PROZIZO
ActivePROZIZO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €8k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+7
Solvency73▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 16.96 against 15.08 in 2024), but 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
1.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
28 d early
2022
24 d early
2021
51 d late
2020
17 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€142k▲ 5.9%
2024 · €135k
2018: €108k
2019: €113k
2020: €118k
2021: €124k
2022: €129k
2023: €129k
2024: €135k
2018 → 2025
Total assets
€441k▲ 3.0%
2024 · €428k
2018: €214k
2019: €204k
2020: €204k
2021: €197k
2022: €441k
2023: €439k
2024: €428k
2018 → 2025
Net result
€8k▲ 37.0%
2024 · €6k
2018: €5k
2019: €4k
2020: €5k
2021: €6k
2022: €5k
2023: €-147
2024: €6k
2018 → 2025
Working capital
€333k▲ 5.9%
2024 · €314k
2018: €70k
2019: €66k
2020: €69k
2021: €66k
2022: €315k
2023: €306k
2024: €314k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€129k▲ 4.3%€129k▼ 0.1%€135k▲ 4.5%€142k▲ 5.9%
Operating result€11k-€11k▲ 4.1%€17k▲ 47.4%€24k▲ 42.0%€26k▲ 12.2%
Net result€6k-€5k▼ 10.9%€-147€6k€8k▲ 37.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€88k▼ 4.8%
Current assets
€354k▲ 5.1%
Equity and liabilities €441k
Equity
€142k▲ 5.9%
Debt
€299k▲ 1.7%
The debt ratio falls from 68.6% to 67.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€31k▲
2024 · €28k
Cash flow
€12k▲
2024 · €10k
Solvency
32.3%▲
2024 · 31.4%
Current ratio
16.96▲
2024 · 15.08
Quick ratio
16.96▲
2024 · 15.08
Debt / equity
2.10▼
2024 · 2.18
ROE
5.5%▲
2024 · 4.3%
ROA
1.8%▲
2024 · 1.3%
Interest coverage
1.96▲
2024 · 1.72
Debt
€299k▲
2024 · €294k
Debt ≤ 1 year
€21k▼
2024 · €22k
Debt > 1 year
€250k▼
2024 · €259k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€428k€441k▲
Fixed assets21/28€92k€88k▼
Tangible fixed assets22/27€92k€88k▼
Land and buildings22€92k€88k▼
Current assets29/58€337k€354k▲
Amounts receivable within one year40/41€335k€351k▲
Trade receivables40€11k€0▼
Other amounts receivable41€324k€351k▲
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€428k€441k▲
Equity10/15€135k€142k▲
Contributions10/11€19k€19k=
Reserves13€116k€124k▲
Distributable reserves133€116k€124k▲
Amounts payable17/49€294k€299k▲
Amounts payable after more than one year17€259k€250k▼
Financial debts170/4€259k€250k▼
Amounts payable within one year42/48€22k€21k▼
Current portion of amounts payable after more than one year42€13k€9k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€6k€6k=
Accrued charges and deferred income492/3€13k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€449€462▲
Gross operating margin9900€28k€31k▲
Operating profit (loss)9901€24k€26k▲
Financial income75/76B€500€0▼
Recurring financial income75€500€0▼
Financial charges65/66B€16k€16k▼
Recurring financial charges65€16k€16k▼
Profit (loss) for the period before taxes9903€8k€11k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€8k▲
Transfer from equity791/2€0-
Transfer to equity691/2€6k€8k▲
To other reserves6921€6k€8k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €8k ▲37%
Operating result €26k, net result €8k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-147 ▼103%
Net result drops to €-147, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 13.04
Current ratio from 3.54 to 13.04.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 51 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 863540 Herk-de-StadGround area
3,267 m²
Building footprint
2,393 m²
Volume, LiDAR
14,565 m³
Parcel 71012A0369/00X000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROZIZO CVBA
since 20062.159.022.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71012A0369/00X000 | Flanders | 3,267 m² | 1 · 2,393 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROUPE REGNIER
BE 0466.711.045
Gesves · Eq €143k
MARTIN SERVICE
BE 0479.215.731
Dalhem · Eq €142k
CUISIDREAM
BE 0808.270.613
Waremme · Eq €142k
Mali
BE 0786.329.312
Maldegem · Eq €143k
DIESTSE KEUKENCENTRALE
BE 0833.481.309
Diest · Eq €142k
Of 2,588 companies in sector 47551 we hold annual accounts for 1,701. 1,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2006
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
46471Wholesale trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:013/441374