PROSERCK
ActivePROSERCK has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-518. Equity is growing by ~47.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 4622 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-16
Solvency58▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.11 in 2024; short-term debt: 67.3% and cash: 64.1% of total assets), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
25 d late
2022
30 d late
2021
11 d late
2020
26 d late
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 2.2%
2024 · €23k
2018: €-67k
2019: €-70k
2020: €-73k
2021: €-45k
2022: €-16k
2023: €12k
2024: €23k
2018 → 2025
Total assets
€69k▼ 21.4%
2024 · €88k
2018: €1k
2019: €2k
2020: €3k
2021: €47k
2022: €71k
2023: €89k
2024: €88k
2018 → 2025
Net result
€-518
2024 · €11k
2018: €1k
2019: €-4k
2020: €-3k
2021: €28k
2022: €29k
2023: €29k
2024: €11k
2018 → 2025
Working capital
€8k▲ 20.7%
2024 · €7k
2018: €-27k
2019: €-40k
2020: €-41k
2021: €-19k
2022: €-31k
2023: €-6k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-45k-€-16k▲ 63.8%€12k€23k▲ 90.3%€23k▼ 2.2%
Operating result€32k-€32k▲ 3.0%€30k▼ 8.8%€16k▼ 46.9%€1k▼ 90.9%
Net result€28k-€29k▲ 2.5%€29k▼ 0.8%€11k▼ 61.4%€-518
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 91% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€14k▼ 12.2%
Current assets
€55k▼ 23.5%
Equity and liabilities €69k
Equity
€23k▼ 2.2%
Debt
€47k▼ 28.2%
The debt ratio falls from 73.7% to 67.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €18k
Cash flow
€1k▼
2024 · €13k
Solvency
32.7%▲
2024 · 26.3%
Current ratio
1.18▲
2024 · 1.11
Quick ratio
1.17▲
2024 · 1.10
Debt / equity
2.06▼
2024 · 2.80
ROE
-2.3%▼
2024 · 47.5%
ROA
-0.7%▼
2024 · 12.5%
Interest coverage
10.17▼
2024 · 28.95
Debt
€47k▼
2024 · €65k
Debt ≤ 1 year
€47k▼
2024 · €65k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€69k▼
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€16k€14k▼
Land and buildings22€12k€11k▼
Plant, machinery and equipment23€700€250▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€1k€750▼
Current assets29/58€72k€55k▼
Stocks and contracts in progress3€322€448▲
Stocks30/36€322€448▲
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€12k€10k▼
Other amounts receivable41-€0
Cash at bank and in hand54/58€57k€44k▼
Deferred charges and accrued income490/1€3k€306▼
Equity and liabilities
Total equity and liabilities10/49€88k€69k▼
Equity10/15€23k€23k▼
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-18k€-18k▼
Amounts payable17/49€65k€47k▼
Amounts payable within one year42/48€65k€47k▼
Current portion of amounts payable after more than one year42€4k€759▼
Trade debts44€247€5k▲
Suppliers440/4€247€5k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€55k€33k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€387-
Gross operating margin9900€18k€3k▼
Operating profit (loss)9901€16k€1k▼
Financial income75/76B€265€0▼
Recurring financial income75€265€0▼
Financial charges65/66B€618€334▼
Recurring financial charges65€618€334▼
Profit (loss) for the period before taxes9903€15k€1k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€11k€-518▼
Profit (loss) for the period to be appropriated9905€11k€-518▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-18k▼
Profit (loss) brought forward from the previous period14P€-29k€-18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €29k ▲2.5%
Operating result €32k, net result €29k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Weakest financial yearnet €-4k ▼402%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenken 53370 BoutersemGround area
1,567 m²
Building footprint
169 m²
Volume, LiDAR
981 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Quality Nails
since 20042.139.653.417
Het Citaat
since 20102.188.820.242
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24016C0044/00E004 | Flanders | 899 m² | 1 · 169 m² | 8.5 m · 2 fl. |
| 24034A0270/00A000 | Flanders | 667 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,497 EUR awarded · 3,497 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 917 EUR | 917 EUR |
| 2024 | 1 | 917 EUR | 917 EUR |
| 2023 | 1 | 764 EUR | 764 EUR |
| 2022 | 1 | 899 EUR | 899 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,711 companies in sector 96230 we hold annual accounts for 629. 467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2004
Fiscal year end31-12
Activities, NACEBEL
93040
96040Personal service activities
96230Day spas, saunas and steam baths
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.