Financials
- Fiscal year
- 2024
- Total assets
- €429,931
- Profit
- €7,950
- Solvency
- 56.8%
Total assets▼ 4.6%
Net result
20182024
Psychepolis
ActiveThe file of Psychepolis contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.4% (low). The 2024 annual accounts show equity of €243,997 and a net result of €7,950. Equity is growing by ~29.1% per year across the filed fiscal years.
Overview
Activity
Activity not known1 site
Size
€429,931total assets 2024
- Equity
- €243,997
- Profit
- €7,950
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 2 deeds read
Why 56Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 15-12-2025)- 1 financial year not filed after the legal deadline; latest accounts 137 days late; 2 of the last 3 late+ Size: total assets €429,931+ No main activity registeredShow the evidence
Checked score
Score 2024
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 51% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency
82+5
equity 56.8% of total assets
Liquidity
52-4
short-term debt 19.1% · cash 6.3%
Profitability
71-3
return on assets 1.8%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.9%highest value
12-2024: 0.4%▼ -92.7% vs 11-2024
01-2025: 0.4%▼ -3.0% vs 12-2024
02-2025: 0.4%▲ +2.9% vs 01-2025
03-2025: 0.4%▼ -6.8% vs 02-2025
04-2025: 0.4%▼ -6.8% vs 03-2025lowest value
05-2025: 0.4%▲ +2.7% vs 04-2025
06-2025: 0.4%▲ +7.6% vs 05-2025
07-2025: 0.4%▲ +5.4% vs 06-2025
08-2025: 0.6%▲ +37.9% vs 07-2025
09-2025: 0.7%▲ +9.9% vs 08-2025
10-2025: 1.1%▲ +63.4% vs 09-2025
11-2025: 1.2%▲ +7.6% vs 10-2025
01-2026: 0.4%lowest value
02-2026: 0.4%▲ +2.7% vs 01-2026
03-2026: 0.4%▼ -1.6% vs 02-2026
04-2026: 0.4%▲ +6.4% vs 03-2026
05-2026: 0.4%▲ +2.8% vs 04-2026
06-2026: 0.4%▲ +7.5% vs 05-2026
07-2026: 0.4%▲ +1.1% vs 06-2026
08-2026: 0.7%▲ +60.9% vs 07-2026
09-2026: 0.8%▲ +16.7% vs 08-2026
10-2026: 1.4%▲ +71.9% vs 09-2026
- Size: total assets €429,931 lowers the probability for this profile
- Figures for FY 2024 (filed 15-12-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 137 days late; 2 of the last 3 late raises the probability
- No main activity registered lowers the probability
Credit up to €13,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.6 against 3.57 in 2023; short-term debt: 19.1% and cash: 6.3% of total assets), and 43.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 49%, liquidity 46%, profitability 51%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-12-2025, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
137 d late
2023
98 d late
2021
29 d late
2020
90 d late
2019
189 d late
2018
467 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 168 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Bankruptcy reversalOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
- OpeningOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
Key points
By topic
Timeline
- Events
- 17
- Since
- 2015
- 15-12-2025Annual accounts filed
- 03-12-2025Bankruptcy reversal
- 26-11-2025Opening
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 05-12-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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