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PSY KHAYAR

Active
Private limited companyfounded 20241 yr activePaviljoenstraat 97, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1017.451.608
Summary

The computed 12-month bankruptcy probability of PSY KHAYAR is 2.7% (moderate). The 2025 annual accounts show equity of €41,853 and a net result of €38,853. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
short-term debt: 0.2% and cash: 71.1% of total assets, and 0.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.8%
Return on assets
92.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PSY KHAYAR was incorporated on 16 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€41,853
Total assets
€41,936
Net result
€38,853
Working capital
€40,050

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €41,936
Fixed assets €1,803
Current assets €40,133
Equity and liabilities €41,936
Equity €41,853
Debt €82
Debt finances 0.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€49,418
Cash flow
€39,653
Debt to equity
0.00
ROE
92.8%
ROA
92.6%
Interest coverage
715.17
Debt ≤ 1 year
€82
Income taxes
€9,896
A ratio outside any meaningful range has been withheld (balance sheet total €41,936, equity €41,853).

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€41,936
Fixed assets21/28€1,803
Tangible fixed assets22/27€1,803
Furniture and vehicles24€1,803
Current assets29/58€40,133
Amounts receivable within one year40/41€9,475
Other amounts receivable41€9,475
Cash at bank and in hand54/58€29,832
Deferred charges and accrued income490/1€825
Equity and liabilities
Total equity and liabilities10/49€41,936
Equity10/15€41,853
Contributions10/11€3,000
Profit (loss) carried forward14€38,853
Amounts payable17/49€82
Amounts payable within one year42/48€82
Trade debts44€82
Suppliers440/4€82
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€800
Gross operating margin9900€49,418
Operating profit (loss)9901€48,618
Financial income75/76B€200
Recurring financial income75€200
Financial charges65/66B€69
Recurring financial charges65€69
Profit (loss) for the period before taxes9903€48,749
Income taxes67/77€9,896
Profit (loss) for the period9904€38,853
Profit (loss) for the period to be appropriated9905€38,853
Appropriation of the result
Profit (loss) to be appropriated9906€38,853

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€800
Gross operating margin9900€49,418
Operating profit (loss)9901€48,618
Financial income75/76B€200
Recurring financial income75€200
Financial charges65/66B€69
Recurring financial charges65€69
Profit (loss) for the period before taxes9903€48,749
Income taxes67/77€9,896
Profit (loss) for the period9904€38,853
Profit (loss) for the period to be appropriated9905€38,853
Line2025
Assets
Total assets20/58€41,936
Fixed assets21/28€1,803
Tangible fixed assets22/27€1,803
Furniture and vehicles24€1,803
Current assets29/58€40,133
Amounts receivable within one year40/41€9,475
Other amounts receivable41€9,475
Cash at bank and in hand54/58€29,832
Deferred charges and accrued income490/1€825
Equity and liabilities
Total equity and liabilities10/49€41,936
Equity10/15€41,853
Contributions10/11€3,000
Profit (loss) carried forward14€38,853
Amounts payable17/49€82
Amounts payable within one year42/48€82
Trade debts44€82
Suppliers440/4€82
Line2025
Profit (loss) for the period9904€38,853
+ Depreciation and write-downs630€800
Operating cash flow (approximation)€39,653

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
39 m²
Building footprint
40 m²
Volume, LiDAR
464 m³
Parcel 21910E0066/05H003, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
-
Paviljoenstraat 97, 1030 SchaarbeekSpecialist medical practice
since 20252.368.612.415
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0066/05H003 Brussels 39 m² 1 · 40 m² 14.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded16-12-2024
Fiscal year end31-12
Contact
E-mail khayar.ibrahim@gmail.com
Phone +32488158981
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017451608
Registered 16-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.