PROSTUK
ActiveSummary
PROSTUK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153,222 and a net result of -€6,349. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2022
Profitability14▲+9
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 63.21 against 9.68 in 2022; short-term debt: 1.6% and cash: 75.5% of total assets), and 4.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.6%
Return on assets
-4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2022
56 d late
2021
24 d early
2020
23 d early
2019
24 d early
2018
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€153,222▼ 8.8%
2022 · €167,948
Total assets
€160,244▼ 14.4%
2022 · €187,273
Net result
-€6,349▲ 69.9%
2022 · -€21,089
Working capital
€157,708▼ 5.9%
2022 · €167,652
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222024
Operating result€65,835▲ 38.4%€61,996▼ 5.8%€37,904▼ 38.9%-€21,054-€6,258-
Net result€41,056▲ 33.1%€42,081above the sector's middle half▲ 2.5%€28,024above the sector's middle half▼ 33.4%-€21,089below the sector's middle half-€6,349below the sector's middle half-
Equity€188,956▲ 0.3%€189,037above the sector's middle half=€189,037above the sector's middle half=€167,948above the sector's middle half▼ 11.2%€153,222above the sector's middle half-
Total assets€254,325▼ 10.6%€262,695within the sector's middle half▲ 3.3%€230,796within the sector's middle half▼ 12.1%€187,273within the sector's middle half▼ 18.9%€160,244within the sector's middle half-
Debt€65,369▼ 31.9%€73,658▲ 12.7%€41,760▼ 43.3%€19,326▼ 53.7%€7,022-
Working capital€183,602▲ 0.2%€185,377above the sector's middle half▲ 1.0%€165,269above the sector's middle half▼ 10.8%€167,652above the sector's middle half▲ 1.4%€157,708above the sector's middle half-
Solvency74.3%▲ 8.0pp72.0%above the sector's middle half▼ 2.3pp81.9%above the sector's middle half▲ 9.9pp89.7%above the sector's middle half▲ 7.8pp95.6%above the sector's middle half-
Current ratio4.43▲ 1.083.73above the sector's middle half▼ 0.704.96above the sector's middle half▲ 1.239.68above the sector's middle half▲ 4.7263.21above the sector's middle half-
Return on assets (ROA)16.1%▲ 5.3pp16.0%within the sector's middle half▼ 0.1pp12.1%within the sector's middle half▼ 3.9pp-11.3%below the sector's middle half▼ 23.4pp-4.0%below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is -€6,258 in 2024, compared with -€21,054 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Equity and liabilities €160,244
Equity
€153,222 ▼ 8.8%
Debt
€7,022 ▼ 63.7%
Debt's share of the balance-sheet total falls from 10.3% to 4.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€6,251▲
2022 · -€20,117
Cash flow
-€6,341▲
2022 · -€20,152
Debt to equity
0.05▼
2022 · 0.12
ROE
-4.1%▲
2022 · -12.6%
Interest coverage
-50.12▼
2022 · -23.29
Debt ≤ 1 year
€2,535▼
2022 · €19,326
Income taxes
€14▲
2022 · -€265
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,579 | €8,752 | €10,853 | €936 | €8 | - |
| Other operating charges640/8 | - | - | €1,516 | €1,693 | €1,105 | - |
| Non-recurring operating charges66A | - | - | - | €9,957 | - | - |
| Gross operating margin9900 | €75,968 | €74,302 | €50,273 | -€8,467 | -€5,145 | - |
| Operating profit (loss)9901 | €65,835 | €61,996 | €37,904 | -€21,054 | -€6,258 | - |
| Financial income75/76B | - | - | €4 | €564 | €48 | - |
| Recurring financial income75 | €118 | €232 | €4 | €64 | €48 | - |
| Non-recurring financial income76B | - | - | - | €500 | - | - |
| Financial charges65/66B | - | - | €1,079 | €864 | €125 | - |
| Recurring financial charges65 | €1,290 | €2,800 | €1,079 | €864 | €125 | - |
| Profit (loss) for the period before taxes9903 | €59,332 | €56,994 | €36,829 | -€21,354 | -€6,335 | - |
| Income taxes67/77 | €18,276 | €14,913 | €8,805 | -€265 | €14 | - |
| Profit (loss) for the period9904 | €41,056 | €42,081 | €28,024 | -€21,089 | -€6,349 | - |
| Profit (loss) for the period to be appropriated9905 | €41,056 | €42,081 | €28,024 | -€21,089 | -€6,349 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €254,325 | €262,695 | €230,796 | €187,273 | €160,244 | - |
| Fixed assets21/28 | €17,185 | €9,371 | €23,767 | €295 | - | - |
| Tangible fixed assets22/27 | €17,185 | €9,371 | €23,767 | €295 | - | - |
| Plant, machinery and equipment23 | - | - | €1,232 | €295 | - | - |
| Furniture and vehicles24 | - | - | €22,535 | - | - | - |
| Current assets29/58 | €237,140 | €253,324 | €207,029 | €186,978 | €160,244 | - |
| Stocks and contracts in progress3 | €12,958 | €9,519 | €9,847 | €9,847 | - | - |
| Stocks30/36 | - | - | €9,847 | €9,847 | - | - |
| Amounts receivable within one year40/41 | €112,607 | €82,140 | €103,683 | €69,754 | €39,329 | - |
| Trade receivables40 | - | - | €68,914 | €18,417 | €8,976 | - |
| Other amounts receivable41 | - | - | €34,768 | €51,337 | €30,353 | - |
| Cash at bank and in hand54/58 | €111,575 | €161,665 | €93,498 | €107,376 | €120,914 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €254,325 | €262,695 | €230,796 | €187,273 | €160,244 | - |
| Equity10/15 | €188,956 | €189,037 | €189,037 | €167,948 | €153,222 | - |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | - |
| Reserves13 | €170,356 | €170,437 | €170,437 | €170,437 | €170,437 | - |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | - |
| Tax-exempt reserves132 | - | - | €4,900 | €4,900 | €4,900 | - |
| Distributable reserves133 | - | - | €163,677 | €163,677 | €163,677 | - |
| Profit (loss) carried forward14 | - | - | - | -€21,089 | -€35,815 | - |
| Amounts payable17/49 | €65,369 | €73,658 | €41,760 | €19,326 | €7,022 | - |
| Amounts payable after more than one year17 | €11,831 | €5,711 | - | - | - | - |
| Amounts payable within one year42/48 | €53,538 | €67,947 | €41,760 | €19,326 | €2,535 | - |
| Current portion of amounts payable after more than one year42 | - | - | €5,711 | - | - | - |
| Financial debts43 | - | - | €5,000 | €5,000 | - | - |
| Credit institutions430/8 | - | - | €5,000 | €5,000 | - | - |
| Trade debts44 | €807 | €13,708 | €365 | €3,637 | - | - |
| Suppliers440/4 | - | - | €365 | €3,637 | - | - |
| Taxes, remuneration and social security45 | - | - | €8,798 | €353 | - | - |
| Taxes450/3 | - | - | €8,798 | €353 | - | - |
| Other amounts payable47/48 | - | - | €21,885 | €10,335 | €2,535 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €4,486 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,056 | €42,081 | €28,024 | -€21,089 | -€6,349 | - |
| + Depreciation and write-downs630 | €8,579 | €8,752 | €10,853 | €936 | €8 | - |
| Operating cash flow (approximation) | €49,635 | €50,833 | €38,877 | -€20,152 | -€6,341 | - |
| Investment in fixed assets (approximation) | - | -€938 | -€25,250 | €22,535 | - | - |
| Change in cash | - | €50,090 | -€68,167 | €13,878 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Liquidity times 7current ratio 63.21
Current ratio from 9.68 to 63.21; short-term debt falls from €19,326 to €2,535.
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-12
Financial
Weakest financial yearnet -€21,089
Net result drops to -€21,089, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €42,081 ▲2.5%
Net result €42,081, the highest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
22-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Olen · 2 establishment units since 1996
Ground area
3,902 m²
Building footprint
351 m²
Volume, LiDAR
1,731 m³
3 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PROSTUK
since 19962.077.037.838
PROSTUK
since 20012.077.037.937
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0476/00Z006 | Flanders | 2,114 m² | 1 · 3 m² | - |
| 13029D0335/00D000 | Flanders | 906 m² | 1 · 228 m² | 7.2 m · 1 fl. |
| 13029C0084/00F009 | Flanders | 882 m² | 1 · 121 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0713.640.975
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Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. 1,437 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-11-1995
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456551779
Also
9925:BE0456551779
Registered
30-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.