Psychosphère
ActivePsychosphère has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €3k. Its solvency ranks better than 52% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency90▼-8
Growth52
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 3.68 in 2024; short-term debt: 35.1% and cash: 25.9% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 10.1%
2024 · €27k
2024: €27k
2024 → 2025
Total assets
€45k▲ 23.6%
2024 · €37k
2024: €37k
2024 → 2025
Net result
€3k▼ 90.2%
2024 · €28k
2024: €28k
2024 → 2025
Working capital
€25k▼ 5.6%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€27k-€29k▲ 10.1%
Operating result€34k-€4k▼ 87.5%
Net result€28k-€3k▼ 90.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€4k
Current assets
€41k
Equity and liabilities €45k
Equity
€29k▲ 10.1%
Debt
€16k▲ 59.8%
The debt ratio rises from 27.2% to 35.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k
Cash flow
€3k
Solvency
64.9%▼
2024 · 72.8%
Current ratio
2.58▼
2024 · 3.68
Quick ratio
2.58▼
2024 · 3.68
Debt / equity
0.54▲
2024 · 0.37
ROE
9.2%▼
2024 · 103.2%
ROA
6.0%▼
2024 · 75.2%
Interest coverage
26.30
Debt
€16k▲
2024 · €10k
Debt ≤ 1 year
€16k▲
2024 · €10k
Income taxes
€1k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€45k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Plant, machinery and equipment23-€506
Furniture and vehicles24-€4k
Current assets29/58€37k€41k▲
Amounts receivable within one year40/41€35k€29k▼
Trade receivables40€536€15▼
Other amounts receivable41€35k€29k▼
Cash at bank and in hand54/58€2k€12k▲
Deferred charges and accrued income490/1-€457
Equity and liabilities
Total equity and liabilities10/49€37k€45k▲
Equity10/15€27k€29k▲
Profit (loss) carried forward14€27k€29k▲
Amounts payable17/49€10k€16k▲
Amounts payable within one year42/48€10k€16k▲
Trade debts44€544€1,000▲
Suppliers440/4€544€1,000▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€859€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€761
Other operating charges640/8-€5
Gross operating margin9900€34k€5k▼
Operating profit (loss)9901€34k€4k▼
Financial income75/76B€1k€3▼
Recurring financial income75€1k€3▼
Financial charges65/66B-€188
Recurring financial charges65-€188
Profit (loss) for the period before taxes9903€35k€4k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€28k€3k▼
Profit (loss) for the period to be appropriated9905€28k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€29k▲
Profit (loss) brought forward from the previous period14P-€27k
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Viroinval · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fagnolle, Dourbes 345670 ViroinvalGround area
649 m²
Building footprint
159 m²
Parcel 93019C0485/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Psychosphère
since 20242.367.968.156
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93019C0485/00F000 | Wallonia | 649 m² | 1 · 159 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MUSHIN
BE 0780.912.554
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2SHINE2
BE 0717.885.617
Leopoldsburg · Eq €29k
ZIJNSKRACHT
BE 0767.990.669
Gent · Eq €29k
MEDICO-PSY-EXPERTISES
BE 0734.441.834
Sombreffe · Eq €30k
Mental Empowerment
BE 0655.829.866
Waterloo · Eq €29k
Of 5,526 companies in sector 86931 we hold annual accounts for 550. 438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2024
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
47120Other non-specialised retail sale
47610Retail trade
47910Retail trade
58110Book publishing
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.