Turnover
≈ €42,000 estimated
The micro format states no turnover.
PROXI-NAT
Lifetime
17 annual accounts with figures on one time axispeak €59,994 (2018)
€6,316▼ 57.8%
lowest -€51,712 (2019)
-€7,623▼ €9,154
peak €108,206 (2018)
€80,151▼ 8.7%
€33,480▼ 17.5%
peak 1 FTE (2009)
-not published
Board2 names since 2008
2 directorsPierre DUCHENE and 1 other
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €14,967 to €6,316Loss of €7,623Debts from €40,599 to €33,480
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
Six of the last ten came late. The 2019 accounts came latest: 61 days after the end of the period.
Position in the sector
-€7,623
Lower net result than 80% of companies in retail trade. Sector median €5,052 · 22,900 companies.
Checked score
91
Excellent
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €7,623 (financial year 2025)
lowers risk
Liquidity: current ratio 3.90, cash €37,250
Founded in 2008
Equity €80,151 (70.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 81% of them on solvency, 90% on liquidity, 32% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as PROXI-NAT has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PROXI-NAT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for PROXI-NAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.9 (5.23 in 2024), above the usual 1.5. Short-term debt is 14.4% and cash 32.8% of total assets. 29.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
28 days early
2023
32 days early
2022
15 days late
2021
32 days late
2020
25 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808320497
Reappointment: Pierre DUCHENE (director and permanent representative)
Appointment: PIRON Fabienne Annie Michèle (director) · “Le commerce de détail d'ordinateurs et de logiciels non personnalisés,le commerce de détail par correspondance…” (deed in French) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 19-12-2023 · Gazette deed
First establishment
Rue du Fraichaux, Godinne 51, Yvoir
Incorporation
published on 18-12-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PROXI-NAT Yvoir | €113,631 | €6,316 | 70.5% | - |
| ROD Wommelgem | €110,347 | €8,290 | 82.5% | - |
| VTEK SYSTEMS Kortenberg | €94,376 | €4,347 | 34.3% | - |
| RIBAS Heusden-Zolder | €75,605 | €5,489 | 91.2% | - |
| BI 2.0 Schaerbeek | €112,872 | €10,362 | 38.2% | - |
| IBL Lochristi | €72,563 | €8,053 | 23.7% | - |
| D.H.C.MEDIA Andenne | €69,774 | €11,072 | 89.9% | - |
These companies have the same main activity as PROXI-NAT: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €69,800 and €113,000, founded between 2006 and 2011.
Official details
Source: KBO- Status
- Active since 05-12-2008Normal situation
- Activity
- Retail sale of information and communication equipmentNACE 47400and 3 others
- Establishment unit
- 2.174.950.7275530 Yvoir, since 10-12-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 29-10-2025
Annual accounts 2025
- €113,631▼ 11.5%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on PROXI-NAT
PROXI-NAT files the micro format. That format states no turnover. The gross margin fell from €56,521 in 2009 to €6,316 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PROXI-NAT
- What is the company number of PROXI-NAT?
- The company number of PROXI-NAT is 0808.320.497. The VAT number is the same number with BE in front: BE 0808.320.497.
- Where is PROXI-NAT based?
- The registered office is at Rue du Fraichaux, Godinne 51, 5530 Yvoir.Company details
- What does PROXI-NAT do?
- According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
- What is the legal form of PROXI-NAT?
- PROXI-NAT is a private limited company (BV).
- When was PROXI-NAT founded?
- PROXI-NAT was founded on 05-12-2008.
- Is PROXI-NAT still active?
- Yes, PROXI-NAT is an active enterprise in the KBO register.
- What is the turnover of PROXI-NAT?
- The turnover in financial year 2025 is ≈ €42,000. This figure is estimated from the gross margin of €6,316 and 37 comparable companies (NACE 47400). It probably lies between €25,000 and €77,000. It is a rough estimate.Financials
- Is PROXI-NAT profitable?
- In financial year 2025, PROXI-NAT made a loss of €7,623.
- Where can I find the annual accounts of PROXI-NAT?
- PROXI-NAT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PROXI-NAT due?
- PROXI-NAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.