Psyche en Flow
ActiveSummary
The computed 12-month bankruptcy probability of Psyche en Flow is 2.4% (moderate). The 2025 annual accounts show equity of €30,000 and a net result of €30,341. Equity is growing by ~9.5% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
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Signals
This company filed its last 4 accounts on average 65 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 875 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,619 | €16,286 | €15,562 | €14,987 | ▼ 3.7% |
| Other operating charges640/8 | €1,194 | €991 | €1,010 | €716 | ▼ 29.1% |
| Gross operating margin9900 | €34,797 | €38,550 | €35,024 | €59,360 | ▲ 69.5% |
| Operating profit (loss)9901 | €12,984 | €21,274 | €18,452 | €43,656 | ▲ 137% |
| Financial income75/76B | €3 | - | €763 | €3 | ▼ 99.7% |
| Recurring financial income75 | €3 | - | €763 | €3 | ▼ 99.7% |
| Financial charges65/66B | €5,391 | €4,163 | €4,451 | €5,989 | ▲ 34.6% |
| Recurring financial charges65 | €5,391 | €4,163 | €4,451 | €5,989 | ▲ 34.6% |
| Profit (loss) for the period before taxes9903 | €7,596 | €17,111 | €14,764 | €37,670 | ▲ 155% |
| Income taxes67/77 | €186 | €123 | €3,563 | €7,329 | ▲ 106% |
| Profit (loss) for the period9904 | €7,410 | €16,988 | €11,201 | €30,341 | ▲ 171% |
| Profit (loss) for the period to be appropriated9905 | €7,410 | €16,988 | €11,201 | €30,341 | ▲ 171% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €472,807 | €470,081 | €462,427 | €468,890 | ▲ 1.4% |
| Formation expenses20 | €804 | €554 | €305 | €55 | ▼ 82.0% |
| Fixed assets21/28 | €460,766 | €445,887 | €430,574 | €418,516 | ▼ 2.8% |
| Intangible fixed assets21 | €3,156 | €2,366 | €1,577 | €788 | ▼ 50.0% |
| Tangible fixed assets22/27 | €457,610 | €443,520 | €428,997 | €417,728 | ▼ 2.6% |
| Land and buildings22 | €443,112 | €431,592 | €420,071 | €408,551 | ▼ 2.7% |
| Plant, machinery and equipment23 | €1,010 | €515 | €144 | €1,918 | ▲ 1,229% |
| Furniture and vehicles24 | €13,488 | €11,413 | €8,781 | €7,259 | ▼ 17.3% |
| Current assets29/58 | €11,238 | €23,641 | €31,549 | €50,319 | ▲ 59.5% |
| Amounts receivable within one year40/41 | €2,070 | €972 | €5,292 | €8,220 | ▲ 55.3% |
| Trade receivables40 | €2,070 | €775 | €4,658 | €8,220 | ▲ 76.5% |
| Other amounts receivable41 | - | €197 | €634 | - | - |
| Cash at bank and in hand54/58 | €8,556 | €22,661 | €26,107 | €41,961 | ▲ 60.7% |
| Deferred charges and accrued income490/1 | €612 | €8 | €149 | €138 | ▼ 7.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €472,807 | €470,081 | €462,427 | €468,890 | ▲ 1.4% |
| Equity10/15 | €37,410 | €54,398 | €65,599 | €30,000 | ▼ 54.3% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €7,410 | €24,398 | €35,599 | - | - |
| Distributable reserves133 | €7,410 | €24,398 | €35,599 | - | - |
| Amounts payable17/49 | €435,397 | €415,683 | €396,828 | €438,890 | ▲ 10.6% |
| Amounts payable after more than one year17 | €414,270 | €394,902 | €375,333 | €355,562 | ▼ 5.3% |
| Financial debts170/4 | €414,270 | €394,902 | €375,333 | €355,562 | ▼ 5.3% |
| Amounts payable within one year42/48 | €21,127 | €20,781 | €21,494 | €83,328 | ▲ 288% |
| Current portion of amounts payable after more than one year42 | €19,169 | €19,368 | €19,569 | €19,772 | ▲ 1.0% |
| Trade debts44 | €821 | €283 | €831 | €632 | ▼ 24.0% |
| Suppliers440/4 | €821 | €283 | €831 | €632 | ▼ 24.0% |
| Advances received on contracts in progress46 | - | - | - | €100 | - |
| Taxes, remuneration and social security45 | €186 | - | - | €1,829 | - |
| Taxes450/3 | €186 | - | - | €1,829 | - |
| Other amounts payable47/48 | €952 | €1,130 | €1,095 | €60,996 | ▲ 5,471% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,410 | €16,988 | €11,201 | €30,341 | ▲ 171% |
| + Depreciation and write-downs630 | €20,619 | €16,286 | €15,562 | €14,987 | ▼ 3.7% |
| Operating cash flow (approximation) | €28,029 | €33,273 | €26,764 | €45,328 | ▲ 69.4% |
| Investment in fixed assets (approximation) | - | -€1,407 | -€250 | -€2,929 | ▼ 1,073% |
| Change in cash | - | €14,105 | €3,447 | €15,854 | ▲ 360% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109B0721/00R000 | Flanders | 483 m² | 1 · 281 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 840 EUR awarded · 1,680 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 840 EUR | 840 EUR |
| 2023 | 1 | 0 EUR | 840 EUR |
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.