PROVAL CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of PROVAL CONSTRUCT is 2.8% (moderate). The 2024 annual accounts show equity of €39k and a net result of €34k. Its solvency ranks better than 67% of 36373 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.3; short-term debt: 34.1% and cash: 8% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
41 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€39k
Total assets
€63k
Net result
€34k
Working capital
€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €63k
Fixed assets
€14k
Current assets
€49k
Equity and liabilities €63k
Equity
€39k
Debt
€24k
Debt finances 38.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€45k
Cash flow
€35k
Solvency
61.9%
Current ratio
2.30
Quick ratio
2.30
Debt / equity
0.62
ROE
87.1%
ROA
53.9%
Interest coverage
60.82
Debt
€24k
Debt ≤ 1 year
€21k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€63k
Fixed assets21/28€14k
Tangible fixed assets22/27€14k
Plant, machinery and equipment23€6k
Furniture and vehicles24€8k
Current assets29/58€49k
Amounts receivable within one year40/41€41k
Trade receivables40€36k
Other amounts receivable41€5k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€63k
Equity10/15€39k
Contributions10/11€5k
Profit (loss) carried forward14€34k
Amounts payable17/49€24k
Amounts payable within one year42/48€21k
Financial debts43€1k
Credit institutions430/8€1k
Trade debts44€12k
Suppliers440/4€12k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Other amounts payable47/48€75
Accrued charges and deferred income492/3€3k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€537
Gross operating margin9900€45k
Operating profit (loss)9901€43k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€733
Recurring financial charges65€733
Profit (loss) for the period before taxes9903€42k
Income taxes67/77€8k
Profit (loss) for the period9904€34k
Profit (loss) for the period to be appropriated9905€34k
Appropriation of the result
Profit (loss) to be appropriated9906€34k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Chauffours 807060 SoigniesGround area
234 m²
Building footprint
18 m²
Parcel 55040B1380/00Z002, Wallonia. Linked by address, not a title deed.
1 establishment unit
PROVAL CONSTRUCT
since 20232.351.636.227
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55040B1380/00Z002 | Wallonia | 234 m² | 1 · 18 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOMUUR
BE 0790.728.459
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A.L.V.
BE 0885.623.064
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BATI.GIPS
BE 0864.859.522
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IMERAJ
BE 1007.543.156
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P.D.M. CONSTRUCT
BE 0778.719.958
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2023
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.