PROTECTOM
ActiveSummary
The computed 12-month bankruptcy probability of PROTECTOM is 4.7% (elevated). The 2025 annual accounts show negative equity (€-20k) and a net result of €-33k. Its solvency ranks better than 5% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-90
Solvency0▼-53
Growth32
Track record82
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 1.17 in 2024; short-term debt: 126.5% and cash: 7.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.7%
Return on assets
-63%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
19 d late
2024
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€-20k
2024 · €13k
Total assets
€52k▲ 14.2%
2024 · €45k
Net result
€-33k
2024 · €8k
Working capital
€-26k
2024 · €4k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€10k-€-32k
Net result€8k-€-33k
Equity€13k-€-20k
Total assets€45k-€52k▲ 14.2%
Debt€33k-€72k▲ 119%
Working capital€4k-€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€12k ▼ 34.0%
Current assets
€39k ▲ 47.3%
Key figures and ratios
EBITDA
€-25k▼
2024 · €11k
Cash flow
€-26k▼
2024 · €9k
Solvency
-38.7%▼
2024 · 27.8%
Current ratio
0.60▼
2024 · 1.17
Debt to equity
-3.58▼
2024 · 2.60
ROA
-63.0%▼
2024 · 16.8%
Interest coverage
-27.93▼
2024 · 43.88
Debt ≤ 1 year
€65k▲
2024 · €23k
Debt > 1 year
€6k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €8k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €6k | ▲ 306% |
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Non-recurring operating charges66A | - | €4k | - |
| Gross operating margin9900 | €12k | €-21k | ▼ 284% |
| Operating profit (loss)9901 | €10k | €-32k | ▼ 429% |
| Financial income75/76B | €37 | - | - |
| Recurring financial income75 | €37 | - | - |
| Financial charges65/66B | €255 | €909 | ▲ 257% |
| Recurring financial charges65 | €255 | €909 | ▲ 257% |
| Profit (loss) for the period before taxes9903 | €9k | €-33k | ▼ 446% |
| Income taxes67/77 | €2k | - | - |
| Profit (loss) for the period9904 | €8k | €-33k | ▼ 530% |
| Profit (loss) for the period to be appropriated9905 | €8k | €-33k | ▼ 530% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €45k | €52k | ▲ 14.2% |
| Fixed assets21/28 | €18k | €12k | ▼ 34.0% |
| Intangible fixed assets21 | €3k | €2k | ▼ 22.8% |
| Tangible fixed assets22/27 | €16k | €10k | ▼ 35.8% |
| Furniture and vehicles24 | €3k | €2k | ▼ 36.2% |
| Leasing and similar rights25 | €13k | €8k | ▼ 35.7% |
| Current assets29/58 | €27k | €39k | ▲ 47.3% |
| Amounts receivable within one year40/41 | €19k | €35k | ▲ 82.7% |
| Trade receivables40 | €12k | €31k | ▲ 156% |
| Other amounts receivable41 | €7k | €4k | ▼ 45.2% |
| Cash at bank and in hand54/58 | €7k | €4k | ▼ 45.1% |
| Deferred charges and accrued income490/1 | €686 | €686 | = |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €45k | €52k | ▲ 14.2% |
| Equity10/15 | €13k | €-20k | ▼ 259% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €8k | €-25k | ▼ 430% |
| Amounts payable17/49 | €33k | €72k | ▲ 119% |
| Amounts payable after more than one year17 | €10k | €6k | ▼ 35.2% |
| Financial debts170/4 | €10k | €6k | ▼ 35.2% |
| Amounts payable within one year42/48 | €23k | €65k | ▲ 185% |
| Current portion of amounts payable after more than one year42 | €3k | €3k | ▲ 7.3% |
| Financial debts43 | €1k | €1k | = |
| Credit institutions430/8 | €1k | €1k | = |
| Trade debts44 | €16k | €51k | ▲ 214% |
| Suppliers440/4 | €16k | €51k | ▲ 214% |
| Taxes, remuneration and social security45 | €2k | €2k | = |
| Taxes450/3 | €2k | €2k | = |
| Other amounts payable47/48 | €624 | €8k | ▲ 1,221% |
| Accrued charges and deferred income492/3 | €66 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €-33k | ▼ 530% |
| + Depreciation and write-downs630 | €2k | €6k | ▲ 306% |
| Operating cash flow (approximation) | €9k | €-26k | ▼ 388% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-3k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2024
Ground area
1,006 m²
Building footprint
145 m²
Volume, LiDAR
1,639 m³
2 parcels, Wallonia · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20242.357.741.881
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52064B0264/00T000 | Wallonia | 507 m² | 1 · 59 m² | 10.1 m · 3 fl. |
| 53053D0237/00A002 | Wallonia | 499 m² | 1 · 87 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,832 companies in sector 43211 we hold annual accounts for 10,328. 6,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
46643Wholesale of electrical equipment, including installation materials
Scores and ratios are computed by Checked and are not a credit decision.