PSMT RENOVATION

Active

Private limited companyfounded 2024active for 1 yearRue Constant-Ambroise 4, 5530 Yvoir, BelgiumKBO/BCE: BE 1016.370.354

Summary

PSMT RENOVATION has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,642 and a net result of €50,516. Its solvency ranks better than 84% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

PSMT RENOVATIONActiveChecked score 89/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €420,000turnover 2025, estimated

Staff: 0.8 FTE
Equity: €94,642
Profit: €50,516

Turnover estimated from the gross margin

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

RODRIGUES DA SILVA José PedroDirector
MEIREIS DA COSTA CARINA ISABELDirector

2025 accounts filed 20 days late

Why 89raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 3.77, cash €114,047Equity €94,642 (75.2% of total assets)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 91% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 75.2% of total assets

Liquidity 91=

short-term debt 24.8% · cash 90.6%

Profitability 100=

return on assets 40.1%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)

Last 24 months 12-2025: 0.4% 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 3.77, compared with 3.25 in 2024, above the usual 1.5; short-term debt: 24.8% and cash: 90.6% of total assets), and 24.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 91% on liquidity, 91% on profitability and 90% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 3.77, cash €114,047

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Equity €94,642 (75.2% of total assets)

NBB · annual accounts

2025 accounts filed 20 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

20 days late

2024

19 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

20-08-2026 Annual accounts filedfinancial year 2025 · micro…
03-07-2026 Appointment: MEIREIS DA COSTA CARINA ISABEL…Shareholding
12-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Equity rose in 2025from €44,126 to €94,642 ▲ 114% View
Positive: Among the best 13% on net resultsector median €8,514 · 9,338 companies €50,516 View
New directorlatest change 01-05-2026 · 2 in office 1 joined View

By topic

Financials

Financial year: 2025
Total assets: €125,862
Profit: €50,516
Solvency: 75.2%

Total assets▲ 114%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members

RODRIGUES DA SILVA José PedroDirector
MEIREIS DA COSTA CARINA ISABELDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

21-11-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 19-11-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 10

Who signs: Each director alone
Annual meeting: Last Saturday of June at 18:00
Purpose: “L'étude et la réalisation de tous travaux de construction, publics et privés, en qualité…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about PSMT RENOVATION

What is the company number of PSMT RENOVATION?: 1016.370.354. In Belgium the VAT number is the company number with BE in front: BE 1016.370.354.
Where is PSMT RENOVATION based?: The registered office is at Rue Constant-Ambroise 4, 5530 Yvoir.Company details
What does PSMT RENOVATION do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PSMT RENOVATION?: Private limited company (BV).
When was PSMT RENOVATION founded?: On 19-11-2024.
Is PSMT RENOVATION still active?: Yes, PSMT RENOVATION is an active enterprise in the KBO register.
How many employees does PSMT RENOVATION have?: On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PSMT RENOVATION?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PSMT RENOVATION profitable?: In financial year 2025, PSMT RENOVATION made a profit of €50,516.
Where can I find the annual accounts of PSMT RENOVATION?: PSMT RENOVATION filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PSMT RENOVATION due?: By 31-07-2027, for financial year 2026.Timeline