PROXI-NAT
ActivePROXI-NAT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €-8k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-28
Solvency96▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 5.23 in 2024; short-term debt: 14.4% and cash: 32.8% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
-6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
32 d early
2022
15 d late
2021
32 d late
2020
25 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 8.7%
2024 · €88k
2018: €108k
2019: €56k
2020: €27k
2021: €66k
2022: €62k
2023: €86k
2024: €88k
2018 → 2025
Total assets
€114k▼ 11.5%
2024 · €128k
2018: €155k
2019: €91k
2020: €66k
2021: €96k
2022: €81k
2023: €138k
2024: €128k
2018 → 2025
Net result
€-8k
2024 · €2k
2018: €38k
2019: €-52k
2020: €-30k
2021: €39k
2022: €-5k
2023: €25k
2024: €2k
2018 → 2025
Working capital
€47k▼ 27.7%
2024 · €66k
2018: €59k
2019: €18k
2020: €-728
2021: €45k
2022: €52k
2023: €62k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€62k▼ 7.1%€86k▲ 40.2%€88k▲ 1.8%€80k▼ 8.7%
Operating result€40k-€5k▼ 86.7%€10k▲ 94.4%€3k▼ 66.4%€-6k
Net result€39k-€-5k€25k€2k▼ 93.8%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€50k▲ 5.6%
Current assets
€64k▼ 21.4%
Equity and liabilities €114k
Equity
€80k▼ 8.7%
Debt
€33k▼ 17.5%
The debt ratio falls from 31.6% to 29.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €14k
Cash flow
€4k▼
2024 · €12k
Solvency
70.5%▲
2024 · 68.4%
Current ratio
3.90▼
2024 · 5.23
Quick ratio
3.90▼
2024 · 5.23
Debt / equity
0.42▼
2024 · 0.46
ROE
-9.5%▼
2024 · 1.7%
ROA
-6.7%▼
2024 · 1.2%
Interest coverage
3.82▼
2024 · 7.44
Debt
€33k▼
2024 · €41k
Debt ≤ 1 year
€16k▲
2024 · €16k
Debt > 1 year
€17k▼
2024 · €25k
Income taxes
€177▼
2024 · €188
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€114k▼
Fixed assets21/28€47k€50k▲
Tangible fixed assets22/27€47k€50k▲
Land and buildings22€9k€9k=
Plant, machinery and equipment23€803€13k▲
Furniture and vehicles24€38k€29k▼
Financial fixed assets28€50€50=
Current assets29/58€81k€64k▼
Amounts receivable within one year40/41€21k€16k▼
Trade receivables40€11k€12k▲
Other amounts receivable41€10k€4k▼
Current investments50/53€3k€3k▲
Cash at bank and in hand54/58€52k€37k▼
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€128k€114k▼
Equity10/15€88k€80k▼
Contributions10/11€7k€7k=
Reserves13€81k€73k▼
Distributable reserves133€81k€73k▼
Profit (loss) carried forward14€174€51▼
Amounts payable17/49€41k€33k▼
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€16k€16k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€1k€37▼
Taxes450/3€1k€37▼
Other amounts payable47/48€4k€7k▲
Accrued charges and deferred income492/3-€14
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€776€739▼
Gross operating margin9900€15k€6k▼
Operating profit (loss)9901€3k€-6k▼
Financial income75/76B€197€38▼
Recurring financial income75€197€38▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€-7k▼
Income taxes67/77€188€177▼
Profit (loss) for the period9904€2k€-8k▼
Profit (loss) for the period to be appropriated9905€2k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-7k▼
Profit (loss) brought forward from the previous period14P€143€174▲
Transfer from equity791/2-€8k
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.55
Current ratio from 0.98 to 2.55; short-term debt falls from €39k to €29k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-52k ▼236%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fraichaux, Godinne 515530 YvoirGround area
1,733 m²
Building footprint
157 m²
Volume, LiDAR
958 m³
Parcel 91262B0158/00C000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROXI-NAT
since 20082.174.950.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91262B0158/00C000 | Wallonia | 1,733 m² | 1 · 157 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JBMATIC
BE 0465.315.334
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JANUS CONCEPT
BE 0885.284.554
Charleroi · Eq €80k
Ident-IT
BE 0731.840.452
Wetteren · Eq €80k
GLOBAL PHONE
BE 0763.363.472
Liège · Eq €80k
SOGILIS
BE 0835.037.465
Sint-Jans-Molenbeek · Eq €80k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2008
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
47120Other non-specialised retail sale
47910Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:082860000