PSYNAPSE
ActivePSYNAPSE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €354k and a net result of €129k. Equity is growing by ~63.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1257 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 21.98 against 4.09 in 2023), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.3%
Return on assets
35.2%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
61 d late
2022
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€129k▼ 18.0%
2023 · €158k
2022: €65k
2023: €158k
2022 → 2024
Working capital
€285k▲ 98.9%
2023 · €143k
2022: €-27k
2023: €143k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€67k-€225k▲ 235%€354k▲ 57.5%
Operating result€82k-€206k▲ 152%€166k▼ 19.5%
Net result€65k-€158k▲ 142%€129k▼ 18.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €368k
Fixed assets
€69k▼ 15.2%
Current assets
€299k▲ 57.4%
Equity and liabilities €368k
Equity
€354k▲ 57.5%
Debt
€14k▼ 70.7%
The debt ratio falls from 17.1% to 3.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€178k▼
2023 · €218k
Cash flow
€142k▼
2023 · €170k
Solvency
96.3%▲
2023 · 82.9%
Current ratio
21.98▲
2023 · 4.09
Quick ratio
21.98▲
2023 · 4.09
Debt / equity
0.04▼
2023 · 0.21
ROE
36.5%▼
2023 · 70.2%
ROA
35.2%▼
2023 · 58.2%
Interest coverage
2875.35▲
2023 · 394.25
Debt
€14k▼
2023 · €46k
Debt ≤ 1 year
€14k▼
2023 · €46k
Income taxes
€39k▼
2023 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€271k€368k▲
Fixed assets21/28€82k€69k▼
Intangible fixed assets21€77k€68k▼
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€190k€299k▲
Amounts receivable within one year40/41€65k€255k▲
Trade receivables40€65k€111k▲
Other amounts receivable41-€144k
Cash at bank and in hand54/58€124k€43k▼
Deferred charges and accrued income490/1€775€655▼
Equity and liabilities
Total equity and liabilities10/49€271k€368k▲
Equity10/15€225k€354k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€223k€352k▲
Amounts payable17/49€46k€14k▼
Amounts payable within one year42/48€46k€14k▼
Trade debts44€122-
Suppliers440/4€122-
Taxes, remuneration and social security45€46k€14k▼
Taxes450/3€46k€14k▼
Other amounts payable47/48€740-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Gross operating margin9900€218k€178k▼
Operating profit (loss)9901€206k€166k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€554€62▼
Recurring financial charges65€554€62▼
Profit (loss) for the period before taxes9903€205k€168k▼
Income taxes67/77€48k€39k▼
Profit (loss) for the period9904€158k€129k▼
Profit (loss) for the period to be appropriated9905€158k€129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€223k€352k▲
Profit (loss) brought forward from the previous period14P€65k€223k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial
Liquidity times 5current ratio 21.98
Current ratio from 4.09 to 21.98; short-term debt falls from €46k to €14k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Highest result since 2022net €158k ▲142%
Operating result €206k, net result €158k, both a record.
31-12
Financial
Liquidity times 11current ratio 4.09
Current ratio from 0.36 to 4.09.
31-12
Financial
Equity above €200kEq €225k ▲235%
2 profitable years in a row build equity to €225k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nivelles 91330 RixensartGround area
2,067 m²
Building footprint
141 m²
Volume, LiDAR
906 m³
Parcel 25091B0047/00_000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PSYNAPSE
since 20222.337.838.669
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0047/00_000 | Wallonia | 2,067 m² | 1 · 141 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900XW5Q5D99VFAY42
Similar companies · same sector, comparable size
MUSH
BE 0544.771.301
Kraainem · Eq €354k
Eva Diltoer, oftalmoloog
BE 0744.753.231
Kortenberg · Eq €355k
SleepLAB CD
BE 1004.024.531
Namur · Eq €354k
MEDIK
BE 0886.517.246
Charleroi · Eq €354k
PECCEU TINE MD
BE 0737.952.640
Ieper · Eq €355k
Of 16,601 companies in sector 86220 we hold annual accounts for 7,960. 6,608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2022
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.