Debts
€243,362 95% of the balance sheet
Financial debts 56%Suppliers 0%Taxes and wages 3%Other 41%
Of this, €17,285 falls due within a year.
PROPRIMO
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €19,068 (2025)
€19,068▲ 2.8%
lowest -€14,654 (2023)
€884▲ €3,610
peak €35,483 (2021)
€11,680▲ 8.2%
€243,362▼ 1.9%
Board3 names since 2020
1 directorBelo Holding
Owners
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Back to profit: €884Investments €37,879Cash from €13,151 to €5,014
Key points
from the 2025 annual accountsInvestments
€37,345 3.8 × depreciation
Green is investment, beige is depreciation.
Filings
22 annual accounts 23 filings since 2004
Three of the last ten came late. The 2016 accounts came latest: 465 days after the end of the period.
Checked score
87
Excellent
Financially stronger than 46% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%highest value
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.3%▼ -0.3 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.2%▼ -0.1 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €11,680 (4.6% of total assets)
Liquidity: current ratio 0.55, cash €5,014, halved
lowers risk
Size: total assets €255,042
Founded in 1999
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 25% of them on solvency, 60% on liquidity, 36% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,083 companies had the same profile as PROPRIMO has now. Each dot stands for 3 companies, two years later.
96.8%
were still trading
2.2%
stopped another way
0.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PROPRIMO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,083 companies, not a prediction for PROPRIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.55 (0.39 in 2024), below 1. Short-term debt is 6.8% and cash 2% of total assets. 95.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
71 days early
2023
40 days early
2022
35 days early
2021
45 days early
2021
32 days early
2020
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BELO HOLDING 100%score 91equity €64,859 (2025) · 2025 annual accounts of BELO HOLDING
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465839233
Registered office moved from Chaumont-Gistoux to Court-Saint-Etienne
New registered office: rue de Faux, numéro 5, 1490 Court-Saint-Etienne · Previous registered office: Chemin de Grand Sart, numéro 24, 1325 Chaumont-Gistoux · Resignations: Blerim Haxhija (manager and director) and Olivier Steveny (director) · General meeting of 01-06-2021 · Gazette deed
Appointment: Blerim Haxhija (director)
General meeting of 18-12-2020 · Gazette deed
First establishment
Grand'Route 16A B, Mont-Saint-Guibert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PROPRIMO Court-Saint-Etienne | €255,042 | €19,068 | 4.6% | - |
| TRENTE - SEPT DEUX Jurbise | €221,101 | €20,585 | 24.3% | - |
| KANA BELGIUM Habay | €232,475 | €18,536 | 18.2% | - |
| SANISA Arlon | €281,175 | €24,392 | 25.8% | - |
| MU Brunehaut | €207,292 | €22,040 | 43.9% | - |
| DOMAINE DOMREMY Tournai | €258,413 | €22,256 | 63.3% | - |
| DERMAUT Harelbeke | €328,097 | €18,423 | 38.3% | - |
These companies have the same main activity as PROPRIMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €207,000 and €328,000, founded between 1994 and 2003.
Official details
Source: KBO- Status
- Active since 09-04-1999Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 1 other
- Establishment unit
- 2.092.315.0411435 Mont-Saint-Guibert, since 28-09-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- ≈ €66,000estimated
- €255,042▼ 1.5%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on PROPRIMO
PROPRIMO files the micro format. That format states no turnover. The gross margin rose from €11,632 in 2007 to €19,068 in 2025.
The balance sheet grew most from 2023 to 2024 through fixed assets.
BELO HOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PROPRIMO
- What is the company number of PROPRIMO?
- The company number of PROPRIMO is 0465.839.233. The VAT number is the same number with BE in front: BE 0465.839.233.
- Where is PROPRIMO based?
- The registered office is at Rue de Faux 5, 1490 Court-Saint-Etienne.Company details
- What does PROPRIMO do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of PROPRIMO?
- PROPRIMO is a private limited company (BV).
- When was PROPRIMO founded?
- PROPRIMO was founded on 09-04-1999.
- Is PROPRIMO still active?
- Yes, PROPRIMO is an active enterprise in the KBO register.
- What is the turnover of PROPRIMO?
- The turnover in financial year 2025 is ≈ €66,000. This figure is estimated from the gross margin of €19,068 and 31 comparable companies (NACE 68203). It probably lies between €26,000 and €150,000. It is a rough estimate.Financials
- Is PROPRIMO profitable?
- In financial year 2025, PROPRIMO made a profit of €884.
- Where can I find the annual accounts of PROPRIMO?
- PROPRIMO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PROPRIMO due?
- PROPRIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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