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PSIDE

Active
Private limited companyfounded 2024active for 2 yearsHeidebroek 28, 1652 Beersel, BelgiumKBO/BCE: BE 1011.566.181
Summary

PSIDE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,065 and a net result of €12,056. Its solvency ranks better than 15% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 15-07-2024 Normal situation
Activity
Business and other management consultancy NACE 70200and 4 others
Establishment unit
2.361.615.547 1652 Beersel, since 16-07-2024
Financial year end
30 September
Peppol
Reachable since 13-10-2025

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts to 30-09-2025
Gross margin
€40,843
▲ 46×
Turnover
≈ €120,000
estimated
Profit
€12,056
▲ 39×
Equity
€13,065
▲ 78.8%
Total assets
€154,128
▲ 463%
  • 2025 accounts filed 81 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.54Last filed accounts filed 81 days late; 1 of the last 3 accounts latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €154,128Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 43% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 33-19
equity 8.5% of total assets
Liquidity 45+32
short-term debt 54.0%
Profitability 79+9
return on assets 7.8%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 08-2025: 0.2% 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.2 percentage points vs 04-2026 06-2026: 0.7%▲ +0.2 percentage points vs 05-2026 07-2026: 1.3%▲ +0.6 percentage points vs 06-2026 08-2026: 1.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 1.5%● unchanged vs 08-2026highest value 10-2026: 1.5%● unchanged vs 09-2026highest value 11-2026: 1.5%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.54 (1.09 in 2024), below 1. Short-term debt is 54% of total assets. 91.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 16% of them on solvency, 25% on liquidity, 45% on profitability and 86% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 0.54
NBB · annual accounts
raises risk · Last filed accounts filed 81 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €154,128
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 39275 sector peers (2025).
NBB · sector comparison
Position among 39275 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 81 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-07-2026, 81 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
81 days late
2024
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 24 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 81 days after the deadline Filed on 20 July 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00310710.

Annual accounts 2025 filed on 20-07-2026 at the NBB all 2 filings

Turnover
≈ €120,000
Estimated: probably between €69,000 and €160,000
Total assets
€154,128▲ 463%
2024 · €27,367
Net result
€12,056▲ 39×
2024 · €309
Working capital
-€38,545
2024 · €1,714
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€21,133
▲ 31× 2025
20242025
Net result
€12,056
▲ 39× 2025
middle half of the sector
20242025
Equity
€13,065
▲ 78.8% 2025
lowest quarter of the sector
20242025
Total assets
€154,128
▲ 463% 2025
middle half of the sector
20242025
Debt
€141,063
▲ 603% 2025
20242025
Working capital
-€38,545
2025
lowest quarter of the sector
20242025
Solvency
8.5%
▼ 18.2pp 2025
lowest quarter of the sector
20242025
Current ratio
0.54
▼ 0.55 2025
lowest quarter of the sector
20242025
Return on assets (ROA)
7.8%
▲ 6.7pp 2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€693-€21,133▲ 31×
Net result€309below the sector's middle half-€12,056within the sector's middle half▲ 39×
Equity€7,309below the sector's middle half-€13,065below the sector's middle half▲ 78.8%
Total assets€27,367below the sector's middle half-€154,128within the sector's middle half▲ 463%
Debt€20,058-€141,063▲ 603%
Working capital€1,714within the sector's middle half--€38,545below the sector's middle half
Solvency26.7%below the sector's middle half-8.5%below the sector's middle half▼ 18.2pp
Current ratio1.09within the sector's middle half-0.54below the sector's middle half▼ 0.55
Return on assets (ROA)1.1%below the sector's middle half-7.8%within the sector's middle half▲ 6.7pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is nearly 31 times that of 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153,661
Fixed assets €108,925 ▲ 24×
Current assets €44,736 ▲ 105%
Equity and liabilities €154,128
Equity €13,065 ▲ 78.8%
Debt €141,063 ▲ 603%
Debt's share of the balance-sheet total rises from 73.3% to 91.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40,034▲
2024 · €881
Cash flow
€30,956▲
2024 · €497
Debt to equity
10.80▲
2024 · 2.74
ROE
92.3%▲
2024 · 4.2%
Interest coverage
14.92▼
2024 · 67.95
Debt ≤ 1 year
€83,280▲
2024 · €20,058
Debt > 1 year
€57,783
Income taxes
€6,396▲
2024 · €371
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item30-09-202430-09-2025
Tangible fixed assets€4,583€122,641
Financial fixed assets-€57
Depreciation and write-downs of the year€188€18,900

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,367€154,128▲
Formation expenses20€1,067€467▼
Fixed assets21/28€4,528€108,925▲
Tangible fixed assets22/27€4,528€108,869▲
Plant, machinery and equipment23€4,528€3,611▼
Furniture and vehicles24-€66,877
Other tangible fixed assets26-€37,141
Assets under construction and advance payments27-€1,240
Financial fixed assets28-€57
Current assets29/58€21,772€44,736▲
Amounts receivable within one year40/41€21,255€44,112▲
Trade receivables40€21,235€43,355▲
Other amounts receivable41€20€757▲
Cash at bank and in hand54/58€517-
Deferred charges and accrued income490/1-€624
Equity and liabilities
Total equity and liabilities10/49€27,367€154,128▲
Equity10/15€7,309€13,065▲
Contributions10/11€7,000€700▼
Profit (loss) carried forward14€309€12,365▲
Amounts payable17/49€20,058€141,063▲
Amounts payable after more than one year17-€57,783
Financial debts170/4-€57,783
Amounts payable within one year42/48€20,058€83,280▲
Current portion of amounts payable after more than one year42-€16,976
Financial debts43-€2
Credit institutions430/8-€2
Trade debts44€9,722€42,616▲
Suppliers440/4€9,722€42,616▲
Taxes, remuneration and social security45€7,314€15,937▲
Taxes450/3€3,314€15,937▲
Remuneration and social security454/9€4,000-
Other amounts payable47/48€3,022€7,751▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188€18,900▲
Other operating charges640/8-€809
Gross operating margin9900€881€40,843▲
Operating profit (loss)9901€693€21,133▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€13€2,684▲
Recurring financial charges65€13€2,684▲
Profit (loss) for the period before taxes9903€680€18,452▲
Income taxes67/77€371€6,396▲
Profit (loss) for the period9904€309€12,056▲
Profit (loss) for the period to be appropriated9905€309€12,056▲
Appropriation of the result
Profit (loss) to be appropriated9906€309€12,365▲
Profit (loss) brought forward from the previous period14P-€309

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188€18,900▲ 100×
Other operating charges640/8-€809-
Gross operating margin9900€881€40,843▲ 46×
Operating profit (loss)9901€693€21,133▲ 31×
Financial income75/76B-€3-
Recurring financial income75-€3-
Financial charges65/66B€13€2,684▲ 207×
Recurring financial charges65€13€2,684▲ 207×
Profit (loss) for the period before taxes9903€680€18,452▲ 27×
Income taxes67/77€371€6,396▲ 17×
Profit (loss) for the period9904€309€12,056▲ 39×
Profit (loss) for the period to be appropriated9905€309€12,056▲ 39×
Line20242025Change
Assets
Total assets20/58€27,367€154,128▲ 463%
Formation expenses20€1,067€467▼ 56.2%
Fixed assets21/28€4,528€108,925▲ 24×
Tangible fixed assets22/27€4,528€108,869▲ 24×
Plant, machinery and equipment23€4,528€3,611▼ 20.2%
Furniture and vehicles24-€66,877-
Other tangible fixed assets26-€37,141-
Assets under construction and advance payments27-€1,240-
Financial fixed assets28-€57-
Current assets29/58€21,772€44,736▲ 105%
Amounts receivable within one year40/41€21,255€44,112▲ 108%
Trade receivables40€21,235€43,355▲ 104%
Other amounts receivable41€20€757▲ 39×
Cash at bank and in hand54/58€517--
Deferred charges and accrued income490/1-€624-
Equity and liabilities
Total equity and liabilities10/49€27,367€154,128▲ 463%
Equity10/15€7,309€13,065▲ 78.8%
Contributions10/11€7,000€700▼ 90.0%
Profit (loss) carried forward14€309€12,365▲ 40×
Amounts payable17/49€20,058€141,063▲ 603%
Amounts payable after more than one year17-€57,783-
Financial debts170/4-€57,783-
Amounts payable within one year42/48€20,058€83,280▲ 315%
Current portion of amounts payable after more than one year42-€16,976-
Financial debts43-€2-
Credit institutions430/8-€2-
Trade debts44€9,722€42,616▲ 338%
Suppliers440/4€9,722€42,616▲ 338%
Taxes, remuneration and social security45€7,314€15,937▲ 118%
Taxes450/3€3,314€15,937▲ 381%
Remuneration and social security454/9€4,000--
Other amounts payable47/48€3,022€7,751▲ 156%
Line20242025Change
Profit (loss) for the period9904€309€12,056▲ 39×
+ Depreciation and write-downs630€188€18,900▲ 100×
Operating cash flow (approximation)€497€30,956▲ 62×
Investment in fixed assets (approximation)--€123,298-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 2,157 companies had the same profile as PSIDE has now. Two years later, 94.1% were still going and 3.0% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
94.1% was still going
2.8% stopped otherwise
3.0% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PSIDE itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,157 companies, not a prediction for PSIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
30-09-2025 micro format 20-07-2026 2026-00310710 PDF
30-09-2024 micro format 27-03-2025 2025-00062129 PDF

Board & ownership

Directors

Directors
1 director, 1 in day-to-day management, no change since 2025

Board 1

Robijns Rémy Francis Irma
Director · since 15-07-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 20-07-2026
Current

Day-to-day management 1

Marjorie Dessalines
Afgevaardigd bestuurder · appointed in the act of 25-06-2025
Current

Owners and capital

Shareholders

At incorporation act of 17-07-2024 ↗

Capital transactions

Capital over time
  1. 17-07-2024 Incorporation · €7,000 · 100 shares

Mandate history

2 people, 2 in office
Show
  • Board
  • Day-to-day management
Mandates per person, with start and end dates
Name Functions and periods
Robijns Rémy Francis Irma
  • Director, appointed in the act of 17-07-2024, still in office
Marjorie Dessalines
  • Afgevaardigd bestuurder, appointed in the act of 25-06-2025, still in office
See the board, name and registered office on a given date →

Articles of association

Dissolution ruleThe articles set when and by whom the company can be dissolved.
“Besluit algemene vergadering beraadslagend zoals inzake statutenwijziging”

Articles of association, deed of 17-07-2024 (in Dutch)

Network & group

PSIDE shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of PSIDE. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 30-04-2027
2026
20-07
NBB filing Annual accounts 2025 filedNBB
micro format · 81 days late
2025
25-06
Gazette deed Appointment: Marjorie Dessalines (afgevaardigd bestuurder)
Permanent representative: Rémy Robijns7 points ▸
  • General meeting, 17-04-2025
  • Other provision, “samenstelling van de vergadering, aanwezig volgens presentielijst” (deed in Dutch)
  • Other provision, “Benoeming van mevrouw Marjorie Dessalines tot gedelegeerd bestuurder, agenda” (deed in Dutch)
  • Other provision, “alle formaliteiten voor het bijeenroepen van vergaderingen, afstand van oproepingsformaliteiten” (deed in Dutch)
  • Other provision, “feiten voorgesteld door voorzitter geverifieerd en als juist erkend, erkenning geldigheid vergadering” (deed in Dutch)
  • Director appointment, Marjorie Dessalines (afgevaardigd bestuurder)
  • Permanent representative, Rémy Robijns (vastevertegenwoordiger)

Open the act in the Belgian Official Gazette

27-03
NBB filing Annual accounts 2024 filedNBB
micro format · 34 days before the deadline
2024
17-07
Gazette deed Incorporation
Starting capital €7,000 · Appointment: Robijns Rémy Francis Irma (director) · Registered office clause · Board rule14 points ▸
  • Registered office clause, “1652 Beersel (Alsemberg), Heidebroek 28” (deed in Dutch)
  • Board rule, 1
  • Director appointment, Robijns Rémy Francis Irma (director)
  • Founder, Robijns Rémy Francis Irma (comparant)
  • Founder, Dessalines Marjorie Marie-Thérèse (comparant)
  • Other provision, “bevoegdheid en bekwaamheid comparanten, bevoegd en bekwaam” (deed in Dutch)
  • Other provision, “ontvangst ontwerp akte, tijdig vóór verlijden” (deed in Dutch)
  • Incorporation, “PSIDE” (deed in Dutch)
  • Founding capital, “euro 7.000” (deed in Dutch)
  • Other provision, “financieel plan, verantwoording aanvangsvermogen op te richten vennootschap” (deed in Dutch)
  • Bank account, “Belfius”, 02-07-2024 (deed in Dutch)
  • Other provision, “vaststelling statuten, statuten luiden als volgt” (deed in Dutch)
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 15 July 2024, PSIDE was incorporated as a private limited company by two natural persons, with a starting capital of €7,000.12 Robijns Rémy Francis Irma has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-07-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name PSIDE in Dutch
Enterprise number 1011.566.181
Legal form Private limited company
Status Active, normale toestand
Founded 15-07-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-07-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…”
deed of 17-07-2024 (in Dutch)

Registered office and establishments

Registered office Heidebroek 28, 1652 Beersel, Belgium
Establishment unit PSIDE, Heidebroek 28, 1652 Beersel since 16-07-2024 · unit number 2.361.615.547
E-mail rro@pside.net
Phone +32496595962

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
41001 General construction of residential buildings
68121 Development of residential building projects
68122 Development of non-residential building projects
71111 Activities of building architects
Codes under NACEBEL 2008
70220 Business consulting main activity
41101 Real estate development
41102 Construction of residential and non-residential buildings
41201 General construction of buildings
71111 Architectural and engineering activities; technical testing and analysis

Invoicing and payment

VAT number BE 1011.566.181
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1011566181
Other Peppol ID 9925:BE1011566181
Registered 13-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1011.566.181

Financial year and general meeting

Accounts at the NBB
Financial year end 30-09
Financial yearThe company draws up its annual accounts over this twelve-month period.
“TITEL VI. BOEKJAAR - WINSTVERDELING - RESERVES Artikel 20. Boekjaar Het boekjaar van de vennootschap gaat in op eerst oktober en eindigt op…”
deed of 17-07-2024 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“TITEL V. ALGEMENE VERGADERING Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
deed of 17-07-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
1,887 m²
Building footprint
249 m²
Building volume
382 m³
Cadastral parcel Region Area Buildings Height / floors
23001C0156/00C002 Flanders 1,887 m² 1 · 249 m² 13.4 m