ProSpectrum
ActiveProSpectrum has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €33k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth52▲+17
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 3.92 in 2024), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
14.5%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
23 d late
2022
31 d late
2021
31 d late
2020
24 d late
2019
389 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0▼ 100%
2021 · €61k
2018: €90k
2019: €76k
2020: €70k
2021: €61k
2018 → 2022
EBIT margin
147.2%▲ 133.8pp
2020 · 13.4%
2018: 1.2%
2019: -23.2%
2020: 13.4%
2018 → 2021
Net result
€33k
2024 · €-619
2018: €2k
2019: €-19k
2020: €9k
2021: €74k
2022: €-12k
2023: €-7k
2024: €-619
2018 → 2025
Working capital
€138k▲ 10.4%
2024 · €125k
2018: €33k
2019: €19k
2020: €30k
2021: €136k
2022: €131k
2023: €125k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€61k-€0▼ 100%
Equity€129k-€117k▼ 9.7%€110k▼ 6.1%€123k▲ 12.1%€156k▲ 26.7%
Operating result€90k-€-12k€-7k▲ 43.4%€13k€42k▲ 226%
Net result€74k-€-12k€-7k▲ 43.3%€-619▲ 91.3%€33k
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 226% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€18k▲ 8,598%
Current assets
€209k▲ 24.7%
Equity and liabilities €227k
Equity
€156k▲ 26.7%
Debt
€71k▲ 58.3%
The debt ratio rises from 26.8% to 31.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€45k
Cash flow
€35k
Solvency
68.6%▼
2024 · 73.2%
Current ratio
2.94▼
2024 · 3.92
Quick ratio
2.64▼
2024 · 3.92
Debt / equity
0.46▲
2024 · 0.37
ROE
21.1%▲
2024 · -0.5%
ROA
14.5%▲
2024 · -0.4%
Interest coverage
378.15
Debt
€71k▲
2024 · €45k
Debt ≤ 1 year
€71k▲
2024 · €43k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€227k▲
Fixed assets21/28€205€18k▲
Tangible fixed assets22/27-€18k
Furniture and vehicles24-€18k
Financial fixed assets28€205€205=
Current assets29/58€168k€209k▲
Amounts receivable after more than one year29€64k€97k▲
Other amounts receivable291€64k€97k▲
Stocks and contracts in progress3-€21k
Stocks30/36-€21k
Amounts receivable within one year40/41€103k€90k▼
Trade receivables40€21k€12k▼
Other amounts receivable41€82k€77k▼
Cash at bank and in hand54/58€852€1k▲
Deferred charges and accrued income490/1-€600
Equity and liabilities
Total equity and liabilities10/49€168k€227k▲
Equity10/15€123k€156k▲
Contributions10/11€20k€20k=
Reserves13€74k€107k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k-
Other1319-€2k
Distributable reserves133€72k€105k▲
Profit (loss) carried forward14€29k€29k=
Amounts payable17/49€45k€71k▲
Amounts payable within one year42/48€43k€71k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Advances received on contracts in progress46€21k€34k▲
Taxes, remuneration and social security45€18k€32k▲
Taxes450/3€18k€32k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€47k▲
Operating profit (loss)9901€13k€42k▲
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€51€119▲
Recurring financial charges65€51€119▲
Profit (loss) for the period before taxes9903€17k€50k▲
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€-619€33k▲
Transfer from tax-exempt reserves789€56k-
Profit (loss) for the period to be appropriated9905€55k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€62k▼
Profit (loss) brought forward from the previous period14P€29k€29k=
Transfer to equity691/2€55k€33k▼
To other reserves6921€55k€33k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €33k
Net result €33k after 3 loss-making years.
30-09
Financial
Equity above €150kEq €156k ▲26.7%
Equity rises from €123k to €156k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Highest result since 2018net €74k ▲751%
Operating result €90k, net result €74k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 9.87
Current ratio from 2.25 to 9.87; short-term debt falls from €24k to €15k.
30-09
Financial
Equity above €100kEq €129k ▲136%
2 profitable years in a row build equity to €129k.
24-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
24-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 389 days late
2020
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2019
30-09
Financial
Weakest financial yearnet €-19k ▼881%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 179 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 285 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sivry-Rance · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Marlagne 436470 Sivry-RanceGround area
1,800 m²
Building footprint
228 m²
Volume, LiDAR
1,204 m³
2 parcels, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ProSpectrum
since 20112.199.019.890
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56051A0831/00K000 | Wallonia | 935 m² | 1 · 80 m² | 6.8 m · 2 fl. |
| 56061C0346/00G000 | Wallonia | 865 m² | 1 · 148 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 388 companies in sector 46630 we hold annual accounts for 276. 171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-01-1999
Fiscal year end30-09
Activities, NACEBEL
46630Wholesale trade
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.