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PROZIZO

Active
Private limited companyfounded 2006active for 19 yearsGrote Baan 86, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0885.990.674
Summary

PROZIZO has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142,442 and a net result of €7,880. Equity has been growing by about 3.8% per year since 2018. Its solvency ranks better than 45% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-12-2006 Normal situation
Activity
Retail sale of household furniture NACE 47551and 2 others
Establishment unit
2.159.022.634 3540 Herk-de-Stad, since 05-12-2006
Financial year end
31 December
Peppol
Reachable since 06-12-2025

Board and ownership

Board
  • KELDERMANS JohanDirector · since 14-03-2024
  • SPHINKDirector · since 14-03-2024 · permanent representative STRAUWEN Pedro
Shareholders
  • SPHINK· score 782025 annual accounts of SPHINK

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€31,290
▲ 10.2%
Turnover
≈ €180,000
estimated
Profit
€7,880
▲ 37.0%
Equity
€142,442
▲ 5.9%
Total assets
€441,236
▲ 3.0%
Score breakdownraises riskSector: Retail trade (NACE 47)Liquidity: current ratio 16.96, cash €2,741lowers riskFounded in 2006Size: total assets €441,236Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 57+1
equity 32.3% of total assets
Liquidity 51+1
short-term debt 4.7% · cash 0.6%
Profitability 37+2
return on assets 1.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.3 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 16.96 (15.08 in 2024), above the usual 1.5. Short-term debt is 4.7% and cash 0.6% of total assets. However, 67.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 48% of them on solvency, 55% on liquidity, 28% on profitability and 54% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 16.96, cash €2,741
NBB · annual accounts
lowers risk · Size: total assets €441,236
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
28 days early
2023
28 days early
2022
24 days early
2021
51 days late
2020
17 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 reappointedResignations: KELDERMANS Johan (director) and SPHINK (director) · Reappointments: KELDERMANS Johan (director) and SPHINK (director) · Permanent representative: STRAUWEN Pedro
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as PROZIZO: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €390,000 and €820,000, founded between 1994 and 2004.

CompanyTotal assetsGross margin
PROZIZO Herk-de-Stad€441,236€31,290
DVDB CONSULTING & TRADING Maldegem€390,027€22,347
CUISINES EXEL Namur€820,466€50,442
MEGA MEUBEL Olen€601,069€60,206
Meubles MASSART Namur€478,435€34,517
DE WAEL Wetteren€794,716€66,963
MONTABEL CUISINES Chaumont-Gistoux€739,950€44,979
Full comparison

Key facts about PROZIZO

What is the company number of PROZIZO?
The company number of PROZIZO is 0885.990.674. The VAT number is the same number with BE in front: BE 0885.990.674.
Where is PROZIZO based?
The registered office is at Grote Baan 86, 3540 Herk-de-Stad.Company details
What does PROZIZO do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of PROZIZO?
The legal form of PROZIZO is Private limited company (BV).
When was PROZIZO founded?
PROZIZO was founded on 28-12-2006.
Is PROZIZO still active?
Yes, PROZIZO is an active enterprise in the KBO register.
What is the turnover of PROZIZO?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €31,290 and 41 comparable companies (NACE 475). It probably lies between €130,000 and €280,000.Financials
Is PROZIZO profitable?
In financial year 2025, PROZIZO made a profit of €7,880.
Where can I find the annual accounts of PROZIZO?
PROZIZO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PROZIZO due?
PROZIZO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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