PsyBo
ActiveSummary
The computed 12-month bankruptcy probability of PsyBo is 1.7% (moderate). The 2025 annual accounts show equity of €13,224 and a net result of €10,724. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.05; short-term debt: 24.7% and cash: 86.2% of total assets), and 24.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
61.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€13,224
Total assets
€17,564
Net result
€10,724
Working capital
€13,224
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €17,564
Equity
€13,224
Debt
€4,340
Debt finances 24.7% of the balance-sheet total.
Key figures and ratios
Current ratio
4.05
Debt to equity
0.33
ROE
81.1%
ROA
61.1%
Debt ≤ 1 year
€4,340
Income taxes
€3,277
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €120 |
| Gross operating margin9900 | €15,151 |
| Operating profit (loss)9901 | €15,031 |
| Financial income75/76B | €2 |
| Recurring financial income75 | €2 |
| Financial charges65/66B | €1,033 |
| Recurring financial charges65 | €1,033 |
| Profit (loss) for the period before taxes9903 | €14,000 |
| Income taxes67/77 | €3,277 |
| Profit (loss) for the period9904 | €10,724 |
| Profit (loss) for the period to be appropriated9905 | €10,724 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €17,564 | |
| Current assets29/58 | €17,564 | |
| Amounts receivable within one year40/41 | €1,415 | |
| Trade receivables40 | €1,415 | |
| Cash at bank and in hand54/58 | €15,134 | |
| Deferred charges and accrued income490/1 | €1,015 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €17,564 | |
| Equity10/15 | €13,224 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €10,724 | |
| Distributable reserves133 | €10,724 | |
| Amounts payable17/49 | €4,340 | |
| Amounts payable within one year42/48 | €4,340 | |
| Trade debts44 | €1,054 | |
| Suppliers440/4 | €1,054 | |
| Taxes, remuneration and social security45 | €3,277 | |
| Taxes450/3 | €3,277 | |
| Other amounts payable47/48 | €10 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10,724 |
| Operating cash flow (approximation) | €10,724 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2025
Ground area
1,068 m²
Building footprint
201 m²
Volume, LiDAR
1,318 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PsyBo
since 20252.372.976.920
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12429D0110/00Z004 | Flanders | 815 m² | 1 · 107 m² | 7.2 m · 2 fl. |
| 12033B0275/00D002 | Flanders | 253 m² | 1 · 94 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 495 EUR awarded · 495 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 495 EUR | 495 EUR |
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.