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PSC Elsene

Active
Non-profit associationfounded 1978active for 48 yearsGewijde-Boomstraat 102, 1050 Elsene, BelgiumKBO/BCE: BE 0418.282.014
Summary

PSC Elsene has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.2m and a net result of -€10,461. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 44% of 780 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
PSC ElseneActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Human health activities
NACE 86104
5th largest company by total assets in Elsene, Health and social work sector1 site
Size
€4.2mturnover 2025
Staff
45.2 FTE
Equity
€4.2m
Deficit
-€10,461
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
11 members
Auditor: Clybouw Bedrijfsrevisoren bvba2025 accounts 36 days early5 of 16 deeds summarised
Why 90raises riskLoss of €10,461 (financial year 2025)lowers riskLegal form: non-profit associationSector: Human health activities (NACE 86)Equity €4.2m (51.1% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 19% of its sector peers (NACE 86, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 76-1
equity 51.1% of total assets
Liquidity 45-14
short-term debt 35.6% · cash 8.6%
Profitability 60-5
return on assets -0.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,074 companies, NACE 86, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €370,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.34, compared with 1.32 in 2024, below the usual 1.5; short-term debt: 35.6% and cash: 8.6% of total assets), and 48.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, small): better than 29% on solvency, 12% on liquidity, 14% on profitability and 22% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Loss of €10,461 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €4.2m (51.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
38 days early
2023
30 days early
2022
32 days early
2021
27 days early
2020
23 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Jan Van Raes (day-to-day manager)Resignation: Anne-Marie Descamps (day-to-day manager)
  2. Annual accounts filedfinancial year 2025 · full…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €86,716 in 2024 -€10,461 View
  • Caution: Among the weakest 16% on net resultsector median €71,567 · 774 companies -€10,461 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 4 years of growth in a rowturnover 2025: €4.2m 4 years View
  • Board changedlatest change 04-03-2026 · 11 in office 1 joined · 1 left View
  • Flemish supportawarded from 2022 to 2025 €354,065 View
  • Active since 1978founded 28-02-1978 48 years View

By topic

Financials

Financial year
2025
Turnover
€4.2m
Loss
-€10,461
Solvency
51.1%
Turnover▲ 0.3%
Net result
20182025
Go to Financials

Board & ownership

Board
11 members
Auditor
Clybouw Bedrijfsrevisoren bvba
  • Detavernier LucDirector
  • Peter FONTAINEDirector
  • Peuskens JosephDirector
  • Vincent DuboisDirector
  • Becq SonjaDirector

and 6 other directors

Go to Board & ownership

Timeline

Events
28
Since
2007
Next accounts
by 31-07-2027
  1. 05-06-2025Resignation: DEBERSAQUES Eric (director)
  2. 31-12-2024Back to profit
  3. 30-10-2024Resignation: VERCRUYSSEN Veronique (day-to-day manager)
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Human health activitiesNACE 86104
Founded
28-02-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PSC Elsene

What is the company number of PSC Elsene?
0418.282.014. In Belgium the VAT number is the company number with BE in front: BE 0418.282.014.
Where is PSC Elsene based?
The registered office is at Gewijde-Boomstraat 102, 1050 Elsene.Company details
What does PSC Elsene do?
According to the KBO register, the main activity is human health activities (NACE 86104).
What is the legal form of PSC Elsene?
Non-profit association (VZW).
When was PSC Elsene founded?
On 28-02-1978.
Is PSC Elsene still active?
Yes, PSC Elsene is an active enterprise in the KBO register.
How many employees does PSC Elsene have?
On average 45.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PSC Elsene?
€4.2m in financial year 2025, according to the filed annual accounts.
Is PSC Elsene profitable?
In financial year 2025, PSC Elsene made a loss of €10,461.
Where can I find the annual accounts of PSC Elsene?
PSC Elsene filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PSC Elsene due?
By 31-07-2027, for financial year 2026.Timeline

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