PROSAFE CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of PROSAFE CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €104k and a net result of €27k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 17% of 27711 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59=
Solvency38▼-6
Growth43▲+2
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.22 in 2024; short-term debt: 86.5% and cash: 0.9% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
3.5%
Age of the figures
13 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 29-05-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
59 d late
2024
17 d late
2023
22 d late
2022
30 d early
2021
2 d early
2020
12 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close22-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.91M▲ 14.0%
2024 · €1.68M
2019: €1.15M
2020: €653k
2021: €668k
2022: €827k
2023: €1.01M
2024: €1.68M
2019 → 2025
EBIT margin
2.2%▼ 0.1pp
2024 · 2.3%
2019: 14.7%
2020: 15.8%
2021: 3.1%
2022: 9.7%
2023: 7.3%
2024: 2.3%
2019 → 2025
Net result
€27k▲ 1.9%
2024 · €26k
2019: €123k
2020: €75k
2021: €13k
2022: €59k
2023: €53k
2024: €26k
2019 → 2025
Working capital
€92k▼ 15.4%
2024 · €109k
2019: €112k
2020: €130k
2021: €121k
2022: €140k
2023: €141k
2024: €109k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€668k-€827k▲ 23.9%€1.01M▲ 22.6%€1.68M▲ 65.3%€1.91M▲ 14.0%
Equity€125k-€144k▲ 15.3%€144k▲ 0.1%€117k▼ 18.6%€104k▼ 11.3%
Operating result€20k-€80k▲ 293%€74k▼ 7.8%€38k▼ 48.2%€41k▲ 6.9%
Net result€13k-€59k▲ 354%€53k▼ 10.0%€26k▼ 50.5%€27k▲ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €770k
Fixed assets
€12k▲ 43.3%
Current assets
€758k▲ 26.6%
Equity and liabilities €770k
Equity
€104k▼ 11.3%
Debt
€666k▲ 36.0%
The debt ratio rises from 80.7% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €41k
Cash flow
€30k▲
2024 · €29k
Solvency
13.5%▼
2024 · 19.3%
Current ratio
1.14▼
2024 · 1.22
Quick ratio
1.14▼
2024 · 1.22
Debt / equity
6.41▲
2024 · 4.18
ROE
25.8%▲
2024 · 22.4%
ROA
3.5%▼
2024 · 4.3%
Interest coverage
16.15▼
2024 · 23.09
Debt
€666k▲
2024 · €490k
Debt ≤ 1 year
€666k▲
2024 · €490k
Income taxes
€12k▲
2024 · €10k
Staff costs
€51k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€607k€770k▲
Fixed assets21/28€8k€12k▲
Tangible fixed assets22/27€6k€10k▲
Plant, machinery and equipment23-€0
Furniture and vehicles24€6k€10k▲
Financial fixed assets28€2k€2k=
Current assets29/58€599k€758k▲
Amounts receivable within one year40/41€582k€732k▲
Trade receivables40€475k€643k▲
Other amounts receivable41€108k€89k▼
Cash at bank and in hand54/58€16k€7k▼
Deferred charges and accrued income490/1€96€19k▲
Equity and liabilities
Total equity and liabilities10/49€607k€770k▲
Equity10/15€117k€104k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€97k€84k▼
Amounts payable17/49€490k€666k▲
Amounts payable within one year42/48€490k€666k▲
Trade debts44€413k€584k▲
Suppliers440/4€413k€584k▲
Taxes, remuneration and social security45€33k€48k▲
Taxes450/3€25k€32k▲
Remuneration and social security454/9€8k€16k▲
Other amounts payable47/48€45k€34k▼
Income statement
Code20242025
Turnover70€1.68M€1.91M▲
Goods, raw materials, services and sundry goods60/61€1.61M€1.81M▲
Remuneration, social security and pensions62€26k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€7k▲
Gross operating margin9900€69k€102k▲
Operating profit (loss)9901€38k€41k▲
Financial income75/76B€44€109▲
Recurring financial income75€44€109▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€37k€38k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€26k€27k▲
Profit (loss) for the period to be appropriated9905€26k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€150k€124k▼
Profit (loss) brought forward from the previous period14P€123k€97k▼
Profit to be distributed694/7€53k€40k▼
Return on contributions (dividend)694€53k€40k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
01-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
Financial
Weakest financial yearnet €13k ▼82.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambermontlaan 1241030 SchaarbeekGround area
288 m²
Building footprint
109 m²
Volume, LiDAR
1,212 m³
Parcel 21902A0424/00D003, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PROSAFE CONSTRUCT
since 20182.272.703.169
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0424/00D003 | Brussels | 288 m² | 1 · 109 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DASCALU CONSTRUCT
BE 0666.605.873
Torhout · Eq €104k
SELS
BE 0439.110.486
Putte · Eq €104k
ASTUCES PRO
BE 0800.332.647
Bassenge · Eq €104k
BATI-VIT-CONSTRUCT
BE 0563.940.083
Sint-Agatha-Berchem · Eq €104k
P & PLC
BE 0546.855.910
Jette · Eq €104k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-01-2018
Fiscal year end31-08
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43995Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.