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PROVALIS

Active Private limited companyfounded 2025active for 1 yearLéo Erreralaan 18, 1180 UccleKBO/BCE: BE 1021.098.808

Lifetime

1 annual account with figures
peak €156,818 (2025)
€156,818 
peak €119,062 (2025)
€119,062 
peak €122,062 (2025)
€122,062 
€36,406 
Board1 name since 2025
1 directorEMSENS Ludovic
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Incorporation 19-031 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €240,000 estimated

The micro format states no turnover.

Position in the sector

€119,062

Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.

Checked score

98
Excellent
Financially stronger than 82% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2026: 0.4% 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100equity 77.0% of total assets
92short-term debt 23.0% · cash 41.4%
100return on assets 75.1%

Score breakdown

raises risk
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.32, cash €65,614
Equity €122,062 (77.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 80% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as PROVALIS has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of PROVALIS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for PROVALIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €11,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 4.32, above the usual 1.5. Short-term debt is 23% and cash 41.4% of total assets. 23% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 4.32, cash €65,614
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €122,062 (77.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

EL
Director, since 17-03-2025
  • Baron EMSENS Ludovic Catherine 300 sharesdeed of 19-03-2025
Board & ownership

Recent changes

Registered office moved from Beersel to Uccle New registered office: Léo Erreralaan 18, 1180 Ukkel · Previous registered office: Leeuwerikenlaan 21, 1652 Beersel · General meeting of 05-11-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:1021098808
Incorporation Founding capital of €3,000, 300 shares · Founder: Baron EMSENS Ludovic Catherine (sole founder) · Appointment: EMSENS Ludovic (director) · published on 19-03-2025 · Gazette deed
First establishment Leeuwerikenlaan 21, Beersel
All 5 events

Comparable companies

same main activity, similar in size and age
Company
PROVALIS Uccle €158,468 €156,818 77.0% -
KENIRO Uccle €156,422 €164,560 78.8% -
NOVAXIA Brussels €164,154 €178,084 84.8% -
VS DIGITAL Brussels €176,017 €155,509 72.2% 2
STRATEGIS NOVA Woluwe-Saint-Lambert €148,100 €135,567 69.3% -
SPC Consulting Antwerp €167,972 €153,430 74.7% -
Elme Consulting Rotselaar €159,526 €144,920 72.4% -

These companies have the same main activity as PROVALIS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €148,000 and €176,000, founded in 2025.

Official details

Source: KBO
Status
Active since 17-03-2025Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 2 others
Establishment unit
2.372.965.6361652 Beersel, since 17-03-2025
Financial year end
31 December
Peppol
Reachable since 15-07-2025
Company details

Annual accounts 2025

€158,468
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on PROVALIS

PROVALIS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,062 and a net result of €119,062.

Its solvency ranks better than 71% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PROVALIS

What is the company number of PROVALIS?
The company number of PROVALIS is 1021.098.808. The VAT number is the same number with BE in front: BE 1021.098.808.
Where is PROVALIS based?
The registered office is at Léo Erreralaan 18, 1180 Uccle.Company details
What does PROVALIS do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of PROVALIS?
PROVALIS is a private limited company (BV).
When was PROVALIS founded?
PROVALIS was founded on 17-03-2025.
Is PROVALIS still active?
Yes, PROVALIS is an active enterprise in the KBO register.
What is the turnover of PROVALIS?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €156,818 and 42 comparable companies (NACE 62200). It probably lies between €220,000 and €300,000.Financials
Is PROVALIS profitable?
In financial year 2025, PROVALIS made a profit of €119,062.
Where can I find the annual accounts of PROVALIS?
PROVALIS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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