PSY SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of PSY SERVICES is 7.4% (elevated). The 2025 annual accounts show equity of €1,683 and a net result of -€1,817. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
7.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.49; short-term debt: 67.1% and cash: 100% of total assets), and 67.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
-35.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€1,683
Total assets
€5,109
Net result
-€1,817
Working capital
€1,683
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €5,109
Equity
€1,683
Debt
€3,426
Debt finances 67.1% of the balance-sheet total.
Key figures and ratios
Current ratio
1.49
Debt to equity
2.04
ROE
-108.0%
ROA
-35.6%
Debt ≤ 1 year
€3,426
Income taxes
€537
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€829 |
| Operating profit (loss)9901 | -€1,229 |
| Financial charges65/66B | €51 |
| Recurring financial charges65 | €51 |
| Profit (loss) for the period before taxes9903 | -€1,280 |
| Income taxes67/77 | €537 |
| Profit (loss) for the period9904 | -€1,817 |
| Profit (loss) for the period to be appropriated9905 | -€1,817 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €5,109 | |
| Current assets29/58 | €5,109 | |
| Cash at bank and in hand54/58 | €5,109 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €5,109 | |
| Equity10/15 | €1,683 | |
| Contributions10/11 | €3,500 | |
| Profit (loss) carried forward14 | -€1,817 | |
| Amounts payable17/49 | €3,426 | |
| Amounts payable within one year42/48 | €3,426 | |
| Taxes, remuneration and social security45 | €537 | |
| Taxes450/3 | €537 | |
| Other amounts payable47/48 | €2,889 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,817 |
| Operating cash flow (approximation) | -€1,817 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht
Ground area
153 m²
Building footprint
51 m²
Volume, LiDAR
532 m³
Parcel 21308H0639/00Y007, Brussels · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0639/00Y007 | Brussels | 153 m² | 1 · 51 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded25-09-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.