PSMG
Open bankruptcyA bankruptcy procedure is open for PSMG according to publications in the Belgian State Gazette; curator: BENNY GOOSSENS. The 2023 annual accounts show equity of €166k and a net result of €25k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2023 was due by 31-10-2023 and was filed on 31-10-2023, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
on the day
2022
14 d early
2021
3 d early
2020
20 d late
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, abbreviated schema
Equity
€166k▲ 17.4%
2022 · €141k
2019: €72k
2020: €127k
2021: €127k
2022: €141k
2019 → 2023
Net result
€25k▲ 68.9%
2022 · €15k
2019: €59k
2020: €55k
2021: €-132
2022: €15k
2019 → 2023
Total assets
€247k▲ 22.4%
2022 · €202k
2019: €110k
2020: €164k
2021: €143k
2022: €202k
2019 → 2023
Solvency
67.1%▼ 2.9pp
2022 · 70.0%
2019: 65.3%
2020: 77.4%
2021: 89.0%
2022: 70.0%
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€72k-€127k▲ 76.8%€127k▼ 0.1%€141k▲ 11.5%€166k▲ 17.4%
Operating result€87k-€79k▼ 9.5%€1k▼ 98.7%€26k▲ 2,418%€36k▲ 37.1%
Net result€59k-€55k▼ 7.0%€-132€15k€25k▲ 68.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 37% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €247k
Fixed assets
€46k▲ 2.3%
Current assets
€201k▲ 28.3%
Equity and liabilities €247k
Equity
€166k▲ 17.4%
Debt
€81k▲ 34.2%
The debt ratio rises from 30.0% to 32.9%. Equity and debt are higher.
Key figures and ratios
Solvency
67.1%▼
2022 · 70.0%
ROE
14.8%▲
2022 · 10.3%
ROA
10.0%▲
2022 · 7.2%
Debt
€81k▲
2022 · €61k
Debt ≤ 1 year
€81k▲
2022 · €61k
Income taxes
€11k▼
2022 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€202k€247k▲
Fixed assets21/28€45k€46k▲
Tangible fixed assets22/27€17k€18k▲
Furniture and vehicles24€3k€6k▲
Other tangible fixed assets26€14k€12k▼
Financial fixed assets28€28k€28k=
Current assets29/58€157k€201k▲
Amounts receivable within one year40/41€117k€185k▲
Trade receivables40€55k€111k▲
Other amounts receivable41€62k€73k▲
Cash at bank and in hand54/58€25k€6k▼
Deferred charges and accrued income490/1€15k€11k▼
Equity and liabilities
Total equity and liabilities10/49€202k€247k▲
Equity10/15€141k€166k▲
Contributions10/11€13k€13k=
Reserves13€129k€154k▲
Distributable reserves133€129k€154k▲
Amounts payable17/49€61k€81k▲
Amounts payable within one year42/48€61k€81k▲
Trade debts44€31k€36k▲
Suppliers440/4€31k€36k▲
Taxes, remuneration and social security45€29k€44k▲
Taxes450/3€29k€44k▲
Accrued charges and deferred income492/3-€600
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€4k€8k▲
Gross operating margin9900€36k€49k▲
Operating profit (loss)9901€26k€36k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€25k€35k▲
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€15k€25k▲
Profit (loss) for the period to be appropriated9905€15k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€25k▲
Transfer to equity691/2€15k€25k▲
To other reserves6921€15k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-03
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · PSMG BV BEUKENPARK 38/ A000, 9880 AALTER · event 18-03-2025
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Equity above €150kEq €166k ▲17.4%
2 profitable years in a row build equity to €166k.
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-132 ▼100%
Net result drops to €-132, the lowest in the series.
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
31-03
Financial
Equity above €100kEq €127k ▲76.8%
2 profitable years in a row build equity to €127k.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenpark 389880 AalterGround area
1,887 m²
Building footprint
342 m²
Volume, LiDAR
3,645 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
PSMG
since 20172.266.071.735
Leblon Coiffure Et Esthétique
since 20242.358.238.165
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0711/00H002 | Flanders | 1,030 m² | 1 · 163 m² | 9.0 m · 2 fl. |
| 21443C0224/00V008 | Brussels | 858 m² | 1 · 179 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BENNY GOOSSENS TOLPOORTSTRAAT 145,
9800 DEINZE |
18-03-2025 → present |
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2017
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
96021Hairdressing
96022Beauty treatment
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.