Prospeir
ActiveSummary
Prospeir has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,938 and a net result of -€33,041. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 48% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-34
Solvency83▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.4 in 2024; short-term debt: 28.3% and cash: 26.2% of total assets), and 41.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.1%
Return on assets
-44.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
51 d early
2023
23 d early
2022
55 d early
2021
58 d early
2020
30 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€42,938▼ 43.5%
2024 · €75,979
Total assets
€73,871▼ 41.5%
2024 · €126,247
Net result
-€33,041
2024 · €999
Working capital
€1,284▼ 88.3%
2024 · €11,000
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,198▲ 6.9%€3,200▼ 89.0%-€72€4,342-€31,794
Net result€19,412within the sector's middle half▼ 5.7%€712below the sector's middle half▼ 96.3%-€4,098below the sector's middle half€999below the sector's middle half-€33,041below the sector's middle half
Equity€99,632within the sector's middle half▲ 24.2%€89,845within the sector's middle half▼ 9.8%€74,980within the sector's middle half▼ 16.5%€75,979within the sector's middle half▲ 1.3%€42,938within the sector's middle half▼ 43.5%
Total assets€141,758within the sector's middle half▼ 16.9%€197,081within the sector's middle half▲ 39.0%€155,924within the sector's middle half▼ 20.9%€126,247within the sector's middle half▼ 19.0%€73,871within the sector's middle half▼ 41.5%
Debt€42,126▼ 53.4%€107,235▲ 155%€80,944▼ 24.5%€50,267▼ 37.9%€30,933▼ 38.5%
Working capital€2,600below the sector's middle half-€23,227below the sector's middle half-€9,067below the sector's middle half▲ 61.0%€11,000below the sector's middle half€1,284below the sector's middle half▼ 88.3%
Solvency70.3%within the sector's middle half▲ 23.2pp45.6%within the sector's middle half▼ 24.7pp48.1%within the sector's middle half▲ 2.5pp60.2%within the sector's middle half▲ 12.1pp58.1%within the sector's middle half▼ 2.1pp
Current ratio1.09below the sector's middle half▲ 0.570.60below the sector's middle half▼ 0.480.80below the sector's middle half▲ 0.201.40within the sector's middle half▲ 0.601.06below the sector's middle half▼ 0.34
Return on assets (ROA)13.7%within the sector's middle half▲ 1.6pp0.4%below the sector's middle half▼ 13.3pp-2.6%below the sector's middle half▼ 3.0pp0.8%below the sector's middle half▲ 3.4pp-44.7%below the sector's middle half▼ 45.5pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31,794 after €4,342 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,871
Fixed assets
€51,666 ▼ 41.1%
Current assets
€22,205 ▼ 42.4%
Equity and liabilities €73,871
Equity
€42,938 ▼ 43.5%
Debt
€30,933 ▼ 38.5%
Debt's share of the balance-sheet total rises from 39.8% to 41.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5,981▼
2024 · €44,625
Cash flow
€4,734▼
2024 · €41,282
Debt to equity
0.72▲
2024 · 0.66
ROE
-77.0%▼
2024 · 1.3%
Interest coverage
4.31▼
2024 · 16.76
Debt ≤ 1 year
€20,921▼
2024 · €27,545
Debt > 1 year
€10,013▼
2024 · €22,722
Income taxes
-€139▼
2024 · €680
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €7,932 | €0 | - | €62 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,251 | €41,601 | €57,145 | €40,283 | €37,775 | ▼ 6.2% |
| Other operating charges640/8 | €228 | €124 | €625 | €817 | €700 | ▼ 14.3% |
| Gross operating margin9900 | €60,677 | €44,925 | €57,698 | €45,442 | €6,681 | ▼ 85.3% |
| Operating profit (loss)9901 | €29,198 | €3,200 | -€72 | €4,342 | -€31,794 | ▼ 832% |
| Financial income75/76B | €0 | €0 | €0 | - | €0 | - |
| Recurring financial income75 | €0 | €0 | €0 | - | €0 | - |
| Financial charges65/66B | €2,060 | €1,988 | €3,875 | €2,663 | €1,386 | ▼ 47.9% |
| Recurring financial charges65 | €2,060 | €1,988 | €3,875 | €2,663 | €1,386 | ▼ 47.9% |
| Profit (loss) for the period before taxes9903 | €27,138 | €1,212 | -€3,947 | €1,679 | -€33,181 | ▼ 2,076% |
| Income taxes67/77 | €7,727 | €500 | €152 | €680 | -€139 | ▼ 120% |
| Profit (loss) for the period9904 | €19,412 | €712 | -€4,098 | €999 | -€33,041 | ▼ 3,406% |
| Profit (loss) for the period to be appropriated9905 | €19,412 | €712 | -€4,098 | €999 | -€33,041 | ▼ 3,406% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,758 | €197,081 | €155,924 | €126,247 | €73,871 | ▼ 41.5% |
| Fixed assets21/28 | €108,987 | €161,935 | €120,091 | €87,701 | €51,666 | ▼ 41.1% |
| Tangible fixed assets22/27 | €108,987 | €161,935 | €120,091 | €87,701 | €51,666 | ▼ 41.1% |
| Plant, machinery and equipment23 | - | - | €2,350 | €1,375 | €401 | ▼ 70.9% |
| Furniture and vehicles24 | €108,987 | €161,935 | €117,741 | €86,326 | €51,266 | ▼ 40.6% |
| Current assets29/58 | €32,771 | €35,146 | €35,833 | €38,545 | €22,205 | ▼ 42.4% |
| Amounts receivable within one year40/41 | €13,197 | €29,284 | €24,665 | €2,456 | €36 | ▼ 98.5% |
| Trade receivables40 | €13,197 | €19,693 | €24,661 | €0 | €25 | - |
| Other amounts receivable41 | €0 | €9,591 | €4 | €2,456 | €12 | ▼ 99.5% |
| Cash at bank and in hand54/58 | €18,227 | €885 | €8,524 | €32,987 | €19,370 | ▼ 41.3% |
| Deferred charges and accrued income490/1 | €1,348 | €4,977 | €2,644 | €3,103 | €2,798 | ▼ 9.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,758 | €197,081 | €155,924 | €126,247 | €73,871 | ▼ 41.5% |
| Equity10/15 | €99,632 | €89,845 | €74,980 | €75,979 | €42,938 | ▼ 43.5% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €87,232 | €77,445 | €62,580 | €63,579 | €30,538 | ▼ 52.0% |
| Distributable reserves133 | €87,232 | €77,445 | €62,580 | €63,579 | €30,538 | ▼ 52.0% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | - | - |
| Amounts payable17/49 | €42,126 | €107,235 | €80,944 | €50,267 | €30,933 | ▼ 38.5% |
| Amounts payable after more than one year17 | €11,955 | €48,862 | €36,044 | €22,722 | €10,013 | ▼ 55.9% |
| Financial debts170/4 | €11,955 | €48,862 | €36,044 | €22,722 | €10,013 | ▼ 55.9% |
| Amounts payable within one year42/48 | €30,171 | €58,373 | €44,900 | €27,545 | €20,921 | ▼ 24.0% |
| Current portion of amounts payable after more than one year42 | €3,111 | €12,345 | €12,818 | €13,321 | €12,710 | ▼ 4.6% |
| Financial debts43 | €0 | €1,782 | €318 | €593 | €507 | ▼ 14.4% |
| Credit institutions430/8 | €0 | €1,782 | €318 | €593 | €507 | ▼ 14.4% |
| Trade debts44 | €574 | €1,663 | €1,519 | €1,592 | €1,331 | ▼ 16.4% |
| Suppliers440/4 | €574 | €1,663 | €1,519 | €1,592 | €1,331 | ▼ 16.4% |
| Taxes, remuneration and social security45 | €4,744 | €2,049 | €6,523 | €5,287 | €5,699 | ▲ 7.8% |
| Taxes450/3 | €3,110 | €457 | €6,523 | €3,887 | €3,849 | ▼ 1.0% |
| Remuneration and social security454/9 | €1,634 | €1,592 | €0 | €1,400 | €1,850 | ▲ 32.1% |
| Other amounts payable47/48 | €21,741 | €40,535 | €23,723 | €6,752 | €674 | ▼ 90.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,412 | €712 | -€4,098 | €999 | -€33,041 | ▼ 3,406% |
| + Depreciation and write-downs630 | €31,251 | €41,601 | €57,145 | €40,283 | €37,775 | ▼ 6.2% |
| Operating cash flow (approximation) | €50,663 | €42,313 | €53,047 | €41,282 | €4,734 | ▼ 88.5% |
| Investment in fixed assets (approximation) | - | -€94,548 | -€15,301 | -€7,893 | -€1,740 | ▲ 78.0% |
| Change in cash | - | -€17,342 | €7,639 | €24,463 | -€13,617 | ▼ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€33,041
Net result drops to -€33,041, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €999
Net result €999 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.52 to 1.09; short-term debt falls from €44,175 to €30,171.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €20,575 ▲179%
Net result €20,575, the highest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 135 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
38 m²
Building footprint
22 m²
Volume, LiDAR
219 m³
Parcel 11303B0502/00K006, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Prospeir/Ride Offsite
since 20162.252.567.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0502/00K006 | Flanders | 37 m² | 1 · 22 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,712 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2016
Fiscal year end31-12
Trade name NL
Ride Offsite
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
77120Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0652809703
Also
9925:BE0652809703
Registered
16-09-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.