PS KOM-BIN-KOM

Active

Private foundationfounded 2024active for 2 yearsParijsstraat(BIN) 44, 3211 Lubbeek, BelgiumKBO/BCE: BE 1012.658.521

Summary

PS KOM-BIN-KOM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,180) and a net result of -€6,180. The computed 12-month bankruptcy probability is 0.2% (very low).

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PS KOM-BIN-KOMActiveChecked score 53/100

Risk analysis Report Compare

Activity

“Gebruik van het huis als bibliotheek en documentatiecentrum van de geschiedenis van de families…” (deed in Dutch)

From the articles, 8 activitiesNo NACE code in the KBO yet

Size

€1,852total assets 2025

Equity: -€6,180
Deficit: -€6,180

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Board: 4 members

Accounts 58 days early

Why 53raises riskCapped at 59: negative equityNo main activity registeredlowers riskLegal form: private foundationSize: total assets €1,852Liquidity: current ratio 0.23, cash €1,852Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 15% of its sector peers (no NACE code, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 0

equity -333.6% of total assets

Liquidity 50

short-term debt 433.6% · cash 100.0%

Profitability 0

return on assets -333.6%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2025: 0.3% 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.4 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 35% on liquidity and 4% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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