PSYBEAM
ActiveSummary
The computed 12-month bankruptcy probability of PSYBEAM is 6.0% (elevated). The 2025 annual accounts show negative equity (-€752) and a net result of -€2,352. The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€752
- Loss
- -€2,352
Why 33raises risk1 change of registered office in 24 monthsNo main activity registeredFounded in 2025lowers riskSize: total assets €4,656Show the evidence
Checked score
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 11% on solvency, 1% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Registered officeRegistered-office move · Director in…
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: MARICHAL Baudouin Eric Anne-Marie…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.2% are still going.
- Micro
- under 2 years old
- negative equity
- a loss of 10% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 6.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€1,914 |
| Operating profit (loss)9901 | -€2,314 |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | -€2,352 |
| Profit (loss) for the period9904 | -€2,352 |
| Profit (loss) for the period to be appropriated9905 | -€2,352 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €4,656 | |
| Current assets29/58 | €4,656 | |
| Deferred charges and accrued income490/1 | €4,656 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €4,656 | |
| Equity10/15 | -€752 | |
| Contributions10/11 | €1,600 | |
| Profit (loss) carried forward14 | -€2,352 | |
| Amounts payable17/49 | €5,408 | |
| Amounts payable within one year42/48 | €5,408 | |
| Financial debts43 | €228 | |
| Credit institutions430/8 | €228 | |
| Trade debts44 | €4,345 | |
| Suppliers440/4 | €4,345 | |
| Other amounts payable47/48 | €834 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,352 |
| Operating cash flow (approximation) | -€2,352 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 14-06-2026 | 2026-00160680 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MARICHAL Baudouin Eric Anne-Marie |
|
| MUSCHANG Sarah Nelly Lucie Ghislaine |
|
Owners and capital
Capital and shareholders
- MARICHAL Baudouin Eric Anne-Marie sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-02-2025 Incorporation · €1,600
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
04-09
Gazette deed
Registered officeRegistered-office move · Director in office4 facts ▸
- Board meeting, 11-01-2026
- Registered-office move, Avenue des Acacias 95, 5101 Erpent
- Director in office, MUSHANG Sarah (director)
- Director in office, MARICHAL Baudouin (director)
06-02
Gazette deed
IncorporationAppointments: MARICHAL Baudouin Eric Anne-Marie (director) and MUSCHANG Sarah Nelly Lucie Ghislaine (director) · Permanent representative: MARICHAL Baudouin Eric Anne-Marie · Founder13 facts ▸
- Founder, MARICHAL Baudouin Eric Anne-Marie
- Other provision, “comparant, SOUSCRIPTEUR” (deed in French)
- Incorporation, 03-02-2025
- Founding capital, €1,600
- Capital
- General meeting, “unanimité des voix, société définitivement constituée par adoption des statuts” (deed in French)
- Registered office clause, “5100 Namur (Jambes), Comognes de Jambes 220” (deed in French)
- Board rule, 2
- Director appointment, MARICHAL Baudouin Eric Anne-Marie (director (not named in the articles))
- Director appointment, MUSCHANG Sarah Nelly Lucie Ghislaine (director (not named in the articles))
- Permanent representative, MARICHAL Baudouin Eric Anne-Marie
- Pre-incorporation commitments, “takeover, engagements et obligations en résultant, et activités entreprises depuis le 2025-01-01 par l'un ou l'autre des comparants au nom et pour compte de la…” (deed in French)
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92039A0217/00W000 | Wallonia | 783 m² | 1 · 148 m² | 6.8 m · 2 |
| 92322F0568/00G003 | Wallonia | 652 m² | 1 · 273 m² | 12.4 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’exploitation et la gestion d’un cabinet de psychologie; La consultation individuelle,de couple et de groupe,en psychologie,psychologie…” (deed in French)
19 activities (deed in French)
- L’exploitation et la gestion d’un cabinet de psychologie
- La consultation individuelle,de couple et de groupe,en psychologie,psychologie clinique,neuropsychologie,psychothérapie ou épanouissement personnel
- L’aide psychologique et la médiation
- Toutes les activités qui ont un rapport direct ou indirect avec la santé mentale,l’aspect de la psychologie,le fonctionnement psychique dans ses aspects subjectifs,affectifs et cognitifs et de leurs psychopathologies,ainsi que du comportement humain,de la personnalité et des relations interpersonnelles
- L'ensemble des activités,opérations et conseils relatifs au traitement psychothérapeutique de patients
- L’art thérapie
- L’expertise psychologique en matière civile et pénale
- Les activités en matière de psychoéducation et la parentalité
- L'accompagnement psychologique,l’aide,le coaching,l'assistance et le conseil au sens le plus large,notamment l’activité de répondre aux besoins des personnes en matière de santé physique et psychologique,en ce qui concerne le développement personnel,le people management,la gestion du stress et la communication
- Les activités relatives à la dispensation de cours ou de formations destinés aux particuliers,aux professionnels ou aux entreprises,dans le domaine de la psychologie au sens le plus large du terme
- Toutes les activités liées à l’organisation de groupes et stages thérapeutiques
- L’organisation,l’élaboration et la collaboration à toutes activités de prévention et d’action communautaire
- L’édition d’ouvrages et la production d’articles et de tous contenus dans le domaine de la psychologie
- L’activité de conseil en management et de formation en matière financière,technique,commerciale,marketing ou administrative,au sens large,l’assistance et la fourniture de services,directement ou indirectement,dans le domaine administratif et financier,dans les ventes,la production et la gestion en général
- L’exécution de tous travaux,recherches,études,missions et projets,ainsi que la prestation de tous services,consultations et conseils se rapportant à la vie et/ou au fonctionnement de toutes formes d'entreprises,privées ou publiques,belges ou étrangères,en toutes matières,que ce soit financière,fiscale,administrative,économiques,technique,de même que sur le plan de la gestion,de l’administration,de l'organisation,de la planification,de la recherche du rendement et de la commercialisation,tous travaux de secrétariat et autres activités spécialisées de soutien de bureau,ingénierie,assistance technique
- L’acquisition,l’aliénation,l’échange,la construction,la démolition,la reconstruction,la transformation,l’entretien,la location,la sous-location et la gestion de ses biens immeubles bâtis,meublés ou non
- L’acquisition,l’aliénation,l’échange,l’entretien,la mise en valeur,le lotissement,la location,la sous-location,et l’affermage ainsi que la gestion de ses biens immeubles non bâtis
- L’accomplissement de toutes opérations relatives à l’acquisition,la cession et la constitution de droits réels sur des biens immeubles bâtis ou non bâtis
- Hypothéquer ses immeubles et se porter caution pour tous prêts,ouvertures de crédit ou autres obligations,aussi bien pour elle-même que pour des tiers
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- PSYBEAM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, transfert en tout endroit de la région de langue française de Belgique ou de la Région de Bruxelles-Capitale par simple…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, organe d’administration” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Nullité, organe d’administration” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Droit de souscription préférentielle revient au débiteur-gagiste, organe qui procède à l’émission” (deed in French)
- Membership ruleWho can become a member or partner, and on what terms.
- “Actions annulées, justes motifs” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale délibérant comme en matière de modification des statuts” (deed in French)“Formes prévues pour les modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, faculté de l'assemblée générale de désigner un ou plusieurs liquidateurs et…” (deed in French)