%€142,879within the sector's middle half▲ 57.6%
Debt€40,844-€41,177▲ 0.8%€158,394▲ 285%€88,481▼ 44.1%€104,308▲ 17.9%€74,294▼ 28.8%€70,217▼ 5.5%€124,279▲ 77.0%
Working capital€66,918-€97,314▲ 45.4%€18,074below the sector's middle half▼ 81.4%€18,359below the sector's middle half▲ 1.6%-€3,780below the sector's middle half€529below the sector's middle half€6,863below the sector's middle half▲ 13×-€40,292below the sector's middle half
Solvency65.0%-71.5%▲ 6.5pp11.4%below the sector's middle half▼ 60.1pp18.8%below the sector's middle half▲ 7.3pp16.4%below the sector's middle half▼ 2.4pp21.6%below the sector's middle half▲ 5.2pp22.6%below the sector's middle half▲ 1.0pp13.0%below the sector's middle half▼ 9.5pp
Current ratio2.64-3.36▲ 0.721.11below the sector's middle half▼ 2.251.23below the sector's middle half▲ 0.120.96below the sector's middle half▼ 0.271.01below the sector's middle half▲ 0.041.10below the sector's middle half▲ 0.090.67below the sector's middle half▼ 0.42
Return on assets (ROA)14.3%-14.8%▲ 0.4pp16.3%within the sector's middle half▲ 1.5pp48.6%above the sector's middle half▲ 32.3pp24.5%within the sector's middle half▼ 24.1pp26.6%within the sector's middle half▲ 2.1pp51.0%above the sector's middle half▲ 24.4pp34.3%within the sector's middle half▼ 16.7pp
Staff (FTE)0.5-1.1▲ 120%1.6above the sector's middle half▲ 45.5%2.5▲ 56.3%2.3▼ 8.0%2.8▲ 21.7%1.9▼ 32.1%2▲ 5.3%
above within below The sector band is the middle half of the companies in Human health activities (NACE 86). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142,879
Fixed assets €59,292 ▲ 336%
Current assets €83,588 ▲ 8.4%
Equity and liabilities €142,879
Equity €18,600 ▼ 9.1%
Debt €124,279 ▲ 77.0%
Debt's share of the balance-sheet total rises from 77.4% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€79,798▲
2024 · €66,778
Cash flow
€65,767▲
2024 · €52,600
Debt to equity
6.68▲
2024 · 3.43
ROE
263.7%▲
2024 · 226.1%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€123,880▲
2024 · €70,217
Income taxes
€13,916▼
2024 · €14,075
Staff costs
€49,560▼
2024 · €56,119
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-202431-12-2025
Employees at the balance-sheet date13222
full-time00000
part-time13222
in full-time equivalents0.81.81.21.21.1
Average over the year, in full-time equivalents1.51.51.81.11.1
On a permanent contract121-1
Joined0321-
Left2131-

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€11,484€16,559€2,125-€62,407
Financial fixed assets----€0
Depreciation and write-downs of the year€2,473€3,576€6,574€6,335€16,712

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2022 to 2025 · 6 entries · €4,982 awarded · €4,959 paid
Year Entries AwardedPaid
2025 1 €131€131
2024 1 €230€207
2023 2 €1,813€1,813
2022 2 €2,808€2,808
Schemes
2 entries · €3,674 · €3,674 paid · Departement Werk en Sociale Economie
4 entries · €1,308 · €1,285 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as PSYTEAM: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €131,000 and €145,000, founded between 2016 and 2018.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
PSYTEAM Turnhout2016€142,879€18,600€129,888€49,0562025
DERMATOLOGIE VSE Zandhoven2017€140,274€20,460€135,947€100,6572025
Dr. Vicky Maqueda Brugge2017€144,213€84,441€121,062€65,8412025
SOCIETE MEDICALE DOCTEUR HAROUN JEDIDI Olne2017€142,020€20,725€140,398€106,4892025
SLvE Anesthésie Liège2017€145,408€49,946€136,827€99,7682025
Dr. Christine BAUER Eupen2016€132,837€20,460€115,900€61,7442025
JANSSENS DERMATOLOGIE Saint-Hubert2018€130,992€20,460€125,855€75,4102025

They were chosen from the 8,159 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 5,053 companies had the same profile as PSYTEAM has now. Two years later, 1.6% had gone bankrupt and 95.9% were still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
95.9% was still going

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PSYTEAM itself is lower: < 0.1% within 12 months. It rests on far more data about PSYTEAM than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,053 companies, not a prediction for PSYTEAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines

Source: Annual accounts 2025 (PDF), filed on 26-02-2026.

Balance sheet Code20242025
Assets
Total assets20/58€90,677€142,879▲
Fixed assets21/28€13,597€59,292▲
Tangible fixed assets22/27€13,597€59,292▲
Land and buildings22€9,231€5,685▼
Plant, machinery and equipment23-€6,354
Furniture and vehicles24€4,365€47,253▲
Current assets29/58€77,080€83,588▲
Amounts receivable within one year40/41€696€584▼
Trade receivables40€696€0▼
Other amounts receivable41-€584
Cash at bank and in hand54/58€71,217€78,000▲
Deferred charges and accrued income490/1€5,168€5,004▼
Equity and liabilities
Total equity and liabilities10/49€90,677€142,879▲
Equity10/15€20,460€18,600▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€0▼
Distributable reserves133€1,860€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€70,217€124,279▲
Amounts payable within one year42/48€70,217€123,880▲
Trade debts44€0€5,338▲
Suppliers440/4€0€5,338▲
Taxes, remuneration and social security45€12,313€14,469▲
Taxes450/3€5,885€5,840▼
Remuneration and social security454/9€6,427€8,629▲
Other amounts payable47/48€57,904€104,073▲
Accrued charges and deferred income492/3-€400
Income statement Code20242025
Remuneration, social security and pensions62€56,119€49,560▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,335€16,712▲
Other operating charges640/8€1,090€530▼
Gross operating margin9900€123,988€129,888▲
Operating profit (loss)9901€60,443€63,087▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€104€115▲
Recurring financial charges65€104€115▲
Profit (loss) for the period before taxes9903€60,341€62,971▲
Income taxes67/77€14,075€13,916▼
Profit (loss) for the period9904€46,266€49,056▲
Profit (loss) for the period to be appropriated9905€46,266€49,056▲
Appropriation of the result
Profit (loss) to be appropriated9906€46,266€49,056▲
Transfer from equity791/2-€1,860
Profit to be distributed694/7€46,266€50,916▲
Return on contributions (dividend)694€46,266€50,916▲

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€68,219€57,309€90,975€56,119€49,560▼ 11.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,365€4,248€3,851€2,473€3,576€6,574€6,335€16,712▲ 164%
Other operating charges640/8---€748€938€879€1,090€530▼ 51.4%
Gross operating margin9900€49,067€87,117€110,630€139,371€101,176€132,900€123,988€129,888▲ 4.8%
Operating profit (loss)9901€23,243€29,377€37,672€67,931€39,354€34,472€60,443€63,087▲ 4.4%
Financial income75/76B---€14€2€2€1€0▼ 100%
Recurring financial income75€0€0€4€14€2€2€1€0▼ 100%
Financial charges65/66B---€150€228€96€104€115▲ 11.3%
Recurring financial charges65€543€547€66€150€228€96€104€115▲ 11.3%
Profit (loss) for the period before taxes9903€22,701€28,831€37,610€67,796€39,128€34,378€60,341€62,971▲ 4.4%
Income taxes67/77€5,964€7,479€8,473€14,875€8,580€9,149€14,075€13,916▼ 1.1%
Profit (loss) for the period9904€16,737€21,352€29,136€52,920€30,548€25,229€46,266€49,056▲ 6.0%
Profit (loss) for the period to be appropriated9905€16,737€21,352€29,136€52,920€30,548€25,229€46,266€49,056▲ 6.0%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€116,843€144,728€178,854€108,941€124,768€94,754€90,677€142,879▲ 57.6%
Formation expenses20€0--------
Fixed assets21/28€9,081€6,237€2,386€11,396€24,380€19,931€13,597€59,292▲ 336%
Intangible fixed assets21€0--------
Tangible fixed assets22/27€9,081€6,237€2,386€11,396€24,380€19,931€13,597€59,292▲ 336%
Land and buildings22---€2,577€16,605€12,778€9,231€5,685▼ 38.4%
Plant, machinery and equipment23-------€6,354-
Furniture and vehicles24---€8,820€7,775€7,154€4,365€47,253▲ 982%
Other tangible fixed assets26---€0-----
Financial fixed assets28€0--------
Current assets29/58€107,762€138,491€176,468€97,544€100,388€74,822€77,080€83,588▲ 8.4%
Stocks and contracts in progress3€0--------
Amounts receivable within one year40/41€9,386€5,557€4,048€7,910€11,023€0€696€584▼ 16.0%
Trade receivables40---€7,910€6,023€0€696€0▼ 100%
Other amounts receivable41---€0€5,000€0-€584-
Current investments50/53€0--------
Cash at bank and in hand54/58€98,346€132,704€172,260€89,634€87,544€71,471€71,217€78,000▲ 9.5%
Deferred charges and accrued income490/1---€0€1,820€3,351€5,168€5,004▼ 3.2%
Equity and liabilities
Total equity and liabilities10/49€116,843€144,728€178,854€108,941€124,768€94,754€90,677€142,879▲ 57.6%
Equity10/15€75,999€103,551€20,460€20,460€20,460€20,460€20,460€18,600▼ 9.1%
Contributions10/11€12,400€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€63,599€84,951€1,860€1,860€1,860€1,860€1,860€0▼ 100%
Non-distributable reserves130/1---€1,860€1,860€0---
Reserves not available under the articles1311---€1,860€1,860€0---
Distributable reserves133-----€1,860€1,860€0▼ 100%
Profit (loss) carried forward14€0--€0€0€0€0€0-
Provisions and deferred taxes16€0--------
Amounts payable17/49€40,844€41,177€158,394€88,481€104,308€74,294€70,217€124,279▲ 77.0%
Amounts payable after more than one year17€0--------
Amounts payable within one year42/48€40,844€41,177€158,394€79,185€104,168€74,294€70,217€123,880▲ 76.4%
Trade debts44€2,253€3,568€4,235€0-€7,210€0€5,338-
Suppliers440/4---€0-€7,210€0€5,338-
Taxes, remuneration and social security45---€15,291€17,415€14,539€12,313€14,469▲ 17.5%
Taxes450/3---€8,590€6,595€5,174€5,885€5,840▼ 0.8%
Remuneration and social security454/9---€6,701€10,819€9,365€6,427€8,629▲ 34.3%
Other amounts payable47/48---€63,894€86,753€52,545€57,904€104,073▲ 79.7%
Accrued charges and deferred income492/3---€9,296€140€0-€400-
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€16,737€21,352€29,136€52,920€30,548€25,229€46,266€49,056▲ 6.0%
+ Depreciation and write-downs630€4,365€4,248€3,851€2,473€3,576€6,574€6,335€16,712▲ 164%
Operating cash flow (approximation)€21,101€25,600€32,987€55,394€34,124€31,803€52,600€65,767▲ 25.0%
Investment in fixed assets (approximation)--€1,404€0-€11,484-€16,559-€2,125€0-€62,407-
Change in cash-€34,358€39,556-€82,626-€2,090-€16,073-€254€6,783-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (9)
Financial year Type Filed Reference Document
31-12-2025 micro format 26-02-2026 2026-00044336 PDF
31-12-2024 micro format 16-07-2025 2025-00277585 PDF
31-12-2023 micro format 31-07-2024 2024-00315322 PDF
31-12-2022 micro format 28-07-2023 2023-00286029 PDF
31-12-2021 micro format 26-07-2022 2022-20223877 PDF
31-12-2020 micro format 30-07-2021 2021-44300021 PDF
31-12-2019 micro format 31-07-2020 2020-37500541 PDF
31-12-2018 micro format 09-07-2019 2019-30900076 PDF
31-12-2017 micro format 10-07-2018 2018-31700097 PDF

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