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PSL AUDIOVISUAL

Active
Private limited companyfounded 200025 yrs activeFrançois-Joseph Navezstraat 139, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0473.602.696

PSL AUDIOVISUAL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €12k. Equity is shrinking by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 1987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
95 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency92▲+15
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 1.96 in 2024; short-term debt: 32.6% and cash: 74.2% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.4%
Return on assets
28.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €28k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 d early
2024
65 d early
2023
71 d early
2022
47 d early
2021
9 d late
2020
32 d early
2019
104 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€132k
EBIT margin
5.9%
Net result
€12k▲ 142%
2024 · €5k
2018: €5k 2019: €-26k 2020: €-16k 2021: €-3k 2022: €17k 2023: €-42k 2024: €5k
2018 → 2025
Working capital
€27k▲ 90.6%
2024 · €14k
2018: €72k 2019: €48k 2020: €32k 2021: €30k 2022: €47k 2023: €7k 2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€36k-€53k▲ 46.1%€11k▼ 79.0%€16k▲ 43.9%€28k▲ 73.7%
Operating result€-3k-€20k€-41k€6k€12k▲ 123%
Net result€-3k-€17k€-42k€5k€12k▲ 142%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €-3k€-3kNet result 2021: €-3k€-3kOperating result 2022: €20k€20kNet result 2022: €17k€17kOperating result 2023: €-41k€-41kNet result 2023: €-42k€-42kOperating result 2024: €6k€6kNet result 2024: €5k€5kOperating result 2025: €12k€12kNet result 2025: €12k€12k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets €187▼ 87.6%
Current assets €41k▲ 39.2%
Equity and liabilities €41k
Equity €28k▲ 73.7%
Debt €13k▼ 10.4%
The debt ratio falls from 48.4% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14k
2024 · €8k
Cash flow
€13k
2024 · €7k
Solvency
67.4%
2024 · 51.6%
Current ratio
3.05
2024 · 1.96
Quick ratio
3.05
2024 · 1.96
Debt / equity
0.48
2024 · 0.94
ROE
42.4%
2024 · 30.5%
ROA
28.6%
2024 · 15.7%
Interest coverage
51.60
2024 · 29.03
Debt
€13k
2024 · €15k
Debt ≤ 1 year
€13k
2024 · €15k
Income taxes
€459
2024 · €452
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€31k€41k
Fixed assets21/28€2k€187
Tangible fixed assets22/27€2k€187
Furniture and vehicles24€2k€187
Current assets29/58€29k€41k
Amounts receivable within one year40/41€19k€10k
Trade receivables40€19k€10k
Cash at bank and in hand54/58€10k€30k
Deferred charges and accrued income490/1€457€446
Equity and liabilities
Total equity and liabilities10/49€31k€41k
Equity10/15€16k€28k
Contributions10/11€43k€43k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-32k€-20k
Amounts payable17/49€15k€13k
Amounts payable within one year42/48€15k€13k
Trade debts44€2k€696
Suppliers440/4€2k€696
Taxes, remuneration and social security45€4k€657
Taxes450/3€4k€657
Other amounts payable47/48€9k€12k
Income statement Code20242025
Non-recurring operating income76A€400-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k
Other operating charges640/8€1k€2k
Non-recurring operating charges66A€3k€3k=
Gross operating margin9900€12k€18k
Operating profit (loss)9901€6k€12k
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€269€266
Recurring financial charges65€269€266
Profit (loss) for the period before taxes9903€5k€12k
Income taxes67/77€452€459
Profit (loss) for the period9904€5k€12k
Profit (loss) for the period to be appropriated9905€5k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-20k
Profit (loss) brought forward from the previous period14P€-37k€-32k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
21-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-42k ▼350%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €17k
Net result €17k after 3 loss-making years.
09-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
12-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
31-12
Financial Liquidity doublescurrent ratio 3.88
Current ratio from 1.82 to 3.88; short-term debt falls from €89k to €17k.
01-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 62 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

François-Joseph Navezstraat 1391030 Schaarbeek
Ground area
513 m²
Building footprint
106 m²
Volume, LiDAR
1,050 m³
2 parcels, Brussels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PSL AUDIOVISUAL
Samberstraat(E) 9, 7850 EnghienNACE 3340203
since 20012.094.347.586
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
55010C0117/00W000 Wallonia 454 m² 1 · 47 m² 11.3 m · 3 fl.
21910E0116/00Z006 Brussels 59 m² 1 · 59 m² 12.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,398 companies in sector 90393 we hold annual accounts for 939. 681 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-12-2000
Fiscal year end31-12
Activities, NACEBEL
90393Specialised image, lighting and sound technical services
92340
46431Wholesale of electrical household appliances and audio-video equipment
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:admin@psl-av.com
Enterprise
Phone:+3222420349
Establishment Enghien 2.094.347.586