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Psybersafe

Active
Private limited companyfounded 20223 yrs activeWarschaustraat 18, 8400 Oostende, BelgiumKBO/BCE: BE 0792.659.749
Summary

Psybersafe has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€69,843) and a net result of €16,541. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 20884 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
PsybersafeActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€339total assets 2025
Equity
-€69,843
Profit
€16,541
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 55Capped at 59: negative equity- Negative equity -€69,843+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €339+ Liquidity: current ratio 0.00, cash €339, halvedShow the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -20597.3% of total assets
Liquidity 50=
short-term debt 20697.3% · cash 100.0%
Profitability 100+100
return on assets 4878.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,833 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▲ +0.6% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%▲ +1.9% vs 04-2025 06-2025: 0.3%▼ -3.4% vs 05-2025 07-2025: 0.3%▲ +4.8% vs 06-2025 08-2025: 0.5%▲ +50.0% vs 07-2025highest value 09-2025: 0.3%▼ -39.6% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▲ +0.7% vs 12-2025 02-2026: 0.3%▼ -0.7% vs 01-2026 03-2026: 0.3%▲ +0.7% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%▲ +2.0% vs 04-2026 06-2026: 0.2%▼ -21.6% vs 05-2026 07-2026: 0.3%▲ +4.6% vs 06-2026 08-2026: 0.4%▲ +54.8% vs 07-2026 09-2026: 0.2%▼ -54.3% vs 08-2026 10-2026: 0.2%▼ -1.7% vs 09-2026lowest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Negative equity -€69,843 raises the probability
  • Size: total assets €339 lowers the probability for this profile
  • Liquidity: current ratio 0.00, cash €339, halved lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 3%, liquidity 27%, profitability 82%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€69,843
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €339
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.00, cash €339, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20884 sector peers (2025).
NBB · sector comparison
Position among 20884 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
30 d late
2023
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €16,541
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€69,843 View
  • Caution: Among the weakest 5% on solvencysector median 60.3% · 20,884 companies -20597.3% View
  • Total assets 20253 fiscal years filed €339 View

By topic

Financials

Fiscal year
2025
Total assets
€339
Profit
€16,541
Solvency
-20597.3%
Total assets▼ 89.8%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 30-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
19-10-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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