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PSEPHOS

Active
Public limited companyfounded 2009active for 16 yearsGroenstraat 36, 2570 Duffel, BelgiumKBO/BCE: BE 0821.584.060
Summary

PSEPHOS has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,451 and a net result of -€23,515. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 95% of 3,371 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
10th largest company by equity in Duffel, Telecoms and IT sector1 site
Size
€325,393total assets 2025
Equity
€322,451
Loss
-€23,515
Turnover not published (abbreviated or micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 31 days early4 deeds in the Belgian Official Gazette
Why 95raises riskLoss of €23,515 (financial year 2025)lowers riskLiquidity: current ratio 127.82, cash €121,476Equity €322,451 (99.1% of total assets)Sector: Publishing activities (NACE 58)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 58, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.1% of total assets
Liquidity 97-3
short-term debt 0.7% · cash 37.3%
Profitability 10-81
return on assets -7.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,277 companies, NACE 58, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
short-term debt: 0.7% and cash: 37.3% of total assets, and 0.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro): better than 87% on solvency, 89% on liquidity, 22% on profitability and 35% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €23,515 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 127.82, cash €121,476
NBB · annual accounts
lowers risk · Equity €322,451 (99.1% of total assets)
NBB · annual accounts
lowers risk · Sector: Publishing activities (NACE 58)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
27 days early
2023
28 days late
2022
41 days early
2021
26 days late
2020
53 days early
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€23,515
  3. Liquidity more than doubledcurrent ratio 127.82

Key points

  • Caution: From profit to loss in 2025after €62,641 in 2024 -€23,515 View
  • Positive: Among the best 5% on solvencysector median 46.4% · 3,371 companies 99.1% View
  • Total assets 20256 financial years filed €325,393 View

By topic

Financials

Financial year
2025
Total assets
€325,393
Loss
-€23,515
Solvency
99.1%
Total assets▼ 9.1%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2011
Next accounts
by 31-07-2027
  1. 04-07-2025Annual accounts filed
  2. 31-12-2024Highest result from 2018 to 2025
  3. 31-12-2024Liquidity more than triples
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
18-12-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PSEPHOS

What is the company number of PSEPHOS?
0821.584.060. In Belgium the VAT number is the company number with BE in front: BE 0821.584.060.
Where is PSEPHOS based?
The registered office is at Groenstraat 36, 2570 Duffel.Company details
What does PSEPHOS do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of PSEPHOS?
Public limited company (NV).
When was PSEPHOS founded?
On 18-12-2009.
Is PSEPHOS still active?
Yes, PSEPHOS is an active enterprise in the KBO register.
What is the turnover of PSEPHOS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PSEPHOS profitable?
In financial year 2025, PSEPHOS made a loss of €23,515.
Where can I find the annual accounts of PSEPHOS?
PSEPHOS filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PSEPHOS due?
By 31-07-2027, for financial year 2026.Timeline

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