PS CONSULT
ActiveSummary
PS CONSULT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €957,450 and a net result of €3,075. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79=
Solvency85▲+2
Growth85▲+7
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.04 in 2024; short-term debt: 1.5% and cash: 0.2% of total assets), and 40% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
0.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
56 d early
2023
34 d early
2022
33 d early
2021
33 d early
2020
23 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 39 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€107,367▲ 19.8%
2024 · €89,599
EBIT margin
9.3%▲ 4.5pp
2024 · 4.7%
Net result
€3,075
2024 · -€407
Working capital
-€20,625▼ 23.2%
2024 · -€16,740
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€89,599€107,367▲ 19.8%
Operating result€20,257▼ 5.0%€11,938▼ 41.1%-€2,918€4,254€9,940▲ 134%
Net result€801-€310-€2,973▼ 859%-€407▲ 86.3%€3,075
EBIT margin4.7%9.3%▲ 4.5pp
Equity€958,065▲ 0.1%€957,755=€954,782▼ 0.3%€954,375=€957,450▲ 0.3%
Total assets€1.6m▼ 3.5%€1.6m▼ 3.1%€1.5m▼ 1.6%€1.6m▲ 6.1%€1.6m▼ 2.8%
Debt€663,669▼ 8.3%€613,124▼ 7.6%€591,041▼ 3.6%€685,687▲ 16.0%€637,371▼ 7.0%
Working capital-€18,607▼ 76.4%-€27,018▼ 45.2%-€9,695▲ 64.1%-€16,740▼ 72.7%-€20,625▼ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 134% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets
€1.6m ▼ 2.9%
Current assets
€2,833 ▲ 310%
Equity and liabilities €1.6m
Equity
€957,450 ▲ 0.3%
Debt
€637,371 ▼ 7.0%
Debt's share of the balance-sheet total falls from 41.8% to 40.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89,857▲
2024 · €64,882
Cash flow
€82,991▲
2024 · €60,221
Current ratio
0.12▲
2024 · 0.04
Debt to equity
0.67▼
2024 · 0.72
ROE
0.3%▲
2024 · 0.0%
ROA
0.2%▲
2024 · 0.0%
Interest coverage
13.70▼
2024 · 13.92
Debt ≤ 1 year
€23,457▲
2024 · €17,431
Debt > 1 year
€613,914▼
2024 · €667,162
Income taxes
€307
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €89,599 | €107,367 | ▲ 19.8% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €18,177 | €10,860 | ▼ 40.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,030 | €51,030 | €50,611 | €60,628 | €79,916 | ▲ 31.8% |
| Other operating charges640/8 | - | €5,756 | €6,309 | €6,540 | €6,651 | ▲ 1.7% |
| Gross operating margin9900 | €76,927 | €68,725 | €54,002 | €71,422 | €96,507 | ▲ 35.1% |
| Operating profit (loss)9901 | €20,257 | €11,938 | -€2,918 | €4,254 | €9,940 | ▲ 134% |
| Financial charges65/66B | - | €12,248 | €55 | €4,661 | €6,558 | ▲ 40.7% |
| Recurring financial charges65 | €19,456 | €12,248 | €55 | €4,661 | €6,558 | ▲ 40.7% |
| Profit (loss) for the period before taxes9903 | €801 | -€310 | -€2,973 | -€407 | €3,382 | ▲ 931% |
| Income taxes67/77 | - | - | - | - | €307 | - |
| Profit (loss) for the period9904 | €801 | -€310 | -€2,973 | -€407 | €3,075 | ▲ 856% |
| Profit (loss) for the period to be appropriated9905 | €801 | -€310 | -€2,973 | -€407 | €3,075 | ▲ 856% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.6m | €1.5m | €1.6m | €1.6m | ▼ 2.8% |
| Fixed assets21/28 | €1.6m | €1.6m | €1.5m | €1.6m | €1.6m | ▼ 2.9% |
| Tangible fixed assets22/27 | €1.6m | €1.6m | €1.5m | €1.6m | €1.6m | ▼ 2.9% |
| Land and buildings22 | - | €1.6m | €1.5m | €1.6m | €1.6m | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €608 | €7,099 | €9,484 | €7,303 | ▼ 23.0% |
| Furniture and vehicles24 | - | - | - | €1,584 | €7,745 | ▲ 389% |
| Current assets29/58 | €4,951 | €5,126 | €271 | €691 | €2,833 | ▲ 310% |
| Amounts receivable within one year40/41 | €3,134 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €1,816 | €5,126 | €271 | €691 | €2,833 | ▲ 310% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.6m | €1.5m | €1.6m | €1.6m | ▼ 2.8% |
| Equity10/15 | €958,065 | €957,755 | €954,782 | €954,375 | €957,450 | ▲ 0.3% |
| Contributions10/11 | - | €491,050 | €491,050 | €491,050 | €491,050 | = |
| Reserves13 | €467,015 | €466,705 | €463,732 | €463,325 | €466,400 | ▲ 0.7% |
| Non-distributable reserves130/1 | - | €12,053 | - | - | - | - |
| Other1319 | - | €12,053 | - | - | - | - |
| Tax-exempt reserves132 | - | €37,500 | €37,500 | €37,500 | €37,500 | = |
| Distributable reserves133 | - | €417,151 | €426,232 | €425,825 | €428,900 | ▲ 0.7% |
| Amounts payable17/49 | €663,669 | €613,124 | €591,041 | €685,687 | €637,371 | ▼ 7.0% |
| Amounts payable after more than one year17 | €640,000 | €580,000 | €580,000 | €667,162 | €613,914 | ▼ 8.0% |
| Financial debts170/4 | - | €580,000 | - | €667,162 | €113,914 | ▼ 82.9% |
| Other amounts payable178/9 | - | - | €580,000 | - | €500,000 | - |
| Amounts payable within one year42/48 | €23,558 | €32,144 | €9,966 | €17,431 | €23,457 | ▲ 34.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €12,683 | €13,249 | ▲ 4.5% |
| Trade debts44 | €1,356 | €15,871 | - | €4,513 | €4,509 | ▼ 0.1% |
| Suppliers440/4 | - | €15,871 | - | €4,513 | €4,509 | ▼ 0.1% |
| Taxes, remuneration and social security45 | - | - | - | - | €307 | - |
| Taxes450/3 | - | - | - | - | €307 | - |
| Other amounts payable47/48 | - | €16,273 | €9,966 | €236 | €5,393 | ▲ 2,187% |
| Accrued charges and deferred income492/3 | - | €980 | €1,075 | €1,094 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €801 | -€310 | -€2,973 | -€407 | €3,075 | ▲ 856% |
| + Depreciation and write-downs630 | €51,030 | €51,030 | €50,611 | €60,628 | €79,916 | ▲ 31.8% |
| Operating cash flow (approximation) | €51,831 | €50,720 | €47,638 | €60,221 | €82,991 | ▲ 37.8% |
| Investment in fixed assets (approximation) | - | €0 | -€30,410 | -€154,447 | -€32,534 | ▲ 78.9% |
| Change in cash | - | €3,309 | -€4,855 | €421 | €2,141 | ▲ 409% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €3,075
Net result €3,075 after 3 loss-making years.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €801
Net result €801 after one loss-making year.
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €17,900
Net result €17,900 after one loss-making year.
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2015
Ground area
3,090 m²
Building footprint
107 m²
Volume, LiDAR
684 m³
Parcel 31002A0078/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PS CONSULT
since 20152.242.140.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31002A0078/00C000 | Flanders | 3,090 m² | 1 · 107 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-1999
Fiscal year end30-09
Contact
E-mail
philippe.salens@telenet.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466916824
Also
9925:BE0466916824
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.