PSYCOD
ActiveSummary
The computed 12-month bankruptcy probability of PSYCOD is 5.1% (elevated). The 2025 annual accounts show equity of €17,022 and a net result of €14,522. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.69; short-term debt: 59% and cash: 100% of total assets), but 59% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€17,022
Total assets
€41,523
Net result
€14,522
Working capital
€17,022
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €41,523
Equity
€17,022
Debt
€24,501
Debt finances 59.0% of the balance-sheet total.
Key figures and ratios
Current ratio
1.69
Debt to equity
1.44
ROE
85.3%
ROA
35.0%
Debt ≤ 1 year
€24,501
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €14,735 |
| Operating profit (loss)9901 | €14,735 |
| Financial charges65/66B | €212 |
| Recurring financial charges65 | €212 |
| Profit (loss) for the period before taxes9903 | €14,522 |
| Profit (loss) for the period9904 | €14,522 |
| Profit (loss) for the period to be appropriated9905 | €14,522 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €41,523 | |
| Current assets29/58 | €41,523 | |
| Cash at bank and in hand54/58 | €41,523 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €41,523 | |
| Equity10/15 | €17,022 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | €14,522 | |
| Amounts payable17/49 | €24,501 | |
| Amounts payable within one year42/48 | €24,501 | |
| Trade debts44 | €4,501 | |
| Suppliers440/4 | €4,501 | |
| Taxes, remuneration and social security45 | €20,000 | |
| Remuneration and social security454/9 | €20,000 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €14,522 |
| Operating cash flow (approximation) | €14,522 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
Ground area
61 m²
Building footprint
56 m²
Volume, LiDAR
506 m³
Parcel 21001A0599/00A012, Brussels · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PSYCOD
since 20242.358.650.020
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0599/00A012 | Brussels | 61 m² | 1 · 56 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2024
Fiscal year end30-06
Contact
E-mail
samia.benfattoum52@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.