PROVOST SARA
ActivePROVOST SARA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.5% per year). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-24
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 17.1 against 35.08 in 2024; short-term debt: 5.6% and cash: 29% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
20 d early
2023
18 d early
2022
19 d early
2021
25 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 3.1%
2024 · €144k
2018: €124k
2019: €131k
2020: €139k
2021: €118k
2022: €134k
2023: €130k
2024: €144k
2018 → 2025
Total assets
€148k▼ 0.1%
2024 · €148k
2018: €130k
2019: €179k
2020: €181k
2021: €154k
2022: €176k
2023: €157k
2024: €148k
2018 → 2025
Net result
€3k▼ 91.6%
2024 · €31k
2018: €18k
2019: €8k
2020: €17k
2021: €17k
2022: €36k
2023: €17k
2024: €31k
2018 → 2025
Working capital
€134k▼ 3.4%
2024 · €139k
2018: €123k
2019: €123k
2020: €133k
2021: €115k
2022: €127k
2023: €124k
2024: €139k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€134k▲ 13.5%€130k▼ 3.3%€144k▲ 10.9%€140k▼ 3.1%
Operating result€26k-€53k▲ 99.5%€26k▼ 50.8%€43k▲ 65.4%€4k▼ 89.9%
Net result€17k-€36k▲ 109%€17k▼ 52.0%€31k▲ 79.1%€3k▼ 91.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€5k▲ 5.6%
Current assets
€143k▼ 0.3%
Equity and liabilities €148k
Equity
€140k▼ 3.1%
Debt
€8k▲ 105%
The debt ratio rises from 2.8% to 5.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €44k
Cash flow
€4k▼
2024 · €32k
Solvency
94.4%▼
2024 · 97.2%
Current ratio
17.10▼
2024 · 35.08
Quick ratio
17.10▼
2024 · 35.08
Debt / equity
0.06▲
2024 · 0.03
ROE
1.9%▼
2024 · 21.7%
ROA
1.8%▼
2024 · 21.1%
Interest coverage
41.10▼
2024 · 179.54
Debt
€8k▲
2024 · €4k
Debt ≤ 1 year
€8k▲
2024 · €4k
Income taxes
€2k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€148k▼
Fixed assets21/28€5k€5k▲
Tangible fixed assets22/27€5k€5k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€472€1k▲
Current assets29/58€143k€143k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€4k€4k▼
Current investments50/53€100k€90k▼
Cash at bank and in hand54/58€31k€43k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€148k€148k▼
Equity10/15€144k€140k▼
Contributions10/11€12k€12k=
Reserves13€132k€127k▼
Distributable reserves133€132k€127k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€4k€8k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€636€558▼
Suppliers440/4€636€558▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€2€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€811€1k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€45k€7k▼
Operating profit (loss)9901€43k€4k▼
Financial income75/76B€2k€881▼
Recurring financial income75€2k€881▼
Financial charges65/66B€243€131▼
Recurring financial charges65€243€131▼
Profit (loss) for the period before taxes9903€45k€5k▼
Income taxes67/77€13k€2k▼
Profit (loss) for the period9904€31k€3k▼
Profit (loss) for the period to be appropriated9905€31k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€3k▼
Transfer from equity791/2€17k€7k▼
Transfer to equity691/2€31k€3k▼
To other reserves6921€31k€3k▼
Profit to be distributed694/7€17k€7k▼
Return on contributions (dividend)694€17k€7k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3k ▼91.6%
Net result drops to €3k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 35.08
Current ratio from 5.60 to 35.08; short-term debt falls from €27k to €4k.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €36k ▲109%
Operating result €53k, net result €36k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speurtstraat 909340 LedeGround area
519 m²
Building footprint
112 m²
Volume, LiDAR
727 m³
Parcel 41052B0010/00C002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROVOST SARA
since 20202.302.663.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052B0010/00C002 | Flanders | 519 m² | 1 · 112 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2008
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.