PSYA.SIBILLE

Active

Private limited companyfounded 20241 yr activeRue de Plainevaux 164, 4100 Seraing, BelgiumKBO/BCE: BE 1014.754.612

Summary

PSYA.SIBILLE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,417 and a net result of €49,417. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

PSYA.SIBILLEActiveChecked score 86/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€182,316total assets 2025

Equity: €51,417
Profit: €49,417

Turnover not published (abridged schema)

Financial health

86 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 6 d early0 of 1 deed read

Why 86- Founded in 2024+ Size: total assets €182,316+ Liquidity: current ratio 1.26, cash €108,310+ No main activity registeredShow the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Better than 64% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 53

equity 28.2% of total assets

Liquidity 74

short-term debt 51.3% · cash 59.4%

Profitability 100

return on assets 27.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2025: 2.4% 12-2025: 2.4%▲ +2.6% vs 11-2025 01-2026: 2.5%▲ +2.0% vs 12-2025 02-2026: 3.0%▲ +21.6% vs 01-2026 03-2026: 3.1%▲ +0.7% vs 02-2026 04-2026: 3.3%▲ +9.5% vs 03-2026 05-2026: 3.6%▲ +6.2% vs 04-2026 06-2026: 3.5%▼ -0.5% vs 05-2026 07-2026: 3.5%▼ -2.1% vs 06-2026 08-2026: 3.5%● +0.0% vs 07-2026 09-2026: 3.8%▲ +10.9% vs 08-2026highest value 10-2026: 0.3%▼ -90.9% vs 09-2026lowest value

Size: total assets €182,316 lowers the probability for this profile
Liquidity: current ratio 1.26, cash €108,310 lowers the probability
Founded in 2024 raises the probability for this profile
No main activity registered lowers the probability

Credit up to €4,000 at 30 days acceptable

Liquidity tight (current ratio 1.26; short-term debt: 51.3% and cash: 59.4% of total assets), and 71.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 32%, liquidity 69%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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