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PROVIBEL

Active
Private limited companyfounded 200124 yrs activeRue du Bois 1, 7640 Antoing, BelgiumKBO/BCE: BE 0475.963.954
Summary

The computed 12-month bankruptcy probability of PROVIBEL is 1.8% (moderate). The 2024 annual accounts show equity of €1.2m and a net result of €4,242. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 4626 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
PROVIBELActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
#1 company by equity in Antoing, Professional and technical services sector1 site
Size
€2.6mtotal assets 2024
Equity
€1.2m
Profit
€4,242
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
1.8%
Structure
Holdings
3
Accounts 64 d overdue0 of 2 deeds read
Why 54- Liquidity: current ratio 0.83, cash €687, halved- Figures for FY 2024 (filed 26-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 57 days late; 2 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 40% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 69+1
equity 44.1% of total assets
Liquidity 43-1
short-term debt 21.6% · cash 0.0%
Profitability 69+3
return on assets 0.2%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,507 companies)
Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.6%● 0.0% vs 11-2024lowest value 01-2025: 0.6%● 0.0% vs 12-2024lowest value 02-2025: 0.6%▲ +1.3% vs 01-2025 03-2025: 0.8%▲ +20.5% vs 02-2025 04-2025: 0.7%▼ -2.4% vs 03-2025 05-2025: 0.8%▲ +7.3% vs 04-2025 06-2025: 0.8%▲ +4.5% vs 05-2025 07-2025: 0.9%▲ +3.5% vs 06-2025 08-2025: 1.2%▲ +35.6% vs 07-2025 09-2025: 1.5%▲ +26.8% vs 08-2025 10-2025: 1.6%▲ +5.1% vs 09-2025 11-2025: 1.6%● 0.0% vs 10-2025 12-2025: 1.6%● 0.0% vs 11-2025 01-2026: 0.8%▼ -51.4% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.9%▲ +17.2% vs 02-2026 04-2026: 0.9%▼ -2.4% vs 03-2026 05-2026: 0.9%▲ +3.1% vs 04-2026 06-2026: 0.9%▲ +1.0% vs 05-2026 07-2026: 0.9%▼ -3.9% vs 06-2026 08-2026: 1.4%▲ +57.7% vs 07-2026 09-2026: 1.5%▲ +9.2% vs 08-2026 10-2026: 1.8%▲ +21.8% vs 09-2026highest value
  • Liquidity: current ratio 0.83, cash €687, halved raises the probability
  • Figures for FY 2024 (filed 26-09-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 57 days late; 2 of the last 3 late raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.88 in 2023; short-term debt: 21.6% and cash: 0% of total assets), and 55.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 42%, liquidity 29%, profitability 55%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.83, cash €687, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 26-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 57 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
57 d late
2023
31 d late
2022
1 d early
2021
1 d late
2020
32 d late
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Back to profitnet €4,242
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: Company by equity in Antoing, Professional and technical…in the Checked rankings #1 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Total assets 20246 fiscal years filed €2.6m View

By topic

Financials

Fiscal year
2024
Total assets
€2.6m
Profit
€4,242
Solvency
44.1%
Total assets▼ 1.8%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 26-09-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
30-10-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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