Psylico
ActiveSummary
The computed 12-month bankruptcy probability of Psylico is 1.5% (moderate). The 2025 annual accounts show equity of €39,834 and a net result of €33,402. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+17
Growth78
Track record82
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 5.31 against 1.41 in 2024; short-term debt: 17.9% and cash: 70.3% of total assets), and 17.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
68.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 41 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€39,834▲ 519%
2024 · €6,433
Total assets
€48,544▲ 341%
2024 · €10,998
Net result
€33,402▲ 873%
2024 · €3,433
Working capital
€37,511▲ 1,890%
2024 · €1,885
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€4,430-€41,844▲ 845%
Net result€3,433-€33,402▲ 873%
Equity€6,433-€39,834▲ 519%
Total assets€10,998-€48,544▲ 341%
Debt€4,565-€8,710▲ 90.8%
Working capital€1,885-€37,511▲ 1,890%
Staff (FTE)0-0
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 845% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48,544
Fixed assets
€2,323 ▼ 29.8%
Current assets
€46,221 ▲ 617%
Equity and liabilities €48,544
Equity
€39,834 ▲ 519%
Debt
€8,710 ▲ 90.8%
Debt's share of the balance-sheet total falls from 41.5% to 17.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44,068▲
2024 · €4,808
Cash flow
€35,626▲
2024 · €3,810
Current ratio
5.31▲
2024 · 1.41
Debt to equity
0.22▼
2024 · 0.71
ROE
83.9%▲
2024 · 53.4%
ROA
68.8%▲
2024 · 31.2%
Interest coverage
979.30▲
2024 · 640.18
Debt ≤ 1 year
€8,710▲
2024 · €4,565
Income taxes
€8,710▲
2024 · €990
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €378 | €2,224 | ▲ 489% |
| Other operating charges640/8 | €241 | €150 | ▼ 37.8% |
| Gross operating margin9900 | €5,049 | €44,218 | ▲ 776% |
| Operating profit (loss)9901 | €4,430 | €41,844 | ▲ 845% |
| Financial income75/76B | - | €312 | - |
| Recurring financial income75 | - | €312 | - |
| Financial charges65/66B | €8 | €45 | ▲ 499% |
| Recurring financial charges65 | €8 | €45 | ▲ 499% |
| Profit (loss) for the period before taxes9903 | €4,423 | €42,111 | ▲ 852% |
| Income taxes67/77 | €990 | €8,710 | ▲ 780% |
| Profit (loss) for the period9904 | €3,433 | €33,402 | ▲ 873% |
| Profit (loss) for the period to be appropriated9905 | €3,433 | €33,402 | ▲ 873% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €10,998 | €48,544 | ▲ 341% |
| Formation expenses20 | €1,236 | €0 | ▼ 100% |
| Fixed assets21/28 | €3,312 | €2,323 | ▼ 29.8% |
| Tangible fixed assets22/27 | €2,908 | €1,920 | ▼ 34.0% |
| Furniture and vehicles24 | €2,908 | €1,920 | ▼ 34.0% |
| Financial fixed assets28 | €403 | €403 | = |
| Current assets29/58 | €6,450 | €46,221 | ▲ 617% |
| Amounts receivable within one year40/41 | - | €11,530 | - |
| Other amounts receivable41 | - | €11,530 | - |
| Cash at bank and in hand54/58 | €5,344 | €34,129 | ▲ 539% |
| Deferred charges and accrued income490/1 | €1,106 | €562 | ▼ 49.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €10,998 | €48,544 | ▲ 341% |
| Equity10/15 | €6,433 | €39,834 | ▲ 519% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €3,430 | €36,830 | ▲ 974% |
| Distributable reserves133 | €3,430 | €36,830 | ▲ 974% |
| Profit (loss) carried forward14 | €3 | €4 | ▲ 65.5% |
| Amounts payable17/49 | €4,565 | €8,710 | ▲ 90.8% |
| Amounts payable within one year42/48 | €4,565 | €8,710 | ▲ 90.8% |
| Trade debts44 | €617 | €0 | ▼ 100% |
| Suppliers440/4 | €617 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €3,268 | €8,710 | ▲ 167% |
| Taxes450/3 | €990 | €8,710 | ▲ 780% |
| Remuneration and social security454/9 | €2,278 | €0 | ▼ 100% |
| Other amounts payable47/48 | €680 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €3,433 | €33,402 | ▲ 873% |
| + Depreciation and write-downs630 | €378 | €2,224 | ▲ 489% |
| Operating cash flow (approximation) | €3,810 | €35,626 | ▲ 835% |
| Investment in fixed assets (approximation) | - | -€1,236 | - |
| Change in cash | - | €28,785 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 5.31
Current ratio from 1.41 to 5.31.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Ground area
195 m²
Building footprint
84 m²
Volume, LiDAR
716 m³
Parcel 12025D1035/00D000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Psylico
since 20242.365.680.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025D1035/00D000 | Flanders | 195 m² | 1 · 84 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.