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PROSPER

Active
Private limited company (pre-2019)founded 199926 yrs activeProsperdreef 32, 3001 Leuven, BelgiumKBO/BCE: BE 0467.264.638
Summary

The computed 12-month bankruptcy probability of PROSPER is 4.3% (elevated). For PROSPER, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€28,759) and a net result of -€180. Equity is shrinking by ~3.2% per year across the filed fiscal years. The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Age of the figures
Age of the figures
45 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 21-05-2024, 295 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
295 d late
2021
645 d late
2020
24 d late
2019
389 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 338 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 November 1999, PROSPER was incorporated.1 The company has filed 23 sets of annual accounts, the latest for fiscal year 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022

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Financials · fiscal year 2022, micro schema

Equity
-€28,759▼ 0.6%
2021 · -€28,579
Total assets
€307▼ 37.0%
2021 · €487
Net result
-€180▲ 88.0%
2021 · -€1,504
Working capital
-€28,759▼ 0.6%
2021 · -€28,579
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result-€698--€805-€1,356▼ 68.5%€0
Net result-€891--€150▲ 83.1%-€966▼ 542%-€1,504▼ 55.7%-€180▲ 88.0%
Equity-€25,959--€26,109▼ 0.6%-€27,075▼ 3.7%-€28,579▼ 5.6%-€28,759▼ 0.6%
Total assets€2,096-€2,000▼ 4.6%€978▼ 51.1%€487▼ 50.2%€307▼ 37.0%
Debt€28,055-€28,109▲ 0.2%€28,053▼ 0.2%€29,066▲ 3.6%€29,066=
Working capital-€25,959--€26,109▼ 0.6%-€27,075▼ 3.7%-€28,579▼ 5.6%-€28,759▼ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,500-€1,000-€500€0Operating result 2018: -€698-€698Net result 2018: -€891-€891Net result 2019: -€150-€150Operating result 2020: -€805-€805Net result 2020: -€966-€966Operating result 2021: -€1,356-€1,356Net result 2021: -€1,504-€1,504Operating result 2022: €0€0Net result 2022: -€180-€18020182019202020212022-€2,000-€1,500-€1,000-€500€0Operating result 2020: -€805-€805Net result 2020: -€966-€966Operating result 2021: -€1,356-€1,360Net result 2021: -€1,504-€1,500Operating result 2022: €0€0Net result 2022: -€180-€180202020212022
The operating result is zero in 2022, compared with -€1,356 in 2021.
Key figures and ratios
2022 value · change against 2021
Debt ≤ 1 year
€29,066=
2021 · €29,066
Ratios withheld: a balance sheet total of €307 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 19 lines
Balance sheet Code20212022
Assets
Total assets20/58€487€307▼
Current assets29/58€487€307▼
Cash at bank and in hand54/58€487€307▼
Equity and liabilities
Total equity and liabilities10/49€487€307▼
Equity10/15-€28,579-€28,759▼
Contributions10/11€19,000€19,000=
Profit (loss) carried forward14-€47,579-€47,759▼
Amounts payable17/49€29,066€29,066=
Amounts payable within one year42/48€29,066€29,066=
Other amounts payable47/48€29,066€29,066=
Income statement Code20212022
Gross operating margin9900-€1,356€0▲
Operating profit (loss)9901-€1,356€0▲
Financial charges65/66B€148€180▲
Recurring financial charges65€148€180▲
Profit (loss) for the period before taxes9903-€1,504-€180▲
Profit (loss) for the period9904-€1,504-€180▲
Profit (loss) for the period to be appropriated9905-€1,504-€180▲
Appropriation of the result
Profit (loss) to be appropriated9906-€47,579-€47,759▼
Profit (loss) brought forward from the previous period14P-€46,075-€47,579▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Gross operating margin9900-€698--€805-€1,356€0▲ 100%
Operating profit (loss)9901-€698--€805-€1,356€0▲ 100%
Financial charges65/66B---€148€180▲ 21.9%
Recurring financial charges65€193€150€161€148€180▲ 21.9%
Profit (loss) for the period before taxes9903-€891-€150-€966-€1,504-€180▲ 88.0%
Profit (loss) for the period9904-€891-€150-€966-€1,504-€180▲ 88.0%
Profit (loss) for the period to be appropriated9905-€891-€150-€966-€1,504-€180▲ 88.0%
Line20182019202020212022Change
Assets
Total assets20/58€2,096€2,000€978€487€307▼ 37.0%
Current assets29/58€2,096€2,000€978€487€307▼ 37.0%
Cash at bank and in hand54/58€2,096€2,000€978€487€307▼ 37.0%
Equity and liabilities
Total equity and liabilities10/49€2,096€2,000€978€487€307▼ 37.0%
Equity10/15-€25,959-€26,109-€27,075-€28,579-€28,759▼ 0.6%
Contributions10/11€19,000€19,000-€19,000€19,000=
Profit (loss) carried forward14-€44,959-€45,109-€46,075-€47,579-€47,759▼ 0.4%
Amounts payable17/49€28,055€28,109€28,053€29,066€29,066=
Amounts payable within one year42/48€28,055€28,109€28,053€29,066€29,066=
Trade debts44€645-----
Other amounts payable47/48---€29,066€29,066=
Line20182019202020212022Change
Profit (loss) for the period9904-€891-€150-€966-€1,504-€180▲ 88.0%
Operating cash flow (approximation)-€891-€150-€966-€1,504-€180▲ 88.0%
Change in cash--€96-€1,022-€491-€180▲ 63.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
21-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 295 days late
06-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 645 days late
2021
31-12
Financial Weakest financial yearnet -€1,504
Net result drops to -€1,504, the lowest in the series; recovery starts the following year.
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
24-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 389 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
12-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
24-08
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 24 days late
2014
27-08
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2000
seat establishment approximate The establishment unit on the map
Ground area
214 m²
Parcel 24432H0060/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Prosperdreef 32, 3001 Leuven
Air transport
since 20002.131.666.258
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24432H0060/00B002 Flanders 214 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded12-11-1999
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.