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PSY MEMBRIVE

Active
Private limited companyfounded 20242 yrs activeHollebeekstraat 64, 1630 Linkebeek, BelgiumKBO/BCE: BE 1005.131.519
Summary

The computed 12-month bankruptcy probability of PSY MEMBRIVE is 3.0% (moderate). The 2024 annual accounts show equity of €26,205 and a net result of €24,405. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 6.32; short-term debt: 14.7% and cash: 65.7% of total assets), and 29.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 January 2024, PSY MEMBRIVE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€26,205
Total assets
€37,068
Net result
€24,405
Working capital
€28,904

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €37,068
Fixed assets €2,730
Current assets €34,338
Equity and liabilities €37,068
Equity €26,205
Debt €10,863
Debt finances 29.3% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€32,520
Cash flow
€24,953
Current ratio
6.32
Debt to equity
0.41
ROE
93.1%
ROA
65.8%
Interest coverage
29.45
Debt ≤ 1 year
€5,433
Debt > 1 year
€1,913
Income taxes
€6,463

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet Code2024
Assets
Total assets20/58€37,068
Fixed assets21/28€2,730
Tangible fixed assets22/27€2,652
Furniture and vehicles24€2,652
Financial fixed assets28€78
Current assets29/58€34,338
Amounts receivable within one year40/41€9,567
Trade receivables40€6,874
Other amounts receivable41€2,693
Cash at bank and in hand54/58€24,363
Deferred charges and accrued income490/1€408
Equity and liabilities
Total equity and liabilities10/49€37,068
Equity10/15€26,205
Contributions10/11€1,800
Reserves13€24,400
Distributable reserves133€24,400
Profit (loss) carried forward14€5
Amounts payable17/49€10,863
Amounts payable after more than one year17€1,913
Financial debts170/4€1,913
Amounts payable within one year42/48€5,433
Current portion of amounts payable after more than one year42€1,034
Trade debts44€4,399
Suppliers440/4€4,399
Accrued charges and deferred income492/3€3,516
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€548
Other operating charges640/8€2,175
Gross operating margin9900€34,695
Operating profit (loss)9901€31,972
Financial charges65/66B€1,104
Recurring financial charges65€1,104
Profit (loss) for the period before taxes9903€30,868
Income taxes67/77€6,463
Profit (loss) for the period9904€24,405
Profit (loss) for the period to be appropriated9905€24,405
Appropriation of the result
Profit (loss) to be appropriated9906€24,405
Transfer to equity691/2€24,400
To other reserves6921€24,400

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€548
Other operating charges640/8€2,175
Gross operating margin9900€34,695
Operating profit (loss)9901€31,972
Financial charges65/66B€1,104
Recurring financial charges65€1,104
Profit (loss) for the period before taxes9903€30,868
Income taxes67/77€6,463
Profit (loss) for the period9904€24,405
Profit (loss) for the period to be appropriated9905€24,405
Line2024
Assets
Total assets20/58€37,068
Fixed assets21/28€2,730
Tangible fixed assets22/27€2,652
Furniture and vehicles24€2,652
Financial fixed assets28€78
Current assets29/58€34,338
Amounts receivable within one year40/41€9,567
Trade receivables40€6,874
Other amounts receivable41€2,693
Cash at bank and in hand54/58€24,363
Deferred charges and accrued income490/1€408
Equity and liabilities
Total equity and liabilities10/49€37,068
Equity10/15€26,205
Contributions10/11€1,800
Reserves13€24,400
Distributable reserves133€24,400
Profit (loss) carried forward14€5
Amounts payable17/49€10,863
Amounts payable after more than one year17€1,913
Financial debts170/4€1,913
Amounts payable within one year42/48€5,433
Current portion of amounts payable after more than one year42€1,034
Trade debts44€4,399
Suppliers440/4€4,399
Accrued charges and deferred income492/3€3,516
Line2024
Profit (loss) for the period9904€24,405
+ Depreciation and write-downs630€548
Operating cash flow (approximation)€24,953

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
344 m²
Building footprint
167 m²
Volume, LiDAR
914 m³
Parcel 22003B0023/00Y002, Flanders · tallest building 13.4 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Hollebeekstraat 64, 1630 Linkebeek
Human health activities
since 20242.355.469.212
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22003B0023/00Y002 Flanders 344 m² 1 · 167 m² 13.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Contact
E-mail audrey@psymembrive.beLinkebeek
Phone 0478921287Linkebeek
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.