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PSP

Active
Private limited company·Overige gespecialiseerde bouwactiviteiten, neg· 47 yrs active
Molenstraat 6 ·8830 Hooglede, Belgium
KBO/BCE: BE 0418.909.544
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age47 yrs
Board1
Connections3

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PSP is 0.5% (low). The 2025 annual accounts show equity of €952k and a net result of €47k. Equity is growing by ~52.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 334 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 334 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 26-09-2025, 4 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 28-02, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 28-02-2025, that is 30-09-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
28-02-2025 30-09-2025 26-09-2025 4 d early 2025-00526878
29-02-2024 30-09-2024 08-10-2024 8 d late 2024-00504747
28-02-2023 30-09-2023 29-09-2023 1 d early 2023-00464956
28-02-2022 30-09-2022 20-10-2022 20 d late 2022-20469541
28-02-2021 30-09-2021 12-10-2021 12 d late 2021-72000515
29-02-2020 30-09-2020 30-09-2020 on the day 2020-57800104
28-02-2019 30-09-2019 26-09-2019 4 d early 2019-66200377
28-02-2018 30-09-2018 29-08-2018 32 d early 2018-60100373
28-02-2017 30-09-2017 17-07-2017 75 d early 2017-32700145
29-02-2016 30-09-2016 13-10-2016 13 d late 2016-65500563

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1978, 47 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€47k-81.3%
Working capital€952k+5.2%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2025 · verkort
€-200k€0€200k€400k€600kOperating result 2021: €-2k€-2kNet result 2021: €92k€92kOperating result 2022: €91k€91kNet result 2022: €91k€91kOperating result 2023: €635k€635kNet result 2023: €635k€635kOperating result 2024: €263k€263kNet result 2024: €250k€250kOperating result 2025: €63k€63kNet result 2025: €47k€47k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~52.9%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€1.00M€2.00M€3.00M€4.00M2026: €1.46M (€1.34M - €1.57M)2027: €2.23M (€2.05M - €2.40M)2028: €3.40M (€3.16M - €3.65M)2019: €116k2020: €114k2021: €112k2022: €203k2023: €655k2024: €905k2025: €952k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 99.9% 38.9%
better than 95% of 334 sector peers
Net result €47k €40k
better than 53% of 334 sector peers
Equity €952k €189k
better than 90% of 334 sector peers
Gross operating margin €63k €223k
better than 28% of 334 sector peers
Employees (FTE) 0.0 3.5
better than 8% of 204 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2020: P95 · n=4302021: P95 · n=5562022: P95 · n=7492023: P41 · n=9012024: P80 · n=9922025: P95 · n=3342020 2025
Stable position over 2020-2025 · n=334-992
Net result P53
2020: P19 · n=4302021: P16 · n=5542022: P74 · n=7472023: P95 · n=9012024: P91 · n=9912025: P53 · n=3342020 2025
Improving position over 2020-2025 · n=334-991
Equity P90
2020: P35 · n=4302021: P43 · n=5562022: P59 · n=7492023: P86 · n=9012024: P91 · n=9922025: P90 · n=3342020 2025
Improving position over 2020-2025 · n=334-992
Gross operating margin P28
2020: P5 · n=4292021: P5 · n=5552022: P36 · n=7482023: P82 · n=8992024: P60 · n=9912025: P28 · n=3342020 2025
Improving position over 2020-2025 · n=334-991
Describes the position versus peers, not a forecast.
Net profit
€47k
-81.3% 19-25
Total assets
€954k
-34.6% 19-25
Equity
€952k
+5.2% 19-25
Working capital
€952k
+5.2% 19-25
Employees (FTE)
0
- 19-25
Income taxes
€16k
+22.4% 19-25
Dividends
€0
-100.0% 19-25
Debt
€1k
-99.7% 19-25
Debt ≤ 1y
€1k
-99.7% 19-25
Current ratio
687.73
+25945.9% 19-25
Quick ratio
687.73
+25945.9% 19-25
Solvency
99.9%
+60.7% 19-25
Debt / equity
0.00
-99.8% 19-25
ROE
4.9%
-82.2% 19-25
ROA
4.9%
-71.4% 19-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA-
Net profit€47k
Cash flow-
Staff costs-
Income taxes€16k
Dividends-
Total assets€954k
Equity€952k
Debt€1k
of which ≤ 1y€1k
of which > 1y-
Working capital€952k
Employees (FTE)0.0
Ratios (computed)
2025
Current ratio687.73
Quick ratio687.73
Working capital ratio99.9%
Solvency99.9%
Debt / equity0.00
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA4.9%
ROE4.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€954k
Current assets 29/58€954k
Amounts receivable within one year 40/41€870k
Cash & bank 54/58€84k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€954k
Equity 10/15€952k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€932k
Amounts payable 17/49€1k
Amounts payable within one year 42/48€1k
Trade debts payable within one year 44€740
Income statement
Gross operating margin 9900€63k
Operating result 9901€63k
Financial charges 65€486
Result before taxes 9903€63k
Income taxes 67/77€16k
Net result for the period 9904€47k
Result to be appropriated 9905€47k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • HOOGLANDLegal entity
    Director
    State Gazette act 24359198 (13-02-2024)
    Current
    13-02-2024 → present
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • HOOGLANDLegal entity
    Permanent representative· perm. rep.: Stefaan Debrabander
    State Gazette act 24359198 (13-02-2024)
    Permanent representative
    13-02-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige gespecialiseerde bouwactiviteiten, neg(43990)
Legal form Private limited company(610)
Incorporation24-11-1978
StatusActive
Postal code8830

Structure & network

Connections & network

3 connected companies
CASA BOUW HOLDING, We sit on their board CBCASA BOUWHOLDINGCASA HOLDING, We sit on their board CHCASA HOLDINGHOOGLAND, Shared director HHOOGLANDPSP PSP0418.909.544
Group structureShared directors
Group structure
CASA BOUW HOLDING
We sit on their board · 2 subsidiaries
CASA HOLDING
We sit on their board · 1 subsidiary · 1 location
Network connections
HOOGLAND
Shared director
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

2 parties
PSPBE 0418.909.544
controls
Where this company holds controlthis company sits on their board2
2 subsidiaries
1 subsidiary · 1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
PSP
Molenstraat 6, 8830 HoogledeOntwikkeling van niet-residentiële bouwprojecten
since 19792.015.511.332
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,877 m²
Buildings1
Building footprint579 m²
Volume (LiDAR)2,866 m³
Tallest building9.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36006C0315/00D000 Flanders 4,877 m² 1 · 579 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
13-02-2024 3 directors appointed Director changes·Arne De Geeter
  • HOOGLAND, Bestuurder
  • Stefaan Debrabander, Vaste vertegenwoordiger
  • TITECA ACCOUNTANCY, Dagelijks bestuur
Notary: Arne De Geeter · KortrijkFirm: West Notarissen

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability25Solvency100Growth52Stability100
71 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 25
Solvency 100
Growth 52
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameNL PSP
Registered office
Molenstraat 6
8830 Hooglede, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.