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PROREGIO

Active
Private limited company (pre-2019)founded 200818 yrs activeSchoppen,Außenborner Weg 3, 4770 Amel, BelgiumKBO/BCE: BE 0899.805.355
Summary

The computed 12-month bankruptcy probability of PROREGIO is 2.1% (moderate). The 2024 annual accounts show negative equity (-€51,770) and a net result of -€635. Equity is shrinking by ~2.6% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
36 d early
2023
34 d early
2022
39 d early
2021
30 d early
2020
37 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 August 2008, PROREGIO was incorporated.1 Total assets went from EUR 13,091 in 2018 to EUR 2,848 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, unclassified schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€635▲ 45.9%
2023 · -€1,173
Working capital
-€51,802▼ 0.7%
2023 · -€51,432
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€7,039-€4,970-€6,296▼ 26.7%-€1,126▲ 82.1%-€582▲ 48.3%
Net result€6,970-€5,041-€6,352▼ 26.0%-€1,173▲ 81.5%-€635▲ 45.9%
Equity-€38,569▲ 15.3%-€43,610▼ 13.1%-€49,962▼ 14.6%-€51,135▼ 2.3%-€51,770▼ 1.2%
Total assets€15,174▲ 88.9%€12,245▼ 19.3%€4,783▼ 60.9%€3,216▼ 32.8%€2,848▼ 11.4%
Debt€53,743▲ 0.3%€55,855▲ 3.9%€54,746▼ 2.0%€54,351▼ 0.7%€54,618▲ 0.5%
Working capital-€40,899▲ 17.2%-€44,436▼ 8.6%-€50,524▼ 13.7%-€51,432▼ 1.8%-€51,802▼ 0.7%
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2020: €7,039€7,039Net result 2020: €6,970€6,970Operating result 2021: -€4,970-€4,970Net result 2021: -€5,041-€5,041Operating result 2022: -€6,296-€6,296Net result 2022: -€6,352-€6,352Operating result 2023: -€1,126-€1,126Net result 2023: -€1,173-€1,173Operating result 2024: -€582-€582Net result 2024: -€635-€63520202021202220232024-€8,000-€6,000-€4,000-€2,000€0Operating result 2022: -€6,296-€6,300Net result 2022: -€6,352-€6,350Operating result 2023: -€1,126-€1,130Net result 2023: -€1,173-€1,170Operating result 2024: -€582-€582Net result 2024: -€635-€635202220232024
The operating result stays negative: a loss of €582 in 2024 against €1,126 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2,848
Fixed assets €33 ▼ 89.0%
Current assets €2,816 ▼ 3.5%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€318▲
2023 · -€862
Cash flow
-€370▲
2023 · -€908
Interest coverage
-6.05▲
2023 · -18.53
Debt ≤ 1 year
€54,618▲
2023 · €54,351
Ratios withheld: a balance sheet total of €2,848 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.0% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 29 lines
Balance sheet Code20232024
Assets
Total assets20/58€3,216€2,848▼
Fixed assets21/28€297€33▼
Tangible fixed assets22/27€297€33▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€297€33▼
Current assets29/58€2,919€2,816▼
Amounts receivable within one year40/41€1,179€40▼
Trade receivables40€1,077€40▼
Other amounts receivable41€102-
Cash at bank and in hand54/58€1,740€2,776▲
Equity and liabilities
Total equity and liabilities10/49€3,216€2,848▼
Equity10/15-€51,135-€51,770▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€57,335-€57,970▼
Amounts payable17/49€54,351€54,618▲
Amounts payable within one year42/48€54,351€54,618▲
Trade debts44€119€174▲
Suppliers440/4€119€174▲
Other amounts payable47/48€54,232€54,444▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€265€265=
Gross operating margin9900-€862-€318▲
Operating profit (loss)9901-€1,126-€582▲
Financial charges65/66B€46€53▲
Recurring financial charges65€46€53▲
Profit (loss) for the period before taxes9903-€1,173-€635▲
Profit (loss) for the period9904-€1,173-€635▲
Profit (loss) for the period to be appropriated9905-€1,173-€635▲
Appropriation of the result
Profit (loss) to be appropriated9906-€57,335-€57,970▼
Profit (loss) brought forward from the previous period14P-€56,162-€57,335▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,504€1,504€265€265€265=
Other operating charges640/8--€1,365---
Gross operating margin9900€8,543-€3,466-€4,666-€862-€318▲ 63.1%
Operating profit (loss)9901€7,039-€4,970-€6,296-€1,126-€582▲ 48.3%
Financial income75/76B-€4€0---
Recurring financial income75-€4€0---
Financial charges65/66B-€75€57€46€53▲ 12.9%
Recurring financial charges65€69€75€57€46€53▲ 12.9%
Profit (loss) for the period before taxes9903€6,970-€5,041-€6,352-€1,173-€635▲ 45.9%
Profit (loss) for the period9904€6,970-€5,041-€6,352-€1,173-€635▲ 45.9%
Profit (loss) for the period to be appropriated9905€6,970-€5,041-€6,352-€1,173-€635▲ 45.9%
Line20202021202220232024Change
Assets
Total assets20/58€15,174€12,245€4,783€3,216€2,848▼ 11.4%
Fixed assets21/28€2,330€826€562€297€33▼ 89.0%
Tangible fixed assets22/27€2,330€826€562€297€33▼ 89.0%
Plant, machinery and equipment23---€0€0-
Furniture and vehicles24-€826€562€297€33▼ 89.0%
Current assets29/58€12,844€11,419€4,222€2,919€2,816▼ 3.5%
Stocks and contracts in progress3€3,735€1,841€100---
Stocks30/36-€1,841€100---
Amounts receivable within one year40/41€3,427€5,147€1,386€1,179€40▼ 96.6%
Trade receivables40-€4,689€1,077€1,077€40▼ 96.3%
Other amounts receivable41-€459€309€102--
Cash at bank and in hand54/58€5,682€4,431€2,736€1,740€2,776▲ 59.5%
Equity and liabilities
Total equity and liabilities10/49€15,174€12,245€4,783€3,216€2,848▼ 11.4%
Equity10/15-€38,569-€43,610-€49,962-€51,135-€51,770▼ 1.2%
Contributions10/11-€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€44,769-€49,810-€56,162-€57,335-€57,970▼ 1.1%
Amounts payable17/49€53,743€55,855€54,746€54,351€54,618▲ 0.5%
Amounts payable within one year42/48€53,743€55,855€54,746€54,351€54,618▲ 0.5%
Trade debts44€696€862€593€119€174▲ 46.4%
Suppliers440/4-€862€593€119€174▲ 46.4%
Other amounts payable47/48-€54,993€54,152€54,232€54,444▲ 0.4%
Line20202021202220232024Change
Profit (loss) for the period9904€6,970-€5,041-€6,352-€1,173-€635▲ 45.9%
+ Depreciation and write-downs630€1,504€1,504€265€265€265=
Operating cash flow (approximation)€8,474-€3,537-€6,088-€908-€370▲ 59.2%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€1,251-€1,695-€996€1,036▲ 204%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial Weakest financial yearnet -€6,352
Net result drops to -€6,352, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
2020
31-12
Financial Back to profitnet €6,970
Net result €6,970 after 2 loss-making years.
12-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
06-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 2 establishment units since 2008
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schoppen,Außenborner Weg 34770 Amel
2 establishment units
PROREGIO
Schoppen,Außenborner Weg 3, 4770 AmelManufacture of food products
since 20082.172.608.077
PROREGIO
Rottstrasse 21, 4730 RaerenRetail trade
since 20202.304.164.922

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Raeren2.304.164.922
2 permissions
Toelating · Traiteur · since 24-06-2022
Toelating · Verpakker levensmiddelen · since 24-06-2022
Amel/Amblève2.172.608.077
1 permission
Toelating · Ambulante detailhandel · since 11-04-2019

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,638 companies in sector 46170 we hold annual accounts for 669. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded11-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
46311Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0899805355
Also 9925:BE0899805355
Registered 28-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.