Protempo
ActiveThe computed 12-month bankruptcy probability of Protempo is 1.5% (moderate). The 2024 annual accounts show equity of €247k and a net result of €231k. Equity is growing by ~763.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 9017 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency21▲+13
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.79 in 2023), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9017 sector peers (2024).
NBB · sector comparisonPosition among 9017 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
30 d early
2022
17 d late
2021
109 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€247k▲ 1,477%
2023 · €16k
2022: €8k
2023: €16k
2022 → 2024
Total assets
€1.56M▲ 139%
2023 · €652k
2022: €235k
2023: €652k
2022 → 2024
Net result
€231k▲ 2,926%
2023 · €8k
2022: €8k
2023: €8k
2022 → 2024
Working capital
€-24k▲ 82.4%
2023 · €-137k
2022: €8k
2023: €-137k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€8k-€16k▲ 95.5%€247k▲ 1,477%
Operating result€11k-€22k▲ 95.9%€359k▲ 1,566%
Net result€8k-€8k▼ 4.6%€231k▲ 2,926%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 1,566% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.56M
Fixed assets
€276k▲ 81.1%
Current assets
€1.28M▲ 156%
Equity and liabilities €1.56M
Equity
€247k▲ 1,477%
Debt
€1.31M▲ 106%
The debt ratio falls from 97.6% to 84.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€424k▲
2023 · €24k
Cash flow
€296k▲
2023 · €10k
Solvency
15.8%▲
2023 · 2.4%
Current ratio
0.98▲
2023 · 0.79
Quick ratio
0.98▲
2023 · 0.79
Debt / equity
5.31▼
2023 · 40.69
ROE
93.7%▲
2023 · 48.8%
ROA
14.8%▲
2023 · 1.2%
Interest coverage
10.43▲
2023 · 2.68
Debt
€1.31M▲
2023 · €636k
Debt ≤ 1 year
€1.31M▲
2023 · €636k
Income taxes
€87k▲
2023 · €5k
Staff costs
€458k▲
2023 · €326k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€652k€1.56M▲
Fixed assets21/28€152k€276k▲
Intangible fixed assets21-€149k
Tangible fixed assets22/27€146k€120k▼
Furniture and vehicles24€146k€120k▼
Financial fixed assets28€6k€6k=
Current assets29/58€500k€1.28M▲
Amounts receivable within one year40/41€469k€1.02M▲
Trade receivables40€453k€1.02M▲
Other amounts receivable41€16k€903▼
Cash at bank and in hand54/58€23k€259k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€652k€1.56M▲
Equity10/15€16k€247k▲
Contributions10/11€1€1=
Profit (loss) carried forward14€16k€247k▲
Amounts payable17/49€636k€1.31M▲
Amounts payable within one year42/48€636k€1.31M▲
Trade debts44€23k€597k▲
Suppliers440/4€23k€597k▲
Taxes, remuneration and social security45€75k€152k▲
Taxes450/3€21k€105k▲
Remuneration and social security454/9€53k€47k▼
Other amounts payable47/48€539k€558k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20232024
Remuneration, social security and pensions62€326k€458k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€65k▲
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€8k
Gross operating margin9900€351k€894k▲
Operating profit (loss)9901€22k€359k▲
Financial income75/76B-€260
Recurring financial income75-€260
Financial charges65/66B€9k€41k▲
Recurring financial charges65€9k€41k▲
Profit (loss) for the period before taxes9903€13k€319k▲
Income taxes67/77€5k€87k▲
Profit (loss) for the period9904€8k€231k▲
Profit (loss) for the period to be appropriated9905€8k€231k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€247k▲
Profit (loss) brought forward from the previous period14P€8k€16k▲
Social balance
Average headcount (FTE)90874.55.7▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €231k ▲2926%
Operating result €359k, net result €231k, both a record.
31-12
Financial
Equity above €200kEq €247k ▲1477%
3 profitable years in a row build equity to €247k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼4.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 109 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Posthofbrug 102600 AntwerpenGround area
1.3 ha
Building footprint
1,013 m²
Volume, LiDAR
21,428 m³
Parcel 11003A0160/00K002, Flanders · tallest building 25.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Protempo
since 20212.313.833.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0160/00K002 | Flanders | 1.3 ha | 1 · 1,013 m² | 25.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALTRAC BELGIE
BE 0451.262.707
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BE 0759.953.923
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Marc Elec
BE 0427.805.236
Sint-Lambrechts-Woluwe · Eq €243k
Of 1,743 companies in sector 46720 we hold annual accounts for 1,079. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.