Equity
€322,053 ▲ 103%
Equity rose in 2025 from €158,945 to €322,053.
Psyscape
Lifetime
2 annual accounts with figures on one time axispeak €214,316 (2025)
€214,316▲ 2.6%
peak €163,941 (2025)
€163,941▲ 2.6%
peak €322,053 (2025)
€322,053▲ 103%
€60,449▲ 11.9%
Board1 name since 2023
1 directorSmessaert, Sarah
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Dividend €833Equity from €158,945 to €322,053Investments €4,973Cash from €132,574 to €238,089
Key points
from the 2025 annual accountsInvestments
€4,973 2.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
6.16 was 3.82 in 2024
Short-term debts rose from €54,021 to €60,449.
Checked score
94
Excellent
Financially stronger than 88% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.5%
01-2025: 3.1%▲ +0.6 percentage points vs 12-2024
02-2025: 3.1%● unchanged vs 01-2025
03-2025: 3.4%▲ +0.3 percentage points vs 02-2025
04-2025: 3.6%▲ +0.2 percentage points vs 03-2025highest value
05-2025: 3.6%● unchanged vs 04-2025highest value
06-2025: 3.5%▼ -0.1 percentage points vs 05-2025
07-2025: 3.5%● unchanged vs 06-2025
08-2025: 0.1%▼ -3.4 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.4%▲ +0.3 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%▼ -0.6 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €382,502
Liquidity: current ratio 6.16, cash €238,089
Figures for financial year 2025 (filed on 01-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 87% on liquidity, 90% on profitability and 93% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Psyscape has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Psyscape itself is lower: 0.2% within 12 months. It rests on far more data about Psyscape than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Psyscape. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.16 (3.82 in 2024), above the usual 1.5. Short-term debt is 15.8% and cash 62.2% of total assets. 15.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 2 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Harelbeke
New registered office: Kollegelaan 23, 8530 Harelbeke · Previous registered office: Forestier Ingelramstraat 20 bus 1, 8530 Harelbeke · Board meeting of 03-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805916481
Incorporation
Founding capital of €1, 100 shares · Founder: Smessaert, Sarah · Appointment: Smessaert, Sarah (director) · published on 20-09-2023 · Gazette deed
First establishment
Koning Albert I-laan 8, Bruges
Official details
Source: KBO- Status
- Active since 15-09-2023Normal situation
- Activity
- “In binnen- en buitenland,voor eigen rekening of voor rekening van derden het uitoefenen van…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.349.732.0578200 Bruges, since 15-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €540,000estimated
- €382,502▲ 79.6%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on Psyscape
Psyscape has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,053 and a net result of €163,941.
The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Psyscape
- What is the company number of Psyscape?
- The company number of Psyscape is 0805.916.481. The VAT number is the same number with BE in front: BE 0805.916.481.
- Where is Psyscape based?
- The registered office is at Kollegelaan 23, 8530 Harelbeke.Company details
- What is the legal form of Psyscape?
- Psyscape is a private limited company (BV).
- When was Psyscape founded?
- Psyscape was founded on 15-09-2023.
- Is Psyscape still active?
- Yes, Psyscape is an active enterprise in the KBO register.
- What is the turnover of Psyscape?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €214,316 and 2,205 comparable companies of the same size. It probably lies between €360,000 and €830,000. It is a rough estimate.Financials
- Is Psyscape profitable?
- In financial year 2025, Psyscape made a profit of €163,941.
- Where can I find the annual accounts of Psyscape?
- Psyscape filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Psyscape due?
- Psyscape must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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