PROSPECT RE DEVELOPMENT
ActivePROSPECT RE DEVELOPMENT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145k and a net result of €-71k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▲+10
Solvency30▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.77 against 0.67 in 2023; short-term debt: 69.7% and cash: 0.2% of total assets), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.4%
Return on assets
-2.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-71k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
91 d late
2022
59 d late
2021
11 d late
2020
31 d late
2019
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€2.68M
EBIT margin
25.3%
Net result
€-71k▲ 74.0%
2023 · €-273k
2018: €536k
2019: €-214k
2020: €-299k
2021: €-10k
2022: €699k
2023: €-273k
2018 → 2024
Working capital
€-429k▲ 20.1%
2023 · €-537k
2018: €402k
2019: €690k
2020: €726k
2021: €356k
2022: €596k
2023: €-537k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-199k-€-209k▼ 5.1%€489k€216k▼ 55.8%€145k▼ 32.9%
Operating result€-260k-€37k€-73k€-217k▼ 197%€-19k▲ 91.3%
Net result€-299k-€-10k▲ 96.6%€699k€-273k€-71k▲ 74.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2024 against €217k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.70M
Fixed assets
€1.25M▼ 30.4%
Current assets
€1.45M▲ 35.1%
Equity and liabilities €2.70M
Equity
€145k▼ 32.9%
Debt
€2.55M▼ 3.7%
The debt ratio rises from 92.5% to 94.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▲
2023 · €-198k
Cash flow
€-41k▲
2023 · €-254k
Solvency
5.4%▼
2023 · 7.5%
Current ratio
0.77▲
2023 · 0.67
Quick ratio
0.56▲
2023 · 0.38
Debt / equity
17.61▲
2023 · 12.27
ROE
-49.0%▲
2023 · -126.5%
ROA
-2.6%▲
2023 · -9.5%
Interest coverage
0.13▲
2023 · -2.60
Debt
€2.55M▼
2023 · €2.65M
Debt ≤ 1 year
€1.88M▲
2023 · €1.61M
Debt > 1 year
€659k▼
2023 · €1.02M
Income taxes
€27▼
2023 · €492
Staff costs
€46k▼
2023 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.87M€2.70M▼
Fixed assets21/28€1.79M€1.25M▼
Tangible fixed assets22/27€664k€119k▼
Land and buildings22€562k€40k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€18k€11k▼
Other tangible fixed assets26€80k€66k▼
Financial fixed assets28€1.13M€1.13M=
Current assets29/58€1.07M€1.45M▲
Amounts receivable after more than one year29€66k€66k=
Other amounts receivable291€66k€66k=
Stocks and contracts in progress3€467k€398k▼
Stocks30/36€467k€398k▼
Amounts receivable within one year40/41€467k€549k▲
Trade receivables40€22k€22k=
Other amounts receivable41€445k€527k▲
Cash at bank and in hand54/58€54k€4k▼
Deferred charges and accrued income490/1€20k€434k▲
Equity and liabilities
Total equity and liabilities10/49€2.87M€2.70M▼
Equity10/15€216k€145k▼
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€197k€126k▼
Amounts payable17/49€2.65M€2.55M▼
Amounts payable after more than one year17€1.02M€659k▼
Financial debts170/4€1.02M€659k▼
Amounts payable within one year42/48€1.61M€1.88M▲
Current portion of amounts payable after more than one year42€1.24M€1.36M▲
Trade debts44€3k€27k▲
Suppliers440/4€3k€27k▲
Taxes, remuneration and social security45€27k€68k▲
Taxes450/3€10k€49k▲
Remuneration and social security454/9€17k€19k▲
Other amounts payable47/48€343k€424k▲
Accrued charges and deferred income492/3€13k€12k▼
Income statement
Code20232024
Non-recurring operating income76A-€205k
Remuneration, social security and pensions62€48k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€30k▲
Other operating charges640/8€9k€11k▲
Gross operating margin9900€-141k€69k▲
Operating profit (loss)9901€-217k€-19k▲
Financial income75/76B€20k€31k▲
Recurring financial income75€20k€31k▲
Financial charges65/66B€76k€83k▲
Recurring financial charges65€76k€83k▲
Profit (loss) for the period before taxes9903€-273k€-71k▲
Income taxes67/77€492€27▼
Profit (loss) for the period9904€-273k€-71k▲
Profit (loss) for the period to be appropriated9905€-273k€-71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€197k€126k▼
Profit (loss) brought forward from the previous period14P€471k€197k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Back to profitnet €699k
Net result €699k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €489k
Equity rises from €-209k to €489k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-299k
Net result drops to €-299k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert-Elisabeth 197030 MonsGround area
1,468 m²
Building footprint
270 m²
Volume, LiDAR
1,738 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROSPECT RE DEVELOPMENT
since 20132.222.140.930
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53071B0009/00B000 | Wallonia | 803 m² | 1 · 185 m² | 8.3 m · 2 fl. |
| 53071B0011/00D002 | Wallonia | 665 m² | 1 · 85 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONDIMUS
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D+A Mobil
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2013
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.