PROVLOOR
ActivePROVLOOR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €-6k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability62▲+17
Solvency75▲+18
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.45 in 2021; short-term debt: 42.6% and cash: 31.7% of total assets), but 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.9%
Return on assets
-5.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2021
18 d late
2020
377 d late
2019
742 d late
2017
112 d late
2016
414 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€53k▲ 155%
2021 · €21k
2019: €12k
2020: €19k
2021: €21k
2019 → 2024
Total assets
€106k▲ 63.2%
2021 · €65k
2019: €338k
2020: €145k
2021: €65k
2019 → 2024
Net result
€-6k
2021 · €2k
2019: €-3k
2020: €7k
2021: €2k
2019 → 2024
Working capital
€59k▲ 198%
2021 · €20k
2019: €-10k
2020: €12k
2021: €20k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212024Trend
Equity€12k-€19k▲ 53.5%€21k▲ 10.6%€53k▲ 155%
Operating result€630-€12k▲ 1,740%€3k▼ 76.5%€16k▲ 485%
Net result€-3k-€7k€2k▼ 69.6%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €16k in 2024, compared with €3k in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2021 as the grey bar beneath
Assets €106k
Fixed assets
€2k▲ 120%
Current assets
€104k▲ 62.3%
Equity and liabilities €106k
Equity
€53k▲ 155%
Debt
€53k▲ 20.2%
The debt ratio falls from 68.1% to 50.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2021 · €8k
Cash flow
€-4k▼
2021 · €7k
Solvency
49.9%▲
2021 · 31.9%
Current ratio
2.30▲
2021 · 1.45
Quick ratio
2.30▲
2021 · 1.45
Debt / equity
1.01▼
2021 · 2.14
ROE
-11.2%▼
2021 · 9.6%
ROA
-5.6%▼
2021 · 3.1%
Interest coverage
6.73
Debt
€53k▲
2021 · €44k
Debt ≤ 1 year
€45k▲
2021 · €44k
Debt > 1 year
€8k
Income taxes
€20k▲
2021 · €742
Staff costs
€33k▼
2021 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2021
Balance sheet
Code20212024
Assets
Total assets20/58€65k€106k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€639▼
Furniture and vehicles24€1k€639▼
Financial fixed assets28-€2k
Current assets29/58€64k€104k▲
Amounts receivable within one year40/41€32k€70k▲
Trade receivables40€30k€14k▼
Other amounts receivable41€2k€56k▲
Cash at bank and in hand54/58€31k€34k▲
Deferred charges and accrued income490/1€1k€142▼
Equity and liabilities
Total equity and liabilities10/49€65k€106k▲
Equity10/15€21k€53k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€11k€11k=
Non-distributable reserves130/1-€11k
Legal reserve130-€11k
Distributable reserves133€11k-
Profit (loss) carried forward14€8k€40k▲
Amounts payable17/49€44k€53k▲
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€44k€45k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€10k€25k▲
Suppliers440/4€10k€25k▲
Taxes, remuneration and social security45€34k€6k▼
Taxes450/3€26k€4k▼
Remuneration and social security454/9€8k€2k▼
Other amounts payable47/48€558€4k▲
Income statement
Code20212024
Remuneration, social security and pensions62€80k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€956€1k▲
Gross operating margin9900€89k€51k▼
Operating profit (loss)9901€3k€16k▲
Financial income75/76B-€470
Recurring financial income75-€470
Financial charges65/66B-€3k
Recurring financial charges65-€3k
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€3k€14k▲
Income taxes67/77€742€20k▲
Profit (loss) for the period9904€2k€-6k▼
Profit (loss) for the period to be appropriated9905€2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€40k▲
Profit (loss) brought forward from the previous period14P€6k€46k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼398%
Net result drops to €-6k, the lowest in the series.
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 377 days late
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 742 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 112 days late
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 414 days late
18-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 779 days late
1999
23-07
NBB filing
Annual accounts filed
fiscal year 1998 · full schema
1992
22-10
NBB filing
Annual accounts filed
fiscal year 1991 · full schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weyler,r de la Bataille d'Arlon 96700 Arlon1 establishment unit
Provloor scrl
since 20022.094.745.286
Similar companies · same sector, comparable size
LIGHT CREATION INTERNATIONAL
BE 0870.220.652
Maldegem · Eq €53k
MASSBOUW
BE 0639.866.537
Wommelgem · Eq €53k
EBX Group
BE 0866.182.680
La Bruyère · Eq €53k
Ferronnerie artisanale Léon Deleval
BE 0765.203.405
Soumagne · Eq €53k
EMA CONCEPT
BE 0798.152.127
Hannut · Eq €53k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 2,002 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded11-02-1991
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:provloor@hotmail.com