PRORAMA
ActiveSummary
The computed 12-month bankruptcy probability of PRORAMA is 1.8% (moderate). The 2025 annual accounts show equity of €55,393 and a net result of -€4,599. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 13604 sector peers (fiscal year 2025). The company has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 21.92 against 14.69 in 2024; short-term debt: 4.5% and cash: 25.5% of total assets), and 7.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
-7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
56 d late
2023
22 d late
2022
61 d early
2021
71 d late
2020
61 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 74 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€55,393▼ 7.7%
2024 · €59,993
Total assets
€59,733▼ 10.6%
2024 · €66,785
Net result
-€4,599
2024 · €4,398
Working capital
€56,330▲ 3.0%
2024 · €54,699
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,520€17,145▲ 80.1%€28,685▲ 67.3%€7,332▼ 74.4%€5,920▼ 19.3%
Net result€6,902within the sector's middle half€10,963within the sector's middle half▲ 58.8%€28,327above the sector's middle half▲ 158%€4,398within the sector's middle half▼ 84.5%-€4,599within the sector's middle half
Equity€16,305within the sector's middle half▲ 73.4%€27,268within the sector's middle half▲ 67.2%€55,595within the sector's middle half▲ 104%€59,993within the sector's middle half▲ 7.9%€55,393within the sector's middle half▼ 7.7%
Total assets€50,979within the sector's middle half▲ 24.6%€78,434within the sector's middle half▲ 53.9%€61,081within the sector's middle half▼ 22.1%€66,785within the sector's middle half▲ 9.3%€59,733within the sector's middle half▼ 10.6%
Debt€34,674▲ 10.0%€51,166▲ 47.6%€5,487▼ 89.3%€6,792▲ 23.8%€4,340▼ 36.1%
Working capital-€10,880within the sector's middle half€4,978within the sector's middle half€42,151above the sector's middle half▲ 747%€54,699above the sector's middle half▲ 29.8%€56,330above the sector's middle half▲ 3.0%
Solvency32.0%within the sector's middle half▲ 9.0pp34.8%within the sector's middle half▲ 2.8pp91.0%above the sector's middle half▲ 56.3pp89.8%above the sector's middle half▼ 1.2pp92.7%above the sector's middle half▲ 2.9pp
Current ratio0.65within the sector's middle half▼ 0.591.10within the sector's middle half▲ 0.4516.67above the sector's middle half▲ 15.5614.69above the sector's middle half▼ 1.9821.92above the sector's middle half▲ 7.23
Return on assets (ROA)13.5%within the sector's middle half▲ 65.5pp14.0%within the sector's middle half▲ 0.4pp46.4%above the sector's middle half▲ 32.4pp6.6%within the sector's middle half▼ 39.8pp-7.7%below the sector's middle half▼ 14.3pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,733
Fixed assets
€710 ▼ 91.2%
Current assets
€59,023 ▲ 0.6%
Equity and liabilities €59,733
Equity
€55,393 ▼ 7.7%
Debt
€4,340 ▼ 36.1%
Debt's share of the balance-sheet total falls from 10.2% to 7.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13,300▼
2024 · €15,482
Cash flow
€2,781▼
2024 · €12,548
Quick ratio
18.94▲
2024 · 12.62
Debt to equity
0.08▼
2024 · 0.11
ROE
-8.3%▼
2024 · 7.3%
Interest coverage
28.94▼
2024 · 31.26
Debt ≤ 1 year
€2,693▼
2024 · €3,996
Debt > 1 year
€1,647▼
2024 · €2,796
Income taxes
€10,060▲
2024 · €2,439
Staff costs
€36,833▲
2024 · €19,557
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3,864 | €7,970 | €17,571 | €19,557 | €36,833 | ▲ 88.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,964 | €8,707 | €8,846 | €8,150 | €7,380 | ▼ 9.4% |
| Other operating charges640/8 | €3,574 | €9,016 | - | €2,697 | €1,207 | ▼ 55.2% |
| Non-recurring operating charges66A | €30,417 | - | - | - | - | - |
| Gross operating margin9900 | €55,339 | €42,838 | €55,102 | €37,736 | €51,340 | ▲ 36.1% |
| Operating profit (loss)9901 | €9,520 | €17,145 | €28,685 | €7,332 | €5,920 | ▼ 19.3% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | €671 | €3,771 | €358 | €495 | €460 | ▼ 7.2% |
| Recurring financial charges65 | €671 | €3,771 | €358 | €495 | €460 | ▼ 7.2% |
| Profit (loss) for the period before taxes9903 | €8,849 | €13,374 | €28,327 | €6,837 | €5,461 | ▼ 20.1% |
| Income taxes67/77 | €1,947 | €2,411 | - | €2,439 | €10,060 | ▲ 312% |
| Profit (loss) for the period9904 | €6,902 | €10,963 | €28,327 | €4,398 | -€4,599 | ▼ 205% |
| Profit (loss) for the period to be appropriated9905 | €6,902 | €10,963 | €28,327 | €4,398 | -€4,599 | ▼ 205% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €50,979 | €78,434 | €61,081 | €66,785 | €59,733 | ▼ 10.6% |
| Fixed assets21/28 | €30,794 | €25,087 | €16,240 | €8,090 | €710 | ▼ 91.2% |
| Tangible fixed assets22/27 | €30,464 | €24,757 | €15,910 | €7,760 | €380 | ▼ 95.1% |
| Plant, machinery and equipment23 | €1,200 | €1,636 | €770 | - | - | - |
| Furniture and vehicles24 | €24,464 | €19,521 | €12,740 | €6,560 | €380 | ▼ 94.2% |
| Leasing and similar rights25 | €4,800 | €3,600 | €2,400 | €1,200 | - | - |
| Financial fixed assets28 | €330 | €330 | €330 | €330 | €330 | = |
| Current assets29/58 | €20,185 | €53,347 | €44,841 | €58,694 | €59,023 | ▲ 0.6% |
| Stocks and contracts in progress3 | €2,035 | €2,142 | €3,187 | €8,266 | €8,015 | ▼ 3.0% |
| Stocks30/36 | €2,035 | €2,142 | €3,187 | €8,266 | €8,015 | ▼ 3.0% |
| Amounts receivable within one year40/41 | €8,759 | €9,510 | €16,119 | €24,567 | €35,762 | ▲ 45.6% |
| Trade receivables40 | - | - | €12,000 | €12,000 | €12,000 | = |
| Other amounts receivable41 | €8,759 | €9,510 | €4,119 | €12,567 | €23,762 | ▲ 89.1% |
| Cash at bank and in hand54/58 | €9,178 | €41,508 | €25,535 | €25,862 | €15,246 | ▼ 41.0% |
| Deferred charges and accrued income490/1 | €213 | €187 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €50,979 | €78,434 | €61,081 | €66,785 | €59,733 | ▼ 10.6% |
| Equity10/15 | €16,305 | €27,268 | €55,595 | €59,993 | €55,393 | ▼ 7.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Outside capital11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Other1109/19 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves not available under the articles1311 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€51,895 | -€40,932 | -€12,605 | -€8,207 | -€12,807 | ▼ 56.0% |
| Amounts payable17/49 | €34,674 | €51,166 | €5,487 | €6,792 | €4,340 | ▼ 36.1% |
| Amounts payable after more than one year17 | €3,609 | €2,796 | €2,796 | €2,796 | €1,647 | ▼ 41.1% |
| Financial debts170/4 | €3,609 | €2,796 | €2,796 | €2,796 | €1,647 | ▼ 41.1% |
| Amounts payable within one year42/48 | €31,065 | €48,369 | €2,690 | €3,996 | €2,693 | ▼ 32.6% |
| Current portion of amounts payable after more than one year42 | €722 | €813 | €418 | - | - | - |
| Trade debts44 | €1,332 | €47,538 | €2,273 | €2,708 | €2,693 | ▼ 0.6% |
| Suppliers440/4 | €1,332 | €47,538 | €2,273 | €2,708 | €2,693 | ▼ 0.6% |
| Taxes, remuneration and social security45 | €5,240 | €3 | - | €1,288 | - | - |
| Taxes450/3 | €489 | - | - | €1,288 | - | - |
| Remuneration and social security454/9 | €4,751 | €3 | - | - | - | - |
| Other amounts payable47/48 | €23,770 | €17 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,902 | €10,963 | €28,327 | €4,398 | -€4,599 | ▼ 205% |
| + Depreciation and write-downs630 | €7,964 | €8,707 | €8,846 | €8,150 | €7,380 | ▼ 9.4% |
| Operating cash flow (approximation) | €14,866 | €19,670 | €37,173 | €12,548 | €2,781 | ▼ 77.8% |
| Investment in fixed assets (approximation) | - | -€2,999 | €0 | €0 | €0 | - |
| Change in cash | - | €32,330 | -€15,973 | €327 | -€10,616 | ▼ 3,343% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity times 15current ratio 16.67
Current ratio from 1.10 to 16.67; short-term debt falls from €48,369 to €2,690.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-12
Financial
Back to profitnet €6,902
Net result €6,902 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet -€21,265
Net result drops to -€21,265, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 17 acts read
About the unread acts
We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1988
Ground area
95 m²
Building footprint
97 m²
Volume, LiDAR
1,316 m³
Parcel 21443C0249/00L003, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Snack Twenty Six
since 19882.038.573.675
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0249/00L003 | Brussels | 95 m² | 1 · 97 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.038.573.675
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 8,348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-1976
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415700527
Also
9925:BE0415700527
Registered
31-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.