PROXY SOINS
ActivePROXY SOINS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €91k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency50▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.89 in 2024; short-term debt: 23.7% and cash: 4.2% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
8.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16491 sector peers (2025).
NBB · sector comparisonPosition among 16491 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €271k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
130 d late
2023
23 d late
2022
on the day
2021
15 d late
2020
31 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€91k▼ 9.5%
2024 · €101k
2018: €-12k
2019: €3k
2020: €32k
2021: €28k
2022: €-64k
2023: €107k
2024: €101k
2018 → 2025
Working capital
€38k
2024 · €-20k
2018: €-38k
2019: €6k
2020: €62k
2021: €12k
2022: €-57k
2023: €-17k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€-28k€79k€180k▲ 127%€271k▲ 50.6%
Operating result€57k-€-35k€151k€164k▲ 8.2%€180k▲ 9.9%
Net result€28k-€-64k€107k€101k▼ 6.2%€91k▼ 9.5%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€794k▲ 5.6%
Current assets
€296k▲ 86.1%
Equity and liabilities €1.09M
Equity
€271k▲ 50.6%
Debt
€820k▲ 12.0%
The debt ratio falls from 80.3% to 75.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€259k▲
2024 · €234k
Cash flow
€170k▼
2024 · €171k
Solvency
24.8%▲
2024 · 19.7%
Current ratio
1.15▲
2024 · 0.89
Quick ratio
1.15▲
2024 · 0.89
Debt / equity
3.03▼
2024 · 4.07
ROE
33.6%▼
2024 · 55.9%
ROA
8.3%▼
2024 · 11.0%
Interest coverage
8.52▼
2024 · 10.02
Debt
€820k▲
2024 · €732k
Debt ≤ 1 year
€258k▲
2024 · €179k
Debt > 1 year
€560k▲
2024 · €553k
Income taxes
€80k▲
2024 · €45k
Staff costs
€230k▲
2024 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€911k€1.09M▲
Fixed assets21/28€753k€794k▲
Tangible fixed assets22/27€751k€793k▲
Land and buildings22€702k€763k▲
Plant, machinery and equipment23€28k€26k▼
Furniture and vehicles24€21k€5k▼
Financial fixed assets28€1k€1k=
Current assets29/58€159k€296k▲
Amounts receivable within one year40/41€149k€235k▲
Trade receivables40-€45k
Other amounts receivable41€149k€190k▲
Cash at bank and in hand54/58€6k€46k▲
Deferred charges and accrued income490/1€4k€15k▲
Equity and liabilities
Total equity and liabilities10/49€911k€1.09M▲
Equity10/15€180k€271k▲
Contributions10/11€6k€6k=
Reserves13€174k€264k▲
Distributable reserves133€174k€264k▲
Amounts payable17/49€732k€820k▲
Amounts payable after more than one year17€553k€560k▲
Financial debts170/4€553k€560k▲
Amounts payable within one year42/48€179k€258k▲
Current portion of amounts payable after more than one year42€90k€88k▼
Trade debts44€46k€83k▲
Suppliers440/4€46k€83k▲
Taxes, remuneration and social security45€43k€87k▲
Taxes450/3€22k€51k▲
Remuneration and social security454/9€21k€36k▲
Accrued charges and deferred income492/3-€900
Income statement
Code20242025
Remuneration, social security and pensions62€190k€230k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€79k▲
Other operating charges640/8€14k€15k▲
Non-recurring operating charges66A-€50
Gross operating margin9900€438k€505k▲
Operating profit (loss)9901€164k€180k▲
Financial income75/76B€5k€22k▲
Recurring financial income75€5k€9k▲
Non-recurring financial income76B-€12k
Financial charges65/66B€23k€30k▲
Recurring financial charges65€23k€30k▲
Profit (loss) for the period before taxes9903€145k€171k▲
Income taxes67/77€45k€80k▲
Profit (loss) for the period9904€101k€91k▼
Profit (loss) for the period to be appropriated9905€101k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€91k▼
Transfer to equity691/2€101k€91k▼
To other reserves6921€101k€91k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €200kEq €271k ▲50.6%
3 profitable years in a row build equity to €271k.
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 130 days late
2024
31-12
Financial
Equity above €150kEq €180k ▲127%
2 profitable years in a row build equity to €180k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €107k
Net result €107k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-64k ▼331%
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Emile Vandervelde (C.) 427033 MonsGround area
2,612 m²
Building footprint
296 m²
Volume, LiDAR
2,311 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Place de Cuesmes (C.) 48, 7033 Mons
since 20082.196.828.482
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019B0857/00H000 | Wallonia | 2,005 m² | 1 · 208 m² | 11.2 m · 2 fl. |
| 53019B0866/00E003 | Wallonia | 607 m² | 1 · 87 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,809. 1,244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2008
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.