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PSYCHIAMED

Active
Private limited companyfounded 2023active for 3 yearsPaviastraat 29, 1000 Brussel, BelgiumKBO/BCE: BE 0803.044.093
Summary

PSYCHIAMED has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,681 and a net result of €51,715. Equity is growing by about 108% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €200,000
Estimated: probably between €130,000 and €340,000
Total assets
€97,962▲ 155%
2024 · €38,433
Net result
€51,715▲ 97.3%
2024 · €26,217
Working capital
€87,207▲ 148%
2024 · €35,164
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 94% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€65,262 2025 Net result€51,715 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€7,459-€33,631▲ 351%€65,262▲ 94.1%
Net result€5,748-€26,217▲ 356%€51,715▲ 97.3%
Equity€9,748-€35,965▲ 269%€87,681▲ 144%
Total assets€9,917-€38,433▲ 288%€97,962▲ 155%
Debt€168-€2,468▲ 15×€10,281▲ 317%
Working capital€9,748-€35,164▲ 261%€87,207▲ 148%
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97,962
Fixed assets €473 ▼ 40.9%
Current assets €97,488 ▲ 159%
Equity and liabilities €97,962
Equity €87,681 ▲ 144%
Debt €10,281 ▲ 317%
Debt's share of the balance-sheet total rises from 6.4% to 10.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65,590▲
2024 · €33,814
Cash flow
€52,043▲
2024 · €26,400
Current ratio
9.48▼
2024 · 15.25
Debt to equity
0.12▲
2024 · 0.07
ROE
59.0%▼
2024 · 72.9%
ROA
52.8%▼
2024 · 68.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€10,281▲
2024 · €2,468
Income taxes
€13,698▲
2024 · €7,368
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€38,433€97,962▲
Fixed assets21/28€801€473▼
Tangible fixed assets22/27€801€473▼
Plant, machinery and equipment23€801€473▼
Current assets29/58€37,632€97,488▲
Amounts receivable within one year40/41€6,687€5,984▼
Other amounts receivable41€6,687€5,984▼
Cash at bank and in hand54/58€30,945€89,481▲
Deferred charges and accrued income490/1-€2,023
Equity and liabilities
Total equity and liabilities10/49€38,433€97,962▲
Equity10/15€35,965€87,681▲
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€31,965€83,681▲
Amounts payable17/49€2,468€10,281▲
Amounts payable within one year42/48€2,468€10,281▲
Trade debts44€2,100€2,216▲
Suppliers440/4€2,100€2,216▲
Taxes, remuneration and social security45€368€8,065▲
Taxes450/3€368€8,065▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183€328▲
Gross operating margin9900€33,814€65,590▲
Operating profit (loss)9901€33,631€65,262▲
Financial income75/76B-€196
Recurring financial income75-€196
Financial charges65/66B€46€45▼
Recurring financial charges65€46€45▼
Profit (loss) for the period before taxes9903€33,585€65,413▲
Income taxes67/77€7,368€13,698▲
Profit (loss) for the period9904€26,217€51,715▲
Profit (loss) for the period to be appropriated9905€26,217€51,715▲
Appropriation of the result
Profit (loss) to be appropriated9906€31,965€83,681▲
Profit (loss) brought forward from the previous period14P€5,748€31,965▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€183€328▲ 79.4%
Gross operating margin9900€7,459€33,814€65,590▲ 94.0%
Operating profit (loss)9901€7,459€33,631€65,262▲ 94.1%
Financial income75/76B--€196-
Recurring financial income75--€196-
Financial charges65/66B€20€46€45▼ 2.2%
Recurring financial charges65€20€46€45▼ 2.2%
Profit (loss) for the period before taxes9903€7,439€33,585€65,413▲ 94.8%
Income taxes67/77€1,691€7,368€13,698▲ 85.9%
Profit (loss) for the period9904€5,748€26,217€51,715▲ 97.3%
Profit (loss) for the period to be appropriated9905€5,748€26,217€51,715▲ 97.3%
Line202320242025Change
Assets
Total assets20/58€9,917€38,433€97,962▲ 155%
Fixed assets21/28-€801€473▼ 40.9%
Tangible fixed assets22/27-€801€473▼ 40.9%
Plant, machinery and equipment23-€801€473▼ 40.9%
Current assets29/58€9,917€37,632€97,488▲ 159%
Amounts receivable within one year40/41€3,375€6,687€5,984▼ 10.5%
Other amounts receivable41€3,375€6,687€5,984▼ 10.5%
Cash at bank and in hand54/58€6,542€30,945€89,481▲ 189%
Deferred charges and accrued income490/1--€2,023-
Equity and liabilities
Total equity and liabilities10/49€9,917€38,433€97,962▲ 155%
Equity10/15€9,748€35,965€87,681▲ 144%
Contributions10/11€4,000€4,000€4,000=
Profit (loss) carried forward14€5,748€31,965€83,681▲ 162%
Amounts payable17/49€168€2,468€10,281▲ 317%
Amounts payable within one year42/48€168€2,468€10,281▲ 317%
Trade debts44€168€2,100€2,216▲ 5.5%
Suppliers440/4€168€2,100€2,216▲ 5.5%
Taxes, remuneration and social security45-€368€8,065▲ 22×
Taxes450/3-€368€8,065▲ 22×
Line202320242025Change
Profit (loss) for the period9904€5,748€26,217€51,715▲ 97.3%
+ Depreciation and write-downs630-€183€328▲ 79.4%
Operating cash flow (approximation)€5,748€26,400€52,043▲ 97.1%
Investment in fixed assets (approximation)--€0-
Change in cash-€24,404€58,536▲ 140%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 26-06-2026 2026-00203084
31-12-2024 micro format 30-06-2025 2025-00222157
31-12-2023 micro format 04-06-2024 2024-00117650

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.